College Education Versus Work Experience Mortgage Guidelines
This guide covers qualifying for a mortgage after college education versus work experience mortgage guidelines. We will further cover why…
Home Purchase | Down Payment Assistance | First Time Home Buyers | Muti-Family Investment | Real Estate Topic | Videos
What Is tuMinimum Down Payment For a Home Purchase
This guide covers the minimum down payment for a home purchase. One of the major hurdles for homebuyers is the…
Multiple Offers By Home Buyers on Purchases of Listed Homes
How To Tackled Cases Of Multiple Offers By Competing Home Buyers On Purchases? The housing market is booming. Home prices have been skyrocketing since 2013 throughout the United States. Homes are now selling over list price. There is a huge demand for homebuyers versus the inventory of homes.
Reasons To Own Rather Than Rent Homes In Illinois
This guide covers the reasons to own rather than rent homes in Illinois. Homeowners get tax benefits—the first reason to…
Best Time to Buy and Sell a Home in Chicago
This guide covers the best time to buy and sell a home in Chicago. Julie is Edge Realty, LLC’s president…
Debt Consolidation Cash-Out Refinance Mortgage Guidelines
This guide covers debt consolidation cash-out refinance mortgage guidelines. Home values have appreciated tremendously in the past few years. Many…
UPDATED 2-to-4 Unit Fannie Mae Multi-Family Mortgage
This guide covers the down payment and self-sufficiency multi-family updates on owner-occupant primary homes on Fannie Mae Multi-Family Mortgage Guidelines….
Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
DTI manual underwriting guidelines on FHA and VA loans are similar. FHA and VA loans are the only two loan…
Fannie Mae HomeReady Mortgage Guidelines
This guide covers Fannie Mae HomeReady mortgage guidelines on conventional loans. There are two home loan programs: government loans, which…
Can You Qualify For a Mortgage With a Recent Eviction
This blog will discuss whether you can qualify for a mortgage after a recent eviction. One of the most frequently…
Mortgage Guidelines on Late Payments in the Past 12 Months
This blog will discuss the mortgage guidelines on late payments in the past 12 months. Borrowers can qualify for home…
Best Arizona Mortgage Lenders For Bad Credit With Low FICO
This blog covers the best Arizona mortgage lenders for bad credit with low FICO credit scores. It is an important…
How to Avoid Delays in Mortgage Loan Closings
This guide covers how to avoid delays in mortgage loan closings. When homebuyers enter a real estate purchase contract, the…
Net Tangible Benefits of Refinance With Lower Mortgage Rates
This guide covers the net tangible benefits of refinance with lower mortgage rates. Right now may be the opportunity for…
No-Ratio Mortgage Loans
In this blog, we will cover what no-ratio mortgage loans are. We will discuss how no-ratio mortgage loans work and…
Prime vs Nonprime Types of Jumbo Mortgage Options
This blog will discuss and cover the types of jumbo mortgage loan programs available at Gustan Cho Associates for homebuyers….
FHA Loans With 500 FICO Credit Score
HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required. Borrowers need a 580 credit score to qualify for an FHA loan with a 3.5% down payment.
Skyrocketing Home Prices Due To Housing Shortage
This guide covers skyrocketing home prices due to the housing shortage facing homebuyers. The U.S. is facing a severe housing…
How Homeowners Insurance Deductibles Work
This guide covers how homeowners insurance deductibles work. Homeowners insurance deductibles used to be straightforward. It was the dollar amount…
Illinois High Property Tax Lowering Home Values
This guide covers Illinois high property tax, causing residential home values to drop. The housing market is booming nationwide. Opps!!!…
