High-Balance Conforming Loans in High-Cost Areas
High-balance conforming loans are advanced loan programs ideal for the individuals buying homes in high-cost areas. The loan is for…
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Is 120-Day Mortgage Late Considered Foreclosure?
A 120-day mortgage late payment on your mortgage does not automatically mean foreclosure. It shows you are seriously behind, but…
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Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Mortgage Processing And Underwriting | Videos
Fannie Mae Waiting Period After Deed-in-Lieu and Short Sale
Fannie Mae Waiting Period After Deed-in-Lieu and Short Sale Guidelines A deed-in-lieu of foreclosure is one of the toughest financial…
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Why Mortgage Lenders Request Bank Statements & Red Flags
If you are buying a home or refinancing, you might wonder why mortgage lenders request bank statements throughout the loan…
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Using a 401(k) to Buy a House? Read This First
Many homebuyers have substantial value on their 401k. They can use up to 60% of the value of their 401k for their down payment and/or closing costs on their home purchase. The amount used from their 401k is not used for their debt to income ratio calculations.
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Conditional Loan Approval | Home Possible | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Mortgage Conditions By Underwriters On Conditional Approval
Mortgage Conditions From Underwriters During Conditional Approval In this article, we will discuss and cover the mortgage conditions by underwriters…
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Everything You Need To Know About The Loan Estimate
Everything You Need To Know About The Loan Estimate In this guide, we will discuss and extensively cover everything you…
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Mortgage Refinance | Conventional Loans | Headline News Archives | Real Estate Topic | Refinancing | Videos
HARP For Underwater Mortgages Lending Guidelines
HARP For Underwater Mortgages Lending Guidelines This guide covers HARP for underwater mortgages. This guide is an update of a…
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First Time Home Buyers | Down Payment Assistance | FHA Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
How Does Down Payment Assistance Work For Homebuyers
How Does Down Payment Assistance Work For Homebuyers With FHA, VA, USDA, And Conventional Loans In this guide, we will…
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Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Debt Settlement Versus Bankruptcy Mortgage Guidelines
Debt settlement versus bankruptcy is a serious decision, especially if you want to buy or refinance a home in the…
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Condominium Loans | Condotel and Non-Warrantable Condos | Conventional Loans | Home Mortgages | Home Purchase | Real Estate Topic | Videos
Investing in Oceanfront Homes in Puerto Rico
The Ultimate Guide to Buying Oceanfront Homes in Puerto Rico (2026 Update) Picture starting your day with waves breaking against…
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Government Shutdown And Effects To Mortgage Programs
Government Shutdown And Effects To Mortgage Programs: FHA, VA, USDA, Conventional Loans, Closings, And Borrower Delays Have you ever wondered…
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Fannie Mae Guidelines on Community Property States
If you are married and purchasing a home in a community property state, your spouse’s debts may affect your mortgage…
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Land Contract Home Purchase: Avoid Costly Mistakes
A land contract home purchase is a way to buy a home directly from the seller without using a traditional…
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VA Guidelines Versus Overlays on VA Home Loans
VA loans are one of the best mortgage options for eligible veterans, active-duty service members, and qualified surviving spouses. They…
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Freddie Mac Asset Depletion Mortgage Lending Guidelines
Can you get a Freddie Mac mortgage if you have lots of investments or savings but little or no income? In many cases, you can convert assets into income (for mortgage qualifying purposes) by using asset depletion.
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Income And Employment | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Employer Distance Requirements on Primary Home Mortgages
Can you buy a primary home far from your employer if your job is remote? Yes, you can buy a…
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Home Purchase | One-Time Close Construction Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Home Builders Steering Lenders Mortgage Guidelines
The practice of home builders steering lenders refers to the common industry practice of recommending or ” steering” homebuyers toward…
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How Credit Repair Works During The Mortgage Process
How Credit Repair Works During The Mortgage Process To Get Approved This guide covers how credit repair works during the…
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FHA Spot Loans on Non-HUD-Approved Condos
FHA Spot Loans enables condo buyers to purchase a condo unit in a non-HUD-Approved Condo Complex with an FHA loan.
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How To Become A Successful Mortgage Loan Officer
This article will cover how to become a successful mortgage loan officer at Gustan Cho Associates. Starting a new career…
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Bad Credit Mortgages | FHA Loans | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Home Purchase With Bad Credit With Lender With No Overlays
Homebuyers do not need great credit and high credit scores to qualify for a mortgage. You can have outstanding collections and charged-off accounts and qualify for a mortgage as long
