Meet Our Team

Meet our team at Gustan Cho Associates at Gustan Cho Associates. Gustan Cho Associates powered by NEXA Mortgage, LLC NMLS 2315275 are mortgage brokers licensed in 48 states (Not licensed in New York and Massachusetts). NEXA Mortgage dba Gustan Cho Associates is headquartered in Chandler Arizona with its regional offices in Oakbrook Terrace, Illinois. Gustan Cho Associates, also known as Gustan Cho Associates was founded in 2012.  NEXA Mortgage, LLC, was created in 2017. Gustan Cho Associates merged with NEXA Mortgage in February 2022. Gustan Cho Associates has a national reputation for having a business platform of having no lender overlays on government and conventional loans and being able to do loans other lenders cannot do. Gustan Cho Associates has access to hundreds of non-QM mortgage programs such as non-QM loans, bank statement mortgages

  • Gustan Cho Gustan Cho NMLS #873293 Branch Manager | National Managing Director

    Gustan Cho NMLS 873293 is in charge of the operations and personnel of Gustan Cho Associates Empowered By NEXA Mortgage LLC,  Oakbrook Terrace, Illinois Branch. Gustan Cho Associates is a dba of NEXA Mortgage LLC (not a dba in the state of Georgia). Gustan’s email is and his cell number is 262-627-1965.

  • Eric Jeanette Chief Financial Officer

    Eric Jeanette is a veteran experienced mortgage loan originator and retired corporate executive who is Non-QM Mortgage Brokers| NEXA Mortgage LLC outside Chief Financial Officer. Eric is in charge of working with Marga Jurilla in maintaining the profit and loss for Non-QM Mortgage Brokers and signing off on all staff payroll, purchase orders, licensing applications and fees, big ticket item purchases, and annual budgets. Eric Jeanette’s contact is

  • Alex Alex Carlucci NMLS #229891 Regional Managing Director

    Alexander Thomas Carlucci is one of three regional managing directors at Gustan Cho Associates Alex Carlucci’s duties as a regional managing director are being an advisor between Gustan Cho Associates  Group, Inc. and corporate headquarters at NEXA Mortgage LLC in Chandler, Arizona. Alex is also a top-producing mortgage loan originator.

    He is an expert in helping borrower qualify and gets approved for home loans with credit scores down to 500 FICO. Alex is an expert on all non-QM and non-prime mortgage loan programs at Gustan Cho Associates Alex helps with training experienced and new loan officers onboarding to Gustan Cho Associates Alex’s number is 630-915-7550. For a faster response, text Alex Carlucci.  Alexander Carlucci can be reached at

  • Michelle Michelle McCue NMLS #1921869 Regional Managing Director

    Michelle McCue is a regional managing director at Gustan Cho Associates Empowered By NEXA Mortgage LLC. She is a top-producing licensed mortgage loan originator at NEXA Mortgage LLC.  Michelle McCue has won the top production award month after month for the past 18 consecutive months.

    Along with her hectic hands-on loan origination duties, Michelle, as a regional managing director, is the ambassador between the branch and corporate headquarters and advisor to management at both the branch and corporate levels. Michelle is an expert in originating government and conventional loans and knows thousands of mortgage options available at Gustan Cho Associates Michelle can be reached at 815-593-4122. Michelle McCue’s email is

  • Michael Gracz Michael Gracz NMLS #1160212 Senior Loan Officer | Loan Officer Assistant

    Mike Gracz is a seasoned veteran licensed mortgage loan originator as well as a loan officer assistant to Gustan Cho NMLS 873293. Mike Gracz NMLS 1160212 is also an associate contributing editor at Gustan Cho Associates Mike’s expertise is being able to do FHA and VA loans with credit scores down to 500 FICO, manual underwrite, and helping borrowers who could not qualify at other mortgage companies. Mike is also a team leader and former National Sales Manager at Gustan Cho Associates.

    As a loan officer assistant to Gustan Cho NMLS 873293, Michael Gracz is able to assist Gustan Cho with originating loans in 48 states, including DC, Puerto Rico, and the Virgin Islands. Mike’s contact information is You can reach Michael Gracz on his cell at 630-659-7644. Text Michael for a faster response.

