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Mortgage After Bankruptcy and Foreclosure

Home / Mortgage After Bankruptcy and Foreclosure
Getting Approved For a Mortgage After Foreclosure California
Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Real Estate Topic | Videos

Getting Approved For a Mortgage After Foreclosure California

ByAlex Carlucci Posted onSeptember 22, 2023September 22, 2023

Homebuyers are facing skyrocketing home prices in California. Homebuyers can qualify for non-QM loans one day out of foreclosure with a 30% down payment.

Continue Reading Getting Approved For a Mortgage After Foreclosure CaliforniaContinue

How Soon Can I Qualify For a Mortgage After Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Videos

How Soon Can I Qualify For a Mortgage After Bankruptcy

ByGustan Cho Posted onSeptember 8, 2023September 8, 2023

This guide covers how soon can I qualify for a mortgage after bankruptcy. If you follow Gustan Cho Associates regularly,…

Continue Reading How Soon Can I Qualify For a Mortgage After BankruptcyContinue

Chapter 13 Cash-Out Refinance Guidelines During Repayment
Mortgage After Bankruptcy and Foreclosure | Videos

Chapter 13 Cash-Out Refinance Guidelines During Repayment

ByGustan Cho Posted onAugust 24, 2023August 24, 2023

Per VA and HUD Chapter 13 cash-out refinance guidelines during repayment plan, homeowners can qualify for a cash-out refinance on…

Continue Reading Chapter 13 Cash-Out Refinance Guidelines During RepaymentContinue

Refinancing During Chapter 13 Bankruptcy Repayment
FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage Refinance | VA Loans

Refinancing During Chapter 13 Bankruptcy Repayment

ByGustan Cho Posted onJuly 23, 2023July 23, 2023

This article will discuss and cover refinancing during Chapter Bankruptcy repayment plans on FHA and VA loans. FHA and VA…

Continue Reading Refinancing During Chapter 13 Bankruptcy RepaymentContinue

Waiting Period After Mortgage Part of Bankruptcy Guidelines
Conventional Loans | Mortgage After Bankruptcy and Foreclosure | Videos

Waiting Period After Mortgage Part of Bankruptcy Guidelines

ByAlex Carlucci Posted onJuly 22, 2023July 22, 2023

This guide covers the Fannie Mae guidelines on conventional loans with a waiting period after mortgage part of bankruptcy. Many…

Continue Reading Waiting Period After Mortgage Part of Bankruptcy GuidelinesContinue

Rebuilding Credit During Chapter 13 Bankruptcy For a Mortgage
FHA Loans | Mortgage After Bankruptcy and Foreclosure | Re-Establishing Credit | Secured Credit Cards | VA Loans | Videos

Rebuilding Credit During Chapter 13 Bankruptcy For a Mortgage

ByGustan Cho Posted onJuly 21, 2023July 21, 2023

This guide covers rebuilding credit during Chapter 13 Bankruptcy repayment plan. Rebuilding credit during Chapter 13 Bankruptcy is highly recommended…

Continue Reading Rebuilding Credit During Chapter 13 Bankruptcy For a MortgageContinue

Bankruptcy and Foreclosure Mortgage Guidelines
Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Videos

Bankruptcy and Foreclosure Mortgage Guidelines

ByGustan Cho Posted onJuly 19, 2023July 19, 2023

This guide covers bankruptcy and foreclosure mortgage guidelines on government and conventional loans. Government and conventional loans have mandatory bankruptcy…

Continue Reading Bankruptcy and Foreclosure Mortgage GuidelinesContinue

How Lenders View Late Payments After Bankruptcy
Bad Credit Mortgages | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Re-Establishing Credit | Videos

How Lenders View Late Payments After Bankruptcy

ByGustan Cho Posted onJuly 18, 2023July 18, 2023

This guide covers how lenders view late payments after bankruptcy. In this article, we will discuss the negative impact on…

Continue Reading How Lenders View Late Payments After BankruptcyContinue

Home Loans After Chapter 13 Bankruptcy on FHA and VA Loans
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | VA Loans | Videos

Home Loans After Chapter 13 Bankruptcy on FHA and VA Loans

ByGustan Cho Posted onJuly 6, 2023July 6, 2023

This guide covers qualifying for home loans after Chapter 13 Bankruptcy discharge on FHA and VA loans. A frequently asked…

Continue Reading Home Loans After Chapter 13 Bankruptcy on FHA and VA LoansContinue

Jumbo Loans Chapter 13 Bankruptcy Guidelines
Mortgage After Bankruptcy and Foreclosure | High-Balance Mortgage Loans | Jumbo Loans | NON-QM Loans | Videos

Jumbo Loans Chapter 13 Bankruptcy Guidelines

ByGustan Cho Posted onJuly 2, 2023July 2, 2023

This guide covers Jumbo Loans Chapter 13 Bankruptcy Guidelines. Chapter 13 Bankruptcy Mortgage Guidelines allow borrowers to qualify for a…

Continue Reading Jumbo Loans Chapter 13 Bankruptcy GuidelinesContinue

HUD Chapter 13 Bankruptcy Guidelines on FHA Loans
FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Videos

