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Videos

Home / Videos
Hard Money Lenders
Commercial Loans | Hard Money Loans | Videos

Simple Truth: What Are Hard Money Lenders and How They Help

ByGustan Cho Posted onMay 5, 2025May 9, 2025

What Are Hard Money Lenders? A Simple Guide for Real Estate Investors and Borrowers If you’ve been turned down by…

Continue Reading Simple Truth: What Are Hard Money Lenders and How They HelpContinue

Bankruptcy or Foreclosure
Bad Credit Mortgages | Re-Establishing Credit | Videos

What’s Worse: Foreclosure or Bankruptcy?

ByGustan Cho Posted onApril 3, 2025April 29, 2025

Bankruptcy and foreclosure both damage your credit and can make it difficult or impossible to buy or refinance a home. But one is worse than the other.

Continue Reading What’s Worse: Foreclosure or Bankruptcy?Continue

Steps in the Underwriting Process
Mortgage Processing And Underwriting | Videos

Steps In The Underwriting Process By Mortgage Lenders

ByGustan Cho Posted onApril 3, 2025April 4, 2025

Steps in the Underwriting Process: What Borrowers Need to Know in 2025 If you’re buying a home or refinancing your…

Continue Reading Steps In The Underwriting Process By Mortgage LendersContinue

AUS Approval on Conventional Loans
Automated Underwriting System | Videos

AUS Approval On Conventional Loans Versus Refer/Eligible

ByGustan Cho Posted onApril 1, 2025April 7, 2025

AUS Approval On Conventional Loans Versus Refer-Eligible Per AUS: There are ways and tricks of the trade to get an approve eligible per automated underwriting system on conventional loans.

Continue Reading AUS Approval On Conventional Loans Versus Refer/EligibleContinue

Buying a Home With a Well and Septic
Home Purchase | Real Estate Topic | Videos

Easy Guide to Buying a Home with a Well and Septic

ByGustan Cho Posted onMarch 31, 2025April 1, 2025

Buying a home with a well and septic system can feel confusing, mainly if you’ve never dealt with private utilities…

Continue Reading Easy Guide to Buying a Home with a Well and SepticContinue

Home Loan with no Credit Tradelines
Credit Scores | FHA Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

Home Loan With No Credit Tradelines Mortgage Guidelines

ByGustan Cho Posted onMarch 28, 2025May 13, 2025

Getting a Home Loan With No Credit Tradelines: Your Complete 2025 Guide Buying a home is a thrilling achievement, but…

Continue Reading Home Loan With No Credit Tradelines Mortgage GuidelinesContinue

Oceanfront Homes in Puerto Rico
Condominium Loans | Condotel and Non-Warrantable Condos | Conventional Loans | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Investing in Oceanfront Homes in Puerto Rico

ByApril Ramirez Posted onMarch 27, 2025March 31, 2025

The Ultimate Guide to Buying Oceanfront Homes in Puerto Rico (2025 Update) Picture starting your day with waves breaking against…

Continue Reading Investing in Oceanfront Homes in Puerto RicoContinue

Property Tax Homestead Exemption
Home Purchase | Property Taxes | Real Estate Topic | Videos

Property Tax Homestead Exemption For Homeowners in Florida

ByMargarett Jurilla Posted onMarch 27, 2025March 31, 2025

Property Tax Homestead Exemption: Your 2025 Guide to Lowering Your Tax Bill and Buying a Home If you’re a homeowner…

Continue Reading Property Tax Homestead Exemption For Homeowners in FloridaContinue

Buying or Refinancing After Forbearance
Headline News Archives | Videos

Buying or Refinancing After Forbearance Mortgage Guidelines

ByGustan Cho Posted onMarch 25, 2025March 26, 2025

Buying or Refinancing After Forbearance: What You Need to Know in 2025 If you’ve been through a forbearance and are…

Continue Reading Buying or Refinancing After Forbearance Mortgage GuidelinesContinue

Jumbo Loans Chapter 13 Bankruptcy Guidelines
Mortgage After Bankruptcy and Foreclosure | High-Balance Mortgage Loans | Jumbo Loans | NON-QM Loans | Videos

Jumbo Loans Chapter 13 Bankruptcy Guidelines

ByGustan Cho Posted onMarch 24, 2025March 26, 2025

Jumbo Loans Chapter 13 Bankruptcy Guidelines: How to Get Approved in 2025 Many homebuyers think filing Chapter 13 bankruptcy means…

Continue Reading Jumbo Loans Chapter 13 Bankruptcy GuidelinesContinue

Exempt Debts From Debt To Income Ratio To Qualify For Mortgage
High Debt To Income Ratio | Videos

Exempt Debts From Debt To Income Ratio for Mortgage

ByGustan Cho Posted onMarch 21, 2025March 24, 2025

Getting approved for a mortgage isn’t just about your income and credit score. A huge factor lenders look at is…