  • Dale Dale Elenteny Regional Managing Director

    Dale Elenteny is one of three regional managing directors at Gustan Cho Associates Dale is a top-producing mortgage loan originator. Dale brings almost 30 years of experience in the mortgage business to Gustan Cho Associates.  A mentor to Gustan Cho NMLS 873293 when he first got started in the mortgage business in April 2012, Dale has mentored hundreds of loan officers throughout the years. Dale’s passion is to help clients who recently got denied a mortgage due to the lender having overlays.

    Dale Elenteny will analyze the client, look at all angles, and if he believes the borrower has the ability to repay their mortgage and meets the minimum agency guidelines, Dale will find a way to make it work. Dale’s expertise in tough deals comes naturally because he has first-hand knowledge of difficult deals through his many years as a wholesale rep for multiple wholesale mortgage lenders. Dale can be reached on his cell at 630-479-2719. Text Dale Elenteny for a faster response. Or email Dale at

  • Sapna Sharma Chief Technical Officer | Web Designer and Developer

    Sapna Sharma is Gustan Cho Associates’s Chief Technical Officer and Website Designer and Developer for all of the Gustan Cho Associates websites and affiliate media marketing platforms. Sapna is responsible for third-party contractors and vendors involved with the front-end and back-end technical aspects of all of Gustan Cho Associates digital media technology and systems.  Ms. Sharma heads all of the day-to-day operations and maintenance of our internal and external IT systems and has an integral role as a team leader in our mortgage and real estate news division. Sapna Sharma’s contact information is

  • Margarett Jurilla Executive Assistant & Operations Manager

    Marga Jurilla is the Executive Assistant for Gustan Cho and Eric Jeanette. Margarett Jurilla is the eyes and ears of the operations at Gustan Cho Associates  Marga is the go-to person if any licensed and/or support personnel has a problem that needs to get resolved or answered. Marga knows how to navigate the water at both Gustan Cho Associates headquarters as well as corporate headquarters.

    Margarett strongly believes knowledge is king. Even though she has expertise in every single aspect at Gustan Cho Associates Oakbrook Terrance, Illinois regional headquarters, Marga feels getting her NMLS license will further her career in the ever-regulated and often confusing mortgage industry.  Marga is currently studying to get her NMLS license and should be licensed in a matter of a few months. Her duties also include being the personnel director of all third-party contract employees, loan officer assistants, and virtual assistants.

    Instead of listing her duties and scope of work, it is easier to post what she does not do. Marga assists the branch manager and senior managers at Gustan Cho Associates in running the branch and is the ambassador between the branch and corporate headquarters in Chandler, Arizona.  Marga can be reached at

  • Ami Ami Thakkar Senior Mortgage Processor

    Ami Thakkar is the Veteran Mortgage Processor for Gustan Cho Associates who truly takes her job personally and who cares about the mortgage loan applicants assigned to her. Ami is a mortgage professional with years of extensive experience in originating, opening, processing, and pre-processing government, conventional, and non-QM/alternative loan products. Ami can handle a mortgage file from gathering docs to prep to clearing conditions and assisting with our closing department and funding.

    Ami Thakkar plays a key role in getting the processing complete without any errors to make the file completely comprehensible to the mortgage loan underwriter. Ami has extensive experience in government and conforming loans, non-QM loans, and other alternative mortgage loan programs. Ami is familiar with both broker and banking platforms and is an expert in manual underwriting. Ami can be reached at

  • Ravinder Ravinder Sharma SEO Analysts
  • Fiona McCue Senior Mortgage Processor

    Fiona McCue is Gustan Cho Associates senior mortgage processor in charge of third-party contract mortgage processors and processing files for top mortgage loan originators. When a file is a tough file, the team at Gustan Cho Associates does not assign it to contract mortgage processing. It is handled internally by our in-house processors. Fiona has extensive experience in processing government and conventional loans, non-QM loans, and specialty alternative mortgage loan programs. Fiona can be reached through her email at

  • Finnegan McCue NMLS #NMLS 1984315 IT & Support Manager and Mortgage Loan Originator

    Finnegan McCue is Gustan Cho Associates IT and Support Manager and a licensed mortgage loan originator. Finnegan is the Loan Officer Assistant for top-producing mortgage loan officers and helps with the onboarding process of newly licensed mortgage loan originators at Gustan Cho Associates. Finn is on-call 7 days a week in the event of a technical malfunction or password reset issue arises. Finnegan McCue can be reached at

