Types of Commercial Lending For Real Estate Investors
In this guide on types of commercial lending, we will cover the various commercial loans available at Gustan Cho Associates…
Mortgage Guidelines For Types of Bankruptcies
This article will cover the mortgage guidelines for the types of bankruptcies—James Miller of Miller explains how you can qualify…
Why Do I Want To Be In The Mortgage Industry as a MLO
This article will cover the frequently asked question from loan officer recruits why do I want to be in the…
Errors In Your Credit Report
In this guide, we will cover errors in your credit report. Errors in your credit report can have an impact…
Why Are People Fleeing Illinois
Many people are perplexed why are people fleeing Illinois like never before in history. Illinois is a great place to…
FHA Mortgage Insurance Premiums Guidelines on FHA Loans
Breaking news on FHA mortgage insurance premiums. There is a one-time FHA mortgage insurance premium and a lifetime annual FHA…
Mortgage For Permanent and Non-Permanent Residents
In this article, we will cover getting approved for mortgage for permanent and non-permanent residents. Homebuyers do not have to…
Can You Qualify For A Mortgage With a Recent Eviction
This blog will discuss whether you can qualify for a mortgage with a recent eviction. One of the common frequently…
Gift of Equity on Home Purchase Mortgage Guidelines
In this blog, we will cover and discuss the gift of equity on home purchase mortgage guidelines. Many people want…
My Experiences With My Landlord: Owning Versus Renting
This blog will cover and discuss my experiences with my landlord. Few things in your day-to-day life can be worse…
Videos | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Mortgage Rates | NON-QM Loans
Borrower Review of Gustan Cho Associates
Apply Now In this article, we will discuss and cover about borrower review of Gustan Cho at Gustan Cho Associates….
Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
Apply Now DTI manual underwriting guidelines on FHA and VA loans are similar. FHA and VA loans are the only…
How Can I Qualify For W2-Only Income Mortgages
Homebuyers who still need to do their income tax returns or have substantial unreimbursed business expenses can qualify for W2-only…
No-Ratio Mortgage Loans
In this blog, we will cover what no-ratio mortgage loans are. We will discuss how no-ratio mortgage loans work and…
1099-Income-Only Mortgages
In this article, we will cover 1099-Income-Only Mortgages and how they work. Many workers are 1099 wage earners. 1099 wage…
How Lenders Price Mortgage Rates By Credit Score
Do Bad Credit And Credit Scores Have An Impact On Mortgage Rates? Prior bad credit has no bearing on mortgage rates. There are no loan level pricing adjustments on mortgage rates. Credit scores do have an impact on mortgage rates. The higher the credit scores, the lower the mortgage rates on home loans.
FHA Waiting Period After Bankruptcy and Foreclosure
There are mandatory FHA Waiting Period After Bankruptcy and Foreclosure to qualify for FHA loans. HUD Guidelines also have FHA…
Reestablishing Credit After Bankruptcy For Mortgage Loan Approval
This blog will cover reestablishing credit after bankruptcy for mortgage loan approval. Government and conventional loans require a mandatory waiting…
Can I Get Low Rates With High FICO For a Mortgage
When saving money buying a house, remember one key thing, low rates with FICO credit scores. This article will cover…
What Factors Affect Mortgage Rates Pricing on Home Loans
Lenders base each borrower’s credit scores as well as other risk factors when determining mortgage rates. The higher the risk of a borrower, the higher the rate. It is best for each borrower to maximize their credit scores and other layered risks to get the best mortgage rates.
