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Gustan Cho Associates
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    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
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    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
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    • VA Home LoansExpand
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      • Asset-Depletion
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Home Purchase

Home / Home Purchase
States With Exceptional Campgrounds
Home Purchase | Home Sellers | Real Estate Topic | Videos

Buying a House in States With Exceptional Campgrounds

ByMargarett Jurilla Posted onJuly 18, 2025July 18, 2025

Buying a Home in States With Exceptional Campgrounds: Your Guide to Outdoor Living Are you dreaming of a home where…

Continue Reading Buying a House in States With Exceptional CampgroundsContinue

Waiting Period After Loan Modification
Home Purchase

Waiting Period After Loan Modification to Qualify for a Loan

ByGustan Cho Posted onJuly 17, 2025July 18, 2025

.Waiting Period After Loan Modification: What You Need to Know Before You Apply for a Mortgage If you’ve gone through…

Continue Reading Waiting Period After Loan Modification to Qualify for a LoanContinue

Benefits of Open Houses
Home Purchase | Home Sellers | Real Estate Topic | Selling Your Home | Videos

Benefits of Open Houses For Homebuyers and Sellers

ByMargarett Jurilla Posted onJuly 16, 2025July 17, 2025

This guide covers the benefits of open houses for homebuyers and sellers. There are many reasons why a homeowner decides…

Continue Reading Benefits of Open Houses For Homebuyers and SellersContinue

Primary Home
Home Purchase | Real Estate Topic | Second Homes | Videos

Primary Home Versus Second Home Purchase

ByGustan Cho Posted onJuly 15, 2025July 17, 2025

Primary Home Mortgage Guide: What Counts, What Doesn’t, and How to Qualify When buying a home, one of the most…

Continue Reading Primary Home Versus Second Home PurchaseContinue

Florida Homeowners Insurance
Home Mortgages | Home Purchase | Homeowners Insurance

The Crisis of Florida Homeowners Insurance

ByGustan Cho Posted onJuly 14, 2025July 17, 2025

Florida Homeowners Insurance: What You Need to Know in 2025 Florida homeowners insurance is more than just a requirement—it’s your…

Continue Reading The Crisis of Florida Homeowners InsuranceContinue

Primary Home Status
Home Purchase

Primary Home Status When Qualifying For a Mortgage

ByGustan Cho Posted onJuly 7, 2025July 8, 2025

This guide covers primary home status when qualifying for a mortgage. When a mortgage loan borrower applies for a residential…

Continue Reading Primary Home Status When Qualifying For a MortgageContinue

Funds required for first-time home buyer on a home purchase
Home Purchase

Funds Required For First-Time Home Buyer on a Purchase

ByGustan Cho Posted onJuly 1, 2025July 2, 2025

This guide covers the funds required for first-time home buyer on a home purchase. Are you a first-time home buyer?…

Continue Reading Funds Required For First-Time Home Buyer on a PurchaseContinue

Escrow Hold Back
Mortgage Processing And Underwriting | Clear To Close | Home Purchase | Home Sellers | Real Estate Topic | Videos

Escrow Hold Back For Home Repairs

ByGustan Cho Posted onJuly 1, 2025July 2, 2025

This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…

Continue Reading Escrow Hold Back For Home RepairsContinue

Mortgage Approval For Home Purchase on Acreage
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Mortgage Approval For Home Purchase on Acreage

ByGustan Cho Posted onJune 27, 2025June 27, 2025

In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…

Continue Reading Mortgage Approval For Home Purchase on AcreageContinue

Buying a Home With a Well and Septic
Home Purchase | Real Estate Topic | Videos

Easy Guide to Buying a Home with a Well and Septic

ByGustan Cho Posted onMarch 31, 2025April 1, 2025

Buying a home with a well and septic system can feel confusing, mainly if you’ve never dealt with private utilities…

Continue Reading Easy Guide to Buying a Home with a Well and SepticContinue

Oceanfront Homes in Puerto Rico
Condominium Loans | Condotel and Non-Warrantable Condos | Conventional Loans | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Investing in Oceanfront Homes in Puerto Rico

ByApril Ramirez Posted onMarch 27, 2025March 31, 2025

The Ultimate Guide to Buying Oceanfront Homes in Puerto Rico (2025 Update) Picture starting your day with waves breaking against…

Continue Reading Investing in Oceanfront Homes in Puerto RicoContinue

Property Tax Homestead Exemption
Home Purchase | Property Taxes | Real Estate Topic | Videos

Property Tax Homestead Exemption For Homeowners in Florida

ByMargarett Jurilla Posted onMarch 27, 2025March 31, 2025

Property Tax Homestead Exemption: Your 2025 Guide to Lowering Your Tax Bill and Buying a Home If you’re a homeowner…

Continue Reading Property Tax Homestead Exemption For Homeowners in FloridaContinue

Buying a House in a Coastal City
Home Mortgages | Home Purchase | Real Estate Topic

Moving and Buying a House in a Coastal City in the U.S.