  • Michael McCue NMLS #2162767 Senior Loan Officer

    Michael McCue is a senior mortgage loan originator at Gustan Cho Associates Mike has expertise in originating FHA, VA, and USDA loans with no lender overlays. Besides being able to help borrowers with credit scores down to 500 FICO on FHA and VA loans, Mike is also an expert in non-QM and alternative financing loan programs. Mike is available 7 days a week, including evenings, weekends, and holidays. Michael’s number is 815-582-9066. Text Mike for a faster response. Mike’s email address is

  • Ronda Butts NMLS #1444654 Mortgage Loan Originator | Realtor-MLO Dually Licensed Director

    Ronda Butts is a licensed NMLS mortgage loan originator and licensed real estate agent in Florida. Ronda has extensive experience in helping homebuyers find the special home of their dreams. As a veteran real estate agent, Ronda has extensive knowledge and experience in many counties in Florida.

    Ronda is well connected with local home builders and knows how to negotiate for her clients on the real estate side as well as prepare her client for a smooth mortgage loan process as a mortgage loan originator. Ronda Butts can be reached at Ronda’s cell number is 407-460-7999. Text Ronda for a faster response.

  • Angie Torres National Operations Director
  • Felix Nicolas
  • Lucy Beth
  • Paulyn Balagot
  • April Ramirez
  • John Strange John Strange NMLS #230932 Senior Mortgage Loan Originator

    John has over three decades of experience that he loves to apply to each transaction, which translates into incredible guidance in the loan experience. As much as he truly enjoys the mortgage origination process, nothing is better than the great feeling of co-creating a great memory during the buying or refinancing journey. His success comes from exercising a high level of due diligence upfront that allows him to carefully consider all of your options. He looks forward to guiding you through your financing journey!
    Phone: (630) 292-0226

  • Ethel Matthews NMLS #2352355 Mortgage Loan Originator | Dually Licensed Realtor

    Ethel Matthews is a licensed NMLS mortgage loan originator and a licensed real estate agent in South Carolina. Ethel has extensive experience in helping homebuyers find and purchase the home of their dreams. She is well connected in the real estate industry and knows how to negotiate for her clients on the real estate side as well as prepare her clients for a smooth mortgage loan process as a mortgage loan originator. Ethel Matthews can be reached at Ethel’s cell number is 843-356-5381. Text Ethel for a faster response.

  • Amanda Witthauer
  • Kingsley Ifezue NMLS #1968433 Mortgage Loan Originator

    Kingsley Ifezue is a licensed Realtor® and the Principal Broker at Itech Realty, mortgage loan originator with Gustan Cho Associates, and a property manager with First Advantage Property Management. With my expertise I can be a great asset to meet your lending needs. I can keep up with the continuous technological advances.I graduated from L’ Ance Creuse Public Schools with Honors.

    I was placed on the National Honor Society of 2003. I received 2 scholarships from L’ Ance Creuse. The Family Memorial Scholarship and the Outstanding Academic Achievement Award. After achieving his associate degree in Business,I joined the Army Reserves. I graduated at the top of his military class. I received the Distinguished Honor Graduate Award. After I served my country my next goal was to serve the public. I promise to provide swift, accurate information and flexible scheduling. I can always be reached via text message. I am here to make your transaction fun, pleasant and professional!
    Cell 586 256-3945
    Fax 586262-6757

  • Victoria Tantsioura NMLS #2381244 Associate Contributing Editor

    Victoria Tantsioura NMLS 2381244 Is a dually licensed real estate agent and licensed mortgage loan originator and an associate contributing editor at Gustan Cho Associates. Vica Tantsioura is known by many as the  Professional Home Whisperer.

    At Gustan Cho Associates Empowered by NEXA Mortgage, LLC, Vica is a team leader and expert not just in residential loans but commercial mortgage loans.Victoria has many tools and access to get the most up to date information and data in the real estate market. It is her number one priority to inform her homebuyers and real estate investors understand the market, identify priorities, and navigate the process.
    Victoria Tantsioura can be reached on her cell  at (512) 757-2686 or email Text Vica for a faster response.

