Videos | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Mortgage Rates | NON-QM Loans
All About Borrower Review of Gustan Cho Associates
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Three Simple Marketing Ideas for Mortgage Loan Officers
This guide covers three simple marketing ideas for mortgage loan originators. Buying a house can be stressful, particularly for a…
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Conditional Mortgage Approval Delays: Causes and How to Avoid Them
Conditional mortgage approval means an underwriter has reviewed your loan file but still needs specific documents, explanations, or third-party items…
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VA Loans | High Debt To Income Ratio | Home Mortgages | Income And Employment | Manual Underwriting | Mortgage Lender Overlays | Mortgage Processing And Underwriting | Videos
VA Loan Residual Income Guidelines for Homebuyers
Lenders can offer 100% with no mortgage insurance at competitive low mortgage rates on VA loans due to the government guarantee against loss or foreclosure on VA loans. VA loans have no maximum debt-to-income ratio cap on VA loans.
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First Time Home Buyers | Down Payment Assistance | FHA Loans | Home Purchase | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Dream of Owning Your Own Home: Mortgage Guide
This guide covers the dream of owning your own home. The dream of owning your own home is a common…
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New Jersey FHA Lenders: FHA Loan Requirements and Options
In New Jersey, you can qualify for an FHA loan with a 580 credit score or higher and a down…
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Home Maintenance for First-Time Home Buyers
Buying a home is exciting, but it also means taking responsibility for repairs, safety checks, and routine upkeep that a…
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Do All Lenders Have The Same Guidelines? Avoid Denial
Do all mortgage lenders have the same guidelines? No, mortgage lenders do not all have the same guidelines. FHA, VA,…
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High Debt-to-Income Ratio Home Loans in California
Yes, you may qualify for a California mortgage with a high debt-to-income ratio. Approval depends on the loan program, credit…
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Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
DTI Manual Underwriting Guidelines on FHA and VA Loans If a computer system says “no” to your mortgage because your…
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Mortgage Guidelines After Bankruptcy on Home Purchase
In this guide, we will cover mortgage guidelines after bankruptcy. Mortgage guidelines after bankruptcy do not categorically prevent homeownership. Eligibility…
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Health Insurance Special Enrollment
This guide covers health insurance special enrollment. If you missed the open enrollment or went through a big life change,…
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Student Loans | Conventional Loans | FHA Loans | High Debt To Income Ratio | Mortgage Processing And Underwriting | USDA Loans | VA Loans | Videos
Income-Based Repayment Student Loan Mortgage Guidelines
Features of Student Loan Mortgage Programs and Income-Based Repayment Plans Income-Based Repayment plans can help make federal student loan payments…
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Mistakes When Refinancing: 12 Costly Traps to Avoid
How do you avoid mistakes when refinancing? To avoid mistakes when refinancing, compare the proposed loan to your existing mortgage…
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FHA Loans | High Debt To Income Ratio | High-Balance Mortgage Loans | Manual Underwriting | Mortgage Lender Overlays | Qualifying & Getting Pre-approved | Videos
Major Changes in FHA Guidelines HUD 4000.1 Handbook
This guide will delve into the major changes in FHA guidelines, specifically the HUD 4000.1 Handbook, which may have implications…
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FHA Loans | Condominium Loans | Condotel and Non-Warrantable Condos | Conventional Loans | Real Estate Topic | Videos
FHA Spot Loans on Non-HUD-Approved Condos
FHA Spot Loans enables condo buyers to purchase a condo unit in a non-HUD-Approved Condo Complex with an FHA loan.
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HUD Guidelines for Gift Funds on FHA Loans
This guide will delve into the HUD guidelines for gift funds in the context of home purchase transactions involving Federal…
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Home Mortgages | Conditional Loan Approval | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
How Is a Mortgage Pre-Approval Issued By Lenders
This guide covers mortgage pre-approval issued by underwriters. Over 80% of our borrowers at Gustan Cho Associates are folks who…
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Mortgage with No Income Documentation and No Tax Returns
Gustan Cho Associates has a mortgage with no income documentation, no tax returns, and low credit scores. Many folks who…
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How Unsecured Credit Card Approval Works After Bankruptcy
Is getting an unsecured credit card after bankruptcy possible? Yes, you may qualify for an unsecured credit card after bankruptcy,…
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Home Loan Closings: Avoid Delays and Close on Time
Buying a home is one of the biggest steps you’ll take in life. But let’s be real—home loan closings can…
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Mortgage Rates on Non-QM Loans and No-Doc Mortgages
Mortgage Rates on Non-QM Loans and No-Doc Mortgages This guide covers mortgage rates on non-QM loans and no-doc mortgages. Current…
