Can I Get an FHA Loan With Under 600 Credit Score
In this blog post, we’ll explore obtaining an FHA loan with a credit score under 600. Gustan Cho Associates specializes…
580 Score VA Financing With No Lender Overlays
This guide covers 580 score VA financing for eligible veteran homebuyers and homeowners. The team at Gustan Cho Associates are…
FHA Loan With Low Credit Scores Mortgage Guidelines
This article covers qualifying for an FHA loan with low credit scores mortgage guidelines for 2024. FHA loans are the…
How Underwriters Look at Credit Report vs Credit Scores
This blog will cover how mortgage underwriters look at credit report vs credit scores. Minimum credit scores are required to…
VA Loans With Under 620 Credit Scores Guidelines
In this article, we will discuss and cover VA loans with under 620 credit scores guidelines. VA loans are the…
Impact of Credit Score Changes During Mortgage Process
This guide covers the impact of credit score changes during mortgage process and how it impacts borrowers. Credit Score Changes…
FICO Credit Scores Requirements To Qualify For a Mortgage
This guide covers about FICO credit scores to qualify for a mortgage loan. Every mortgage loan applicant who has applied…
Videos | Bad Credit Mortgages | Conventional Loans | Credit Disputes | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit
Ways of Boosting Credit Before Applying For Mortgage
Gustan Cho Associates Has Special Tricks On Ways Of Boosting Credit Before Applying For Mortgage. Do not hire any credit repair companies if you are planning on applying for a mortgage. Credit repair does more harm than good during the mortgage process. You cannot have credit disputes during the mortgage process.
Credit Tradelines NOT Reporting To Credit Bureaus
This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Disputes | Credit Scores | Re-Establishing Credit | Videos
Common Credit Score Questions From First-Time Homebuyers
This guide covers common credit score questions from first-time homebuyers. What does a “good credit or good FICO” really mean…
Adding Credit Tradelines To Qualify For Mortgage
In this blog, we will cover and discuss adding credit tradelines to qualify for mortgage by boosting credit scores. Many…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Scores | FHA Loans | Mortgage Rates | Qualifying & Getting Pre-approved | Videos
Shopping For Mortgage With Poor Credit and Low Credit Scores
In this blog, we will discuss and cover shopping for mortgage with poor credit and low credit scores. Shopping for…
Bad Credit Mortgages | Credit Disputes | Credit Scores | FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Videos
FHA Credit Guidelines | Guide For FHA Loan Approval
In this article, we will discuss and cover the FHA credit guidelines on how to get qualified for an FHA…
How Credit Repair Works During The Mortgage Process
This guide covers how credit repair works during the mortgage process. A substantial percentage of my borrowers are folks who…
Credit Score To Qualify For Mortgage Lending Guidelines
This guide covers credit score to qualify for mortgage lending guidelines. It is not the end of the world for…
Credit Score Changes During Underwriting Process
Your mortgage lender checks your credit when you apply for a home loan. Your credit score determines your mortgage rate and also if you qualify for a loan. Mortgage lenders check your credit more than once, so protect your credit rating during the loan process.
Credit Score Mortgage Guidelines For Home Loans
In this blog, we will cover and discuss the credit score mortgage guidelines for home purchase and refinance. What is…
Increase Credit Scores Before Applying For Mortgage
This guide covers how to increase credit scores before applying for mortgage. Consumer credit report and credit scores are probably the most…
Why Do Lenders Need Credit Reports and Scores
In this blog, we will cover why lenders need credit reports and credit scores to get borrowers a mortgage loan…
How Credit Card Balance Affect Debt-To-Income Ratio
This guide covers how credit card balance affect debt-to-income ratio for mortgage borrowers. We will discuss the negative impact how…
Mortgage Approval With 580 FICO Credit Score
This guide covers mortgage approval with 580 FICO credit score. The Federal Housing Administration, a subsidiary of the United States…
