Help after bankruptcy, foreclosure, collections, and low credit.
300+ Wholesale Lending Partners
More options mean more approvals.
National Experience
Licensed in 48 states and ready to help.
Our Reviews/Testimonials
What Our Clients Say
Posted on Google
Lynne
Working with Alex at NEXA Mortgage LLC | Gustan Cho Associates was an excellent experience. He was incredibly knowledgeable about the mortgage process and kept me informed every step of the way. Alex was patient with all my questions, quick to respond, and helped me secure great terms that fit my situation perfectly.
What stood out most was his professionalism and genuine care in making sure I understood everything — no pressure, just solid guidance. The whole team and process felt transparent and efficient. I’m really happy with how everything turned out and would confidently recommend Alex and NEXA Mortgage to anyone looking for a reliable mortgage broker.
Thanks again, Alex!
Posted on Google
Davon Daniels
Alex has been an absolute blessing to me and my family during the homebuying process. After being told no by so many big-name lenders, Alex was the one who gave us a real chance at homeownership. As a disabled veteran and combat veteran, that meant more to me than I can fully put into words.
He treated us with respect, took the time to explain everything, and never made us feel like just another file. Alex gave us hope when other lenders would not, and he worked hard to help make ownership possible for my family. I’m truly grateful for his dedication, professionalism, and willingness to go the extra mile.
I highly recommend Alex to anyone, especially veterans and families who may have had a hard time getting approved elsewhere.
Posted on Google
Andrew Smith
Alex is my mortgage broker, he is phenomenal to work with. He is very detail oriented and makes the process of getting a mortgage easier than it actually is. Alex is very responsive, even after hours. Thank you Alex for all that you do to help families, especially the ones with less than stellar credit.
Posted on Google
D
I can’t say enough good things about my mortgage guy, Alex! From start to finish, he made the entire process smooth, stress-free, and easy to understand. He was always available to answer my questions (no matter how small), explained every detail clearly, and made sure I got the best possible rate. His professionalism, honesty, and responsiveness truly set him apart. If you’re looking for someone who genuinely cares about helping you get into your home, Alex is the one to call. Highly recommend!
Posted on Google
Rick Mora
Working with NEXA Mortgage LLC | Gustan Cho Associates has been an absolutely outstanding experience from start to finish. I want to give special recognition to John Strange, who went above and beyond in every aspect of the process.
From the very first conversation, John took the time to explain each step clearly, ensuring I understood what was happening and what to expect next. He guided me through every stage with patience and professionalism, making what could have been a stressful process feel smooth and manageable.
What stood out the most was his availability and communication. Anytime I had a question—whether big or small—John was always available to talk, ready with answers and reassurance. His responsiveness gave me complete confidence that I was in good hands.
Even after the process was complete, John continued to check in, showing that his commitment to clients doesn’t end at closing. That level of follow-up and care is rare to find, and it truly sets him apart.
I highly recommend John Strange and the entire NEXA Mortgage | Gustan Cho Associates team. They provide not just excellent service, but exceptional support that goes well beyond expectations.
Posted on Google
Tajhay Bent
I'm extremely pleased with the service I received from John Strange and Angie Torres when I used them to secure a mortgage using a VA loan. From pre-approval to closing, the entire process took just 2 months, which was incredibly efficient.
John was absolutely fantastic to work with. He’s very attentive, responsive, and kept me informed every step of the way. I appreciated how available he was for calls and questions, and his expertise made the entire process feel seamless.
Angie was also great to work with, and her professionalism and knowledge were evident throughout the process.
Their knowledge and expertise in VA loans were invaluable, and I'm so grateful for their help in securing my mortgage. I'd highly recommend John and Angie to anyone looking for a lender, especially those utilizing VA loans. Five stars isn't enough!! I'd give them ten stars if I could!!
Posted on Google
MARIVIC RAMIREZ
It was a smooth transaction working with Gustan Cho. It’s clear that he truly cares about helping his clients find the best loan options. He was transparent throughout the entire process, and everything went smoothly from start to finish. I highly recommend Gustan Cho to my friends and family as a reliable loan officer.
Posted on Google
KENNETH Cabael
If you want a mortgage team that delivers result, Gustan Cho Associates is the one you're looking for. They're highly experienced, efficient, and masters at finding solutions even for the most challenging situations. I'm beyond impressed with their expertise and commitment to their clients.
Posted on Google
April Ramirez
Gustan Cho Associates is simply the best! They're knowledgeable, responsive, and truly care about their clients. They made the mortgage process smooth, stress-free, and provided solutions others couldn't. HIGHLY RECOMMENDED!
We Are Proud to Serve America’s Veterans and Military Families
To every veteran and active-duty service member — thank you. Your bravery, sacrifice, and dedication to protecting this country is something we never take for granted. We specialize in VA loans with no overlays, no down payment, and approvals down to a 500 FICO score. If you’ve been turned down for a VA loan elsewhere, call us. We fight for our veterans the way they fought for us.
