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ByJohn Strange, NMLS: 230932
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In this article, we will cover and discuss how credit disputes affect mortgage process and cause loan denial. The pre-approval…
ByGustan Cho, NMLS 873293
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What Are The Typical Mistakes Prior To Clear To Close To Avoid By Mortgage Borrowers? You should not maximize your credit cards, purchase new furniture, buy a car, bounce any checks, or apply for new credit during the mortgage process prior to the clear to close.
ByGustan Cho, NMLS 873293
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Borrowers Need To Realize How Credit Balance Impacts Credit Scores To Qualify For Mortgage: The key to getting a low mortgage rate is to maximize your credit scores prior to applying for a mortgage. It can simply be done by paying down your credit card balance to a 10% credit utilization ratio.
ByGustan Cho, NMLS 873293
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Borrowers who have credit scores under 620 FICO need a lower debt to income ratio to get an approve/eligible per automated underwriting system.
ByGustan Cho, NMLS 873293
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Buying a home with less-than-perfect credit can feel overwhelming, especially if you are thinking about hiring a credit repair company….
ByGustan Cho, NMLS 873293
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This guide covers identity theft process during mortgage application process. Identity theft process is one of the fastest growing crimes…
ByMike Gracz, NMLS: 1160212
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Removing Judgments Off Credit Report For Mortgage Approval: What Homebuyers Need To Know This guide covers removing judgments off credit…
ByGustan Cho, NMLS 873293
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Quick Answer Credit during the mortgage process affects your approval in three ways: (1) eligibility for certain programs, (2) interest…
ByAlex Carlucci, NMLS: 229891
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Mortgage Charge Offs Lending Guidelines: Your Guide to Homeownership in 2025 Have you experienced a mortgage charge off and need…
ByGustan Cho, NMLS 873293
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How Errors on Credit Reports Impact Mortgage Approvals If you’re looking to buy a home, one of the first things…
ByAlex Carlucci, NMLS: 229891
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Mortgage Approval Without Retracting Credit Disputes: A Complete Guide for 2024 and Beyond If you’re worried about how credit disputes…
ByGustan Cho, NMLS 873293
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This guide covers changes in credit report during mortgage process. Credit scores and debt-to-income ratios determine whether borrowers qualify for…
ByGustan Cho, NMLS 873293
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How Do I Know If I Qualify For A Mortgage? All loan programs have different lending guidelines. However, you normally need timely payments in the past twelve months and need qualified income and have the ability to repay your new mortgage.
ByGustan Cho, NMLS 873293
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How Does Rapid Rescore Assist You in Securing a Mortgage in 2024? Imagine this: You’re almost ready to buy your…
ByJohn Strange, NMLS: 230932
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Credit Repair During FHA Loan Process: What You Need to Know in 2024 If you’re considering buying a home using…
ByGustan Cho, NMLS 873293
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This guide covers the VA credit dispute guidelines on VA mortgage loans. VA loans are the best loan program in…
ByGustan Cho, NMLS 873293
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This guide covers checking your credit before buying home. Your credit score and credit report are significant in the mortgage…
ByGustan Cho, NMLS 873293
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This blog will discuss the HUD and Fannie Mae Guidelines on credit disputes during the mortgage process. We will outline…
ByGustan Cho, NMLS 873293
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If you have lower credit scores and multiple prior derogatory credit tradelines, FHA loans are your best bet to get an approve/eligible per automated underwriting system (AUS).
ByGustan Cho, NMLS 873293
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This blog will discuss FHA mortgage guidelines on credit disputes during the mortgage process. In general, you cannot have credit…
ByGustan Cho, NMLS 873293
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This blog will cover how mortgage underwriters look at credit report vs credit scores. Minimum credit scores are required to…
ByGustan Cho, NMLS 873293
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Gustan Cho Associates Has Special Tricks On Ways Of Boosting Credit Before Applying For Mortgage. Do not hire any credit repair companies if you are planning on applying for a mortgage. Credit repair does more harm than good during the mortgage process. You cannot have credit disputes during the mortgage process.
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