HUD Chapter 13 Bankruptcy Guidelines on FHA Loans

ByMargarett Jurilla Posted onJuly 1, 2023July 4, 2023

This guide covers HUD Chapter 13 Bankruptcy Guidelines on FHA loans. Gustan Cho Associates has no overlays on HUD Chapter…

Continue Reading HUD Chapter 13 Bankruptcy Guidelines on FHA LoansContinue

Disabled Veterans Benefits on VA Loans
Videos | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans

Disabled Veterans Benefits on VA Loans

ByGustan Cho Posted onJune 30, 2023June 30, 2023

This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…

Continue Reading Disabled Veterans Benefits on VA LoansContinue

Reaffirming Debts After Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Videos

Reaffirming Debts After Bankruptcy

ByGustan Cho Posted onJune 30, 2023June 30, 2023

This guide covers reaffirming debts after bankruptcy. Homebuyers can qualify for a mortgage after bankruptcy. Government and conventional loans have…

Continue Reading Reaffirming Debts After BankruptcyContinue

Waiting Period Bankruptcy or Foreclosure Guidelines
Mortgage After Bankruptcy and Foreclosure | Videos

Waiting Period Bankruptcy or Foreclosure Guidelines

ByGustan Cho Posted onJune 30, 2023June 30, 2023

This guide covers the waiting period bankruptcy or foreclosure guidelines on government and conventional loans. There are mandatory waiting periods…

Continue Reading Waiting Period Bankruptcy or Foreclosure GuidelinesContinue

Bankruptcy Manual Underwriting Guidelines on FHA and VA Loans
Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Videos

Bankruptcy Manual Underwriting Guidelines on FHA and VA Loans

ByGustan Cho Posted onJune 29, 2023June 29, 2023

This guide covers bankruptcy manual underwriting guidelines on FHA and VA loans. FHA and VA loans are the only two…

Continue Reading Bankruptcy Manual Underwriting Guidelines on FHA and VA LoansContinue

HUD Chapter 13 Guidelines on FHA Loans
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Videos

HUD Chapter 13 Guidelines on FHA Loans

ByRonda Butts Posted onJune 27, 2023June 27, 2023

This guide covers the HUD Chapter 13 Guidelines on FHA loans. HUD Chapter 13 Guidelines on FHA loans during the…

Continue Reading HUD Chapter 13 Guidelines on FHA LoansContinue

Fannie Mae Bankruptcy Guidelines on Conventional Loans
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Fannie Mae Bankruptcy Guidelines on Conventional Loans

ByRonda Butts Posted onJune 26, 2023June 26, 2023

This guide covers Fannie Mae Bankruptcy Guidelines on Conventional loans. Fannie Mae Bankruptcy Guidelines require a mandatory waiting period after…

Continue Reading Fannie Mae Bankruptcy Guidelines on Conventional LoansContinue

Mortgage Loan after Foreclosure and Short Sale Guidelines
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Loan after Foreclosure and Short Sale Guidelines

ByAlex Carlucci Posted onJune 26, 2023June 26, 2023

This guide covers qualifying and getting pre-approved for a mortgage loan after foreclosure and short sale guidelines.  Previous homeowners who…

Continue Reading Mortgage Loan after Foreclosure and Short Sale GuidelinesContinue

Reaffirming Home Loan After Bankruptcy Mortgage Guidelines
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Reaffirming Home Loan After Bankruptcy Mortgage Guidelines

ByDale Elenteny Posted onJune 26, 2023June 26, 2023

In this article, we will discuss and cover reaffirming home loans after bankruptcy. Reaffirming Home Loan After Bankruptcy is a…

Continue Reading Reaffirming Home Loan After Bankruptcy Mortgage GuidelinesContinue

FHFA FNMA Guidelines UPDATE on Conventional Loans
Conventional Loans | Mortgage After Bankruptcy and Foreclosure | Videos

FHFA FNMA Guidelines UPDATE on Conventional Loans

ByGustan Cho Posted onJune 23, 2023June 30, 2023

This guide covers the FHFA FNMA Guidelines updates on Conventional loans. There are FNMA guidelines changes for mortgage loan borrowers…

Continue Reading FHFA FNMA Guidelines UPDATE on Conventional LoansContinue

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    Gustan Cho Associates are mortgage brokers licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible. You can rest assured any owner-occupant primary home, second home, or investment property mortgage loan program in the marketplace, you will find them offered at Gustan Cho Associates Talk to a loan officer today

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    • About Us
      • Contact Us
      • Get Pre-Approved
      • Order Credit
      • FICO Simulator
      • MLO License School
      • Why Choose Us
      • Meet Our Team
      • Preferred Realtor Partner Network
        • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
        • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
      • Loan Officers
        • Michael Gracz
        • Ronda Butts
    • Types Of Mortgages
      • Purchase
        • Home Purchase Loans
        • Investment Property Loan
      • Refinance
        • Refinance Mortgage Options
        • Chapter 13 Bankruptcy Cash-Out-Buyout
        • Rate And Term Refinance
        • FHA Streamline Refinance
        • VA Streamline Refinance
        • Refinancing NON-QM Loans Into Conventional Mortgages
        • Refinance FHA To Conventional Loans
      • FHA Home Loans
        • FHA Manual Underwriting
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        • FHA Loans For Bad Credit
        • FHA Loans For Low Credit Scores
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