  • TRINH COLLINS Trinh Collins NMLS #1739813 Loan Officer

    Trinh Collins is a licensed Mortgage Loan Originator NMLS #1739813 with Nexa Mortgage LLC an Affiliate of Gustan Cho Associates. Trinh is also a Real Estate Agent DRE #01810193 in California.

    She provides professional financial services, specializing in purchasing and refinancing homes, reverse mortgage, and investment properties. Trinh would love to assist you with your conforming or investor loans. She started her career in Mortgages in 2005, originating home loans and making dreams come true for her clients. Then went on to get her Real Estate license in 2007.

    Trinh is a Vietnamese American with an entrepreneurial spirit. She is a Vietnamese refugee who came to America when she was only eight months old. Her father, a Navy Captain, had the vision to provide a better life for his family & chase the American Dream. Trinh came from generations of business owners and got her 1st sales job at 13 years old as a door-to-door Sales Rep. She quickly found her passion, natural talent & success in Sales. She prides herself on delivering a 5-star experience and is passionate about helping her clients achieve their goals.

    Trinh grew up in the San Fernando Valley (Los Angeles County), CA, most of her life & now located in Orange County, California. She is a former Dance Teacher. As a former dancer, Trinh learned the importance of taking the lead, flowing, educating, and overcoming obstacles seamlessly like a dance. She applies her former training to her work; this dance is the joy of existence. She has an outgoing personality and connects well with others. She is kind, empathic, a good listener and a pleasure to do business with her.

    Whether helping clients get the financing to purchase a new home, refinancing an existing mortgage, helping with seniors with a Reverse Mortgage or working with Real Estate investors, she thrives in offering her clients an exceptional customer experience. Trinh has a stellar and proven sales track record of generating millions of dollars in revenue for multiple companies. She knows the importance of good communication skills, punctuality, leadership & always a team player.

    She earned many prestigious recognitions throughout the years & the JP Power Outstanding Service Award in 2022.
    She uses this unique background experience to specialize in Financial Services and is also a Debt Consultant to help her clients tackle debt. She is passionate about helping others transform a more fulfilled & enriched life.

    Trinh met her husband, Ron in 2008. He is a Real Estate Developer and owns a Marketing Agency. Together they have worked on a large portfolio of Home Remodeling projects and an extensive Real Estate portfolio for Investors. They have two beautiful young children together and she has two bonus adult children. She loves her time with her family. Since most of her family is in Vietnam, she naturally builds strong relationships with others, and they become her extended family. When working with Trinh, you will feel at home like you are part of her family.

    Trinh provides the best services for her clients & dedicates her time to helping them achieve their goals.
    Trinh can be reached at

  • Angela Canady Realtor

    Hi! I’m Angela Canady, an experienced Real Estate Professional with 29+ years in the industry, with the most recent as a Realtor in Real Estate Sales. I am currently enjoying serving clients in Nashville and the surrounding Market. Prior to moving to the area, I served clients in the South Florida Market where I am still licensed as Real Estate Sales Agent. My personal and professional goals are to continue to improve upon my skills and knowledge as I complete the requirements for my RE Broker and Mortgage Broker licenses.

    My industry background has afforded me the opportunity to develop an extensive skillset to better understand and serve my clients in all aspects of customer service, communication, follow through, and to navigate through some tough negotiations, creating a WIN WIN outcome!

    I model my business around the mindset of not helping people buy or sell real estate, but just helping people achieve their goals, whatever those goals may be within the real estate sector, all while building some long lasting friendships along the way.
    As a Wife, Mom to 6 Kids (including 3 fur babies) and a Grandma to 5 grandbabies, when I’m not working you can usually find me reading, spending time with my family, fishing, kayaking or doing absolutely anything outdoors.
    So if your buying, selling, or investing I am here to partner with you, answer your questions, and work to help resolve any problems that may arise in your transaction.

  • David Marden
  • Dustin Dumestre Loan Officer
  • Zack Hoyer Zack Hoyer Accountant And Licensed Loan Officer
  • Steve Norton
  • Jerry Phimsavanh
  • Tim Lucas Senior Associate Contributing Editor and Business Development Manager

    Tim Lucas spent more than a decade helping families buy and refinance real estate. He is the former senior editor of The Mortgage Reports and has been featured in, Time, U.S. News and World Report, MSN, Scotsman Guide, and more. Tim now runs his own mortgage advice site