UPDATED 2-to-4 Unit Fannie Mae Multi-Family Mortgage
Changes to 2-to-4 Unit Fannie Mae Multi-Family Mortgage Guidelines This manual addresses the modifications in down payment and self-sufficiency for…
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How Does the Federal Reserve Affect Mortgage Rates
How does the Federal Reserve affect mortgage rates? The Fed does not set mortgage rates directly. It manages short-term monetary…
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How to Get the Lowest Mortgage Rates on Home Loans
Getting the lowest mortgage rate is not just about calling lenders and asking for today’s rate. The best mortgage pricing…
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Documents Needed for a Mortgage: A Simple Buyer’s Checklist
Buying a home involves paperwork, and it can be frustrating when your lender asks for additional documents after you have…
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Buying Townhouse versus Single-Family Homes
More and more homebuyers are gravitating towards a townhome purchase versus a single-family home during today’s booming housing market
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Why Mortgage Rates Are Rising And What It Means For Buyers
A higher mortgage rate can change a buyer’s entire home search. Even a 1% increase can add hundreds of dollars…
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NON-QM Loans | Bank Statement Loans | Mortgage Processing And Underwriting | No-Ratio Mortgage Loans | Profit and Loss Statement Only Mortgages | Self-Employed Borrowers | Videos
Non-QM Loans for Self-Employed Borrowers
Non-QM Loans for Self-Employed Borrowers: Qualification Guide This article will cover qualifying for non-QM loans for self-employed borrowers’ home purchases…
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Home Mortgages | Credit Scores | Mortgage Processing And Underwriting | Mortgage Rates | Qualifying & Getting Pre-approved | Videos
Lender versus Borrower Paid Mortgage Transactions
In this guide, we will discuss lender versus borrower paid mortgage transactions. Mortgage brokers can often opt to go with…
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NON-QM Loans | Bank Statement Loans | No-Ratio Mortgage Loans | Qualifying & Getting Pre-approved | Videos
New Mortgage Programs For Homebuyers and Investors
Getting a loan to buy or renovate a house can be hard right now. High property prices and big upfront…
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Headline News Archives | Home Purchase | Income And Employment | Property Taxes | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Illinois Mass Exodus Due To Jobs, Housing, Tax Policy
This guide covers the Breaking News About Illinois Mass Exodus Due to Jobs, Housing, Tax Policy. Illinois’ long-standing high taxes…
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Home Mortgages | Credit Scores | FHA Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
HUD Credit Score Guidelines On FHA Home Loans
Understanding HUD Credit Score Guidelines So you want to buy your home, but you are worried about your credit score….
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NON-QM Loans | FHA Loans | Headline News Archives | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | Real Estate Topic | Videos
FHA Back to Work versus NON-QM Mortgages-Pros and Cons
FHA Back to Work Versus Non-QM Mortgages: Pros, Cons, and Current Options After Bankruptcy, Foreclosure, or Short Sale The Federal…
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Commercial Loans | Hard Money Loans | Investment Homes | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Private Money Loans with Bad Credit for Real Estate Investors
Private Money Loans With Credit: Can Real Estate Investors Still Get Approved? Real estate investors with bad credit can still…
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Sarasota Housing Market: Home Prices and Trends
The Sarasota housing market is something people want to know about. The Sarasota housing market is great because it has…
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Mortgage Rates Have Recently Been Dropping
This guide covers mortgage rates have recently been dropping. 30-year fixed FHA mortgage rates have been as low as 4.25%…
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Where Are the Lowest Property Tax Rates?
Even if you have a fixed-rate mortgage, your monthly mortgage payment can change over time. That’s because most lenders include property taxes and homeowners insurance in the monthly payment, and those elements can change over time. Property values increase and tax rates can too.
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Mortgage Charge Offs Lending Guidelines and Requirements
In this guide, we will cover mortgage charge offs lending guidelines and requirements on home loans. Have you experienced a…
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Benefits of Buying Newer Homes Versus Older Homes
When considering newer homes versus older homes, look beyond just the purchase price. Newer homes typically require less maintenance, offer…
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Minimum Loan Amount: Why Small Loans Get Denied
Many home buyers know mortgage programs have maximum loan limits, but fewer realize some lenders also have minimum loan amounts….
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FHA Flipping Guidelines For Homebuyers and Investors
HUD, the parent of FHA, has strict rules on financing home buyers who are buying property flips.
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Role of Mortgage Processor During the Mortgage Process
In this article, we will cover and discuss the role of mortgage processor during the mortgage process. The mortgage processor…
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Re-Establishing Credit | Automated Underwriting System | Manual Underwriting | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Credit Tradelines Requirements to Qualify for Mortgage Loans
In this guide, we will delve into the credit tradelines requirements essential for mortgage loan application eligibility. The credit tradelines…
