Re-Establishing Credit

What’s Worse: Foreclosure or Bankruptcy?

ByGustan Cho Posted onApril 3, 2025April 4, 2025

Bankruptcy and foreclosure both damage your credit and can make it difficult or impossible to buy or refinance a home. But one is worse than the other.

Credit Scores | FHA Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

Home Loan With No Credit Tradelines Mortgage Guidelines

ByGustan Cho Posted onMarch 28, 2025March 28, 2025

Getting a Home Loan With No Credit Tradelines: Your Complete 2025 Guide Buying a home is a thrilling achievement, but…

Bad Credit Mortgages | Bankruptcy | Re-Establishing Credit

Re-Establishing Credit During Waiting Period

ByGustan Cho Posted onFebruary 25, 2025February 27, 2025

Re-Establishing Credit During Waiting Period: How to Boost Your Credit and Get a Mortgage Life happens. Job loss, medical emergencies,…

Credit Disputes | Credit Scores | Re-Establishing Credit | Videos

Mortgage Approval Without Retracting Credit Disputes

ByAlex Carlucci Posted onJanuary 13, 2025January 14, 2025

Mortgage Approval Without Retracting Credit Disputes: A Complete Guide for 2024 and Beyond If you’re worried about how credit disputes…

Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

Debt Settlement Versus Bankruptcy Mortgage Guidelines

ByGustan Cho Posted onNovember 15, 2024November 22, 2024

Debt Settlement Versus Bankruptcy: A Guide for Mortgage Borrowers in 2024 If you’re juggling debt and trying to figure out…

Home Purchase With Bad Credit With Lender With No Overlays

ByGustan Cho Posted onNovember 15, 2024November 22, 2024

Homebuyers do not need great credit and high credit scores to qualify for a mortgage. You can have outstanding collections and charged-off accounts and qualify for a mortgage as long

Re-Establishing Credit | Mortgage After Bankruptcy and Foreclosure | Secured Credit Cards | Videos

Reestablishing Credit After Bankruptcy For Mortgage Loan Approval

ByAlex Carlucci Posted onOctober 29, 2024November 1, 2024

Reestablishing Credit After Bankruptcy: Your Step-by-Step Guide to Homeownership in 2024 Going through bankruptcy is tough, but it doesn’t mean…

Using Rapid Rescore To Qualify For a Mortgage

ByGustan Cho Posted onOctober 25, 2024October 28, 2024

How Does Rapid Rescore Assist You in Securing a Mortgage in 2024? Imagine this: You’re almost ready to buy your…

Bad Credit Mortgages | FHA Loans | Re-Establishing Credit | Videos

Re-Establishing Credit To Qualify For FHA Loan

ByAnngelli Abenes Posted onAugust 22, 2024August 23, 2024

Re-Establishing Credit to Qualify for FHA Loan: Your 2024 Guide to Homeownership Are you dreaming of buying a home but…

Mortgage After Bankruptcy and Foreclosure | Bankruptcy | FHA Loans | Re-Establishing Credit | Videos

FHA Loan After Chapter 7 Bankruptcy Mortgage Guidelines

ByAnngelli Abenes Posted onAugust 5, 2024September 4, 2024

Government and conventional loans require a mandatory waiting period after bankruptcy. Non-QM loans one day out of bankruptcy does not have waiting period requirements. However, a 30% down payment is required.

Re-Establishing Credit | Bad Credit Mortgages | Credit Disputes | Credit Scores | Videos

Credit in Mortgage Process: Credit Scores vs Credit Report

ByGustan Cho Posted onMay 29, 2024March 11, 2025

This guide covers credit in mortgage process. We will cover the difference between credit scores vs credit reports. Credit in…

Rebuilding Credit During Chapter 13 Bankruptcy For a Mortgage

ByGustan Cho Posted onApril 3, 2024February 25, 2025

This guide covers rebuilding credit during Chapter 13 Bankruptcy repayment plan. Rebuilding credit during Chapter 13 Bankruptcy is highly recommended…

FICO Credit Scores Requirements To Qualify For Mortgage Loans

Home Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

FICO Credit Scores Requirements To Qualify For a Mortgage

ByGustan Cho Posted onMarch 24, 2024August 14, 2024

This guide covers about FICO credit scores to qualify for a mortgage loan. Every mortgage loan applicant who has applied…

Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

How Bankruptcy Affects Mortgage Approval

ByGustan Cho Posted onMarch 24, 2024August 14, 2024

This guide covers how bankruptcy affects mortgage approval and the waiting period after discharge date. Bankruptcy is a great tool…

Ways of Boosting Credit Before Applying For Mortgage

ByGustan Cho Posted onMarch 22, 2024August 14, 2024

Gustan Cho Associates Has Special Tricks On Ways Of Boosting Credit Before Applying For Mortgage. Do not hire any credit repair companies if you are planning on applying for a mortgage. Credit repair does more harm than good during the mortgage process. You cannot have credit disputes during the mortgage process.