Continue Reading Exempt Debts From Debt To Income Ratio for MortgageContinue

AUS Approval with Late Payments After Bankruptcy
Bad Credit Mortgages | Videos

How To Get AUS Approval With Late Payments After Bankruptcy

ByGustan Cho Posted onMarch 21, 2025March 24, 2025

Getting a mortgage approval after bankruptcy can feel stressful. Having late payments after a bankruptcy discharge makes things even more…

Continue Reading How To Get AUS Approval With Late Payments After BankruptcyContinue

Do All Lenders Have The Same Guidelines On VA Loans (2)
VA Loans | Mortgage Lender Overlays | Videos

Do All Lenders Have the Same Guidelines on VA Loans

ByGustan Cho Posted onMarch 20, 2025March 21, 2025

Do All Lenders Have the Same Guidelines on VA Loans? One of the most frustrating experiences for VA homebuyers is…

Continue Reading Do All Lenders Have the Same Guidelines on VA LoansContinue

Understanding The VA Funding Fee
VA Loans | Videos

Understanding The VA Funding Fee and Closing Costs

ByAlex Carlucci Posted onMarch 17, 2025March 19, 2025

Understanding the VA Funding Fee: Your Ultimate Guide for 2025 Navigating a VA loan can seem complicated at first. Understanding…

Continue Reading Understanding The VA Funding Fee and Closing CostsContinue

Why You Should Not Get a 15-Year Fixed-Rate Mortgage
Home Mortgages | Mortgage Rates | Videos

Why You Should Not Get a 15-Year Fixed-Rate Mortgage

ByAlex Carlucci Posted onMarch 5, 2025March 5, 2025

Why You Should Not Get a 15-Year Fixed-Rate Mortgage: Think Twice Before Choosing a 15-year Fixed-Rate Mortgage. If you’re considering…

Continue Reading Why You Should Not Get a 15-Year Fixed-Rate MortgageContinue

Preparing to Qualify for Conventional Loans
Home Mortgages | Conventional Loans | Student Loans | Videos

Preparing To Qualify For Conventional Loans

ByGustan Cho Posted onMarch 4, 2025March 5, 2025

Preparing to Qualify for Conventional Loans: Your Step-by-Step Guide to Homeownership Are you ready to buy a home but unsure…

Continue Reading Preparing To Qualify For Conventional LoansContinue

Low Down Payment Mortgage
First Time Home Buyers | Home Purchase | Videos

Low-Down-Payment Mortgage For First-Time Homebuyers

ByGustan Cho Posted onMarch 4, 2025March 5, 2025

Low Down Payment Mortgage: First-Time Homebuyer’s Guide to Homeownership Can You Buy a Home With Little to No Down Payment?…

Continue Reading Low-Down-Payment Mortgage For First-Time HomebuyersContinue

Commercial Loans in Chicago
Videos | Commercial Loans | Investment Homes | SBA Loans

Commercial Loans in Chicago – No Docs, Fast Approval!

ByGustan Cho Posted onMarch 3, 2025March 4, 2025

Commercial Loans in Chicago: Get Approved Fast with Gustan Cho Associates Are you looking for commercial loans in Chicago but…

Continue Reading Commercial Loans in Chicago – No Docs, Fast Approval!Continue

Mortgage Process After the Conditional Approval
Clear To Close | Conditional Loan Approval | Mortgage Processing And Underwriting | Videos

Mortgage Process After The Conditional Approval

ByGustan Cho Posted onFebruary 24, 2025February 25, 2025

The Mortgage Process After the Conditional Approval: What Happens Next? The mortgage process after the conditional approval is one of…

Continue Reading Mortgage Process After The Conditional ApprovalContinue

Mortgage Rates On Bad Credit Loans
Bad Credit Mortgages | Credit Scores | Mortgage Rates | Videos

Mortgage Rates on Bad Credit Loans With Low Credit Scores

ByGustan Cho Posted onFebruary 24, 2025March 11, 2025

Securing a mortgage with bad credit or a low credit score may be difficult, but it is still achievable. While…

Continue Reading Mortgage Rates on Bad Credit Loans With Low Credit ScoresContinue

FHA Condo Mortgage Guidelines
Condominium Loans | FHA Loans | Videos

FHA Condo Mortgage Guidelines: What You Must Know

ByAnngelli Abenes Posted onFebruary 19, 2025February 20, 2025

For many homebuyers, buying a condo can be an excellent option due to its combination of affordability, convenience, and a…

Continue Reading FHA Condo Mortgage Guidelines: What You Must KnowContinue

Conventional Loan Collection Accounts Guidelines
Collection Accounts | Conventional Loans | Videos

Conventional Loan Collection Accounts Guidelines

ByGustan Cho Posted onFebruary 18, 2025April 7, 2025

Conventional Loan Collection Accounts Guidelines: 2025 Updates If you have collection accounts on your credit report and want to buy…

Continue Reading Conventional Loan Collection Accounts GuidelinesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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