How Unsecured Credit Card Approval Works After Bankruptcy
Is getting an unsecured credit card after bankruptcy possible? Yes, you may qualify for an unsecured credit card after bankruptcy,…
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Understanding Insurance for Homebuyers and Homeowners
Homebuyers may encounter several types of insurance during the mortgage process, each serving a different purpose. Homeowners insurance protects your…
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APR Versus Interest Rate Quoted By Mortgage Lenders
The interest rate is the cost of borrowing the loan principal. It directly affects your monthly principal-and-interest payment. The annual…
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Direct Versus Correspondent Lender: Key Differences
Direct and correspondent lenders can both originate, process, close, and fund mortgage loans. A direct lender typically funds the mortgage…
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UPDATED 2-to-4 Unit Fannie Mae Multi-Family Mortgage
Changes to 2-to-4 Unit Fannie Mae Multi-Family Mortgage Guidelines This manual addresses the modifications in down payment and self-sufficiency for…
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How Does the Federal Reserve Affect Mortgage Rates
How does the Federal Reserve affect mortgage rates? The Fed does not set mortgage rates directly. It manages short-term monetary…
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How to Get the Lowest Mortgage Rates on Home Loans
Getting the lowest mortgage rate is not just about calling lenders and asking for today’s rate. The best mortgage pricing…
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Documents Needed for a Mortgage: A Simple Buyer’s Checklist
Buying a home involves paperwork, and it can be frustrating when your lender asks for additional documents after you have…
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Buying Townhouse versus Single-Family Homes
More and more homebuyers are gravitating towards a townhome purchase versus a single-family home during today’s booming housing market
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Why Mortgage Rates Are Rising And What It Means For Buyers
A higher mortgage rate can change a buyer’s entire home search. Even a 1% increase can add hundreds of dollars…
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NON-QM Loans | Bank Statement Loans | Mortgage Processing And Underwriting | No-Ratio Mortgage Loans | Profit and Loss Statement Only Mortgages | Self-Employed Borrowers | Videos
Non-QM Loans for Self-Employed Borrowers
Non-QM Loans for Self-Employed Borrowers: Qualification Guide This article will cover qualifying for non-QM loans for self-employed borrowers’ home purchases…
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Home Mortgages | Credit Scores | Mortgage Processing And Underwriting | Mortgage Rates | Qualifying & Getting Pre-approved | Videos
Lender versus Borrower Paid Mortgage Transactions
In this guide, we will discuss lender versus borrower paid mortgage transactions. Mortgage brokers can often opt to go with…
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NON-QM Loans | Bank Statement Loans | No-Ratio Mortgage Loans | Qualifying & Getting Pre-approved | Videos
New Mortgage Programs For Homebuyers and Investors
Getting a loan to buy or renovate a house can be hard right now. High property prices and big upfront…
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Headline News Archives | Home Purchase | Income And Employment | Property Taxes | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Illinois Mass Exodus Due To Jobs, Housing, Tax Policy
This guide covers the Breaking News About Illinois Mass Exodus Due to Jobs, Housing, Tax Policy. Illinois’ long-standing high taxes…
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Home Mortgages | Credit Scores | FHA Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
HUD Credit Score Guidelines On FHA Home Loans
Understanding HUD Credit Score Guidelines So you want to buy your home, but you are worried about your credit score….
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NON-QM Loans | FHA Loans | Headline News Archives | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | Real Estate Topic | Videos
FHA Back to Work versus NON-QM Mortgages-Pros and Cons
FHA Back to Work Versus Non-QM Mortgages: Pros, Cons, and Current Options After Bankruptcy, Foreclosure, or Short Sale The Federal…
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Commercial Loans | Hard Money Loans | Investment Homes | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Private Money Loans with Bad Credit for Real Estate Investors
Private Money Loans With Credit: Can Real Estate Investors Still Get Approved? Real estate investors with bad credit can still…
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Sarasota Housing Market: Home Prices and Trends
The Sarasota housing market is something people want to know about. The Sarasota housing market is great because it has…
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Mortgage Rates Have Recently Been Dropping
This guide covers mortgage rates have recently been dropping. 30-year fixed FHA mortgage rates have been as low as 4.25%…
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Where Are the Lowest Property Tax Rates?
Even if you have a fixed-rate mortgage, your monthly mortgage payment can change over time. That’s because most lenders include property taxes and homeowners insurance in the monthly payment, and those elements can change over time. Property values increase and tax rates can too.
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Mortgage Charge Offs Lending Guidelines and Requirements
In this guide, we will cover mortgage charge offs lending guidelines and requirements on home loans. Have you experienced a…
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Benefits of Buying Newer Homes Versus Older Homes
When considering newer homes versus older homes, look beyond just the purchase price. Newer homes typically require less maintenance, offer…
