Investment Property Loans | Non-QM, DSCR, No-Doc Mortgages
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Investment Property Loans | Non-QM, DSCR, No-Doc Mortgages

What Are The Eligibility Mortgage Guidelines On Investment Property Loans? Real estate investors can take advantage of the new non-QM and alternative loan programs for investment properties. Dozens of non-QM loan programs have been launched recently for real estate investors.

Manual Underwriting With Late Payments Mortgage Guidelines
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Manual Underwriting With Late Payments Mortgage Guidelines

Can You Qualify For Manual Underwriting With Late Payments? VA and FHA allow manual underwriting for borrowers who cannot get an approve/eligible per automated underwriting system. Manual underwriting guidelines require timely payments in the past 24 months. However, Gustan Cho Associates can approve manual underwriting with late payments in the past 24 months if the borrower had extenuating circumstances beyond their control. This is more so on VA loans versus FHA loans.