ByMargarett Jurilla Posted onMarch 20, 2025March 21, 2025

Buying a House in a Coastal City: The Ultimate Guide to Coastal Living and Homeownership Have you ever dreamed of…

Continue Reading Moving and Buying a House in a Coastal City in the U.S.Continue

Low Down Payment Mortgage
First Time Home Buyers | Home Purchase | Videos

Low-Down-Payment Mortgage For First-Time Homebuyers

ByGustan Cho Posted onMarch 4, 2025March 5, 2025

Low Down Payment Mortgage: First-Time Homebuyer’s Guide to Homeownership Can You Buy a Home With Little to No Down Payment?…

Continue Reading Low-Down-Payment Mortgage For First-Time HomebuyersContinue

Fannie Mae Down Payment Guidelines
Home Purchase

Fannie Mae Down Payment Guidelines On Conventional Loans

ByGustan Cho Posted onFebruary 25, 2025February 27, 2025

Understanding Fannie Mae Down Payment Guidelines in 2025 Beginning the journey to owning a home can feel both exciting and…

Continue Reading Fannie Mae Down Payment Guidelines On Conventional LoansContinue

Lawsuit During the Mortgage Process
Home Purchase | Bad Credit Mortgages | Judgment | Videos

Stuck in a Lawsuit During the Mortgage Process? Do This NOW!

ByGustan Cho Posted onFebruary 6, 2025April 8, 2025

Lawsuit During the Mortgage Process: What You Need to Know to Get Approved If you’re in the middle of a…

Continue Reading Stuck in a Lawsuit During the Mortgage Process? Do This NOW!Continue

Buying Home Near Railroad Tracks
Home Purchase | Home Mortgages | Home Sellers | Real Estate Topic | Videos

Resale Value of Buying Home Near Railroad Tracks

ByGustan Cho Posted onJanuary 24, 2025January 27, 2025

Buying Home Near Railroad Tracks: Bargain or Bad Investment in 2025? Buying a home near railroad tracks can stir up…

Continue Reading Resale Value of Buying Home Near Railroad TracksContinue

Tampa Housing Market
Home Purchase

Tampa Housing Market

ByGustan Cho Posted onJanuary 18, 2025January 22, 2025

This guide will cover the Tampa housing market and mortgage options available for homebuyers. Most realtors in the Tampa, Florida…

Continue Reading Tampa Housing MarketContinue

Buying a House in Small-Town America
Home Purchase | Real Estate Topic

Discovering and Buying a House in Small-Town America

ByMargarett Jurilla Posted onJanuary 17, 2025January 19, 2025

Buying a House in Small-Town America: Your 2025 Guide to Affordable Charm Have you ever felt overwhelmed by the constant…

Continue Reading Discovering and Buying a House in Small-Town AmericaContinue

IHDA Mortgage Guidelines on Illinois Home Purchase
Home Purchase | Down Payment Assistance | First Time Home Buyers | Videos

IHDA Mortgage Guidelines on Illinois Home Purchase

ByAlex Carlucci Posted onJanuary 17, 2025January 19, 2025

In this blog, we will cover and discuss IHDA mortgage guidelines on Illinois home purchases. The Illinois Housing Development Authority…

Continue Reading IHDA Mortgage Guidelines on Illinois Home PurchaseContinue

Rent-to-Own a Home
Home Mortgages | Home Purchase

Rent-To-Own a Home With Home Partners of America

ByGustan Cho Posted onJanuary 16, 2025January 17, 2025

Rent-to-Own a Home: Your Path to Homeownership with Gustan Cho Associates Are you dreaming of owning a home but feeling…

Continue Reading Rent-To-Own a Home With Home Partners of AmericaContinue

Buying Townhouse Versus Single-Family Homes
Condominium Loans | Home Purchase | Real Estate Topic | Town House | Videos

Buying Townhouse Versus Single-Family Homes

ByAlex Carlucci Posted onJanuary 15, 2025January 20, 2025

More and more homebuyers are gravitating towards a townhome purchase versus a single-family home during today’s booming housing market

Continue Reading Buying Townhouse Versus Single-Family HomesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • States With Exceptional Campgrounds
    Buying a House in States With Exceptional CampgroundsJuly 18, 2025
  • Feds Start Land Seizures
    Feds Start Land Seizures Along Texas Border To Build WallJuly 17, 2025
  • Waiting Period After Loan Modification
    Waiting Period After Loan Modification to Qualify for a LoanJuly 17, 2025
  • Hard Money Loan Closings
    Need Fast Funding? Hard Money Loan Closings Made SimpleJuly 17, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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