ByMike Gracz, NMLS: 1160212
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Securing a mortgage is still within reach, even if your Chapter 13 bankruptcy is ongoing. You do not always have…
ByGustan Cho, NMLS 873293
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HUD Manual Underwriting DTI Guidelines for FHA Loans: 2026 Approval Guide Getting a Refer result from an automated underwriting system…
ByGustan Cho, NMLS 873293
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Mortgage underwriters qualify borrowers by verifying the income, employment, credit, debts, assets, and property information used in the mortgage application….
ByGustan Cho, NMLS 873293
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In this article, we will be comparing FHA loans vs VA loans. VA loans are by far the best mortgage…
ByGustan Cho, NMLS 873293
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This guide covers solutions for when things go wrong during the mortgage process. The mortgage process can be very stressful….
ByGustan Cho, NMLS 873293
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This guide covers manual underwriting versus automated approval. There are two types of Automated Underwriting Systems (AUS): Fannie Mae’s Automated…
ByGustan Cho, NMLS 873293
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Is it possible to secure a mortgage with collection accounts? The short answer is yes. In this guide, find out…
ByGustan Cho, NMLS 873293
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This guide explores the factors affect pre-approval and stress during the mortgage process. Once individuals decide to purchase a home,…
ByGustan Cho, NMLS 873293
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Buying a home shouldn’t feel confusing. If you’ve had credit bumps or don’t have a big down payment, using FHA…
ByMike Gracz, NMLS: 1160212
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Online Mortgage Application: Everything from Getting Preapproved to Closing In this guide, we will cover and discuss the online mortgage…
ByGustan Cho, NMLS 873293
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How Do Underwriters Approve Mortgage Loans? Complete Underwriting Guide Mortgage underwriters confirm that the loan, borrower, and property fulfill the…
ByGustan Cho, NMLS 873293
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How To Get Refer To Approve-Eligible Per AUS To Qualify For Mortgage: There are ways of trying to get a refer/eligible findings to an approve/eligible per automated underwriting system.
ByGustan Cho, NMLS 873293
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In this guide we will cover and discuss the automated underwriting system approval, which is also referred to as AUS…
ByMike Gracz, NMLS: 1160212
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This guide is about understanding mortgage application process to avoid delays. Despite the countless mortgage lending guidelines, applying for a…
ByMike Gracz, NMLS: 1160212
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This article explores the various mortgage options available to homebuyers seeking approval for a home loan with bad credit Texas….
ByJohn Strange, NMLS: 230932
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Mortgage Loan Underwriting Process: Simple, Step-by-Step Guide The mortgage loan underwriting process is the lender’s review of your income, credit,…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss what is DU automated approval on the automated underwriting system. A sound…
ByMike Gracz, NMLS: 1160212
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This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
ByGustan Cho, NMLS 873293
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In this article, we will cover and discuss applying for mortgage with another lender when denied by the original lender….
ByGustan Cho, NMLS 873293
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This guide talks about how mistakes on credit reports can mess up the mortgage loan process and slow down mortgage…
ByDale Elenteny, NMLS: 904444
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Gustan Cho Associates get a lot of calls from borrowers to ask is timeshare foreclosure considered mortgage foreclosure. The answer…
ByGustan Cho, NMLS 873293
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This article will cover underwriting credit guidelines during the mortgage process. Mortgage borrowers should not stress during the mortgage process….
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