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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
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    • MLO Revenue Share Residual Income Opportunity
  • Videos
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Real Estate Topic

Home / Real Estate Topic
Escrow Hold Back
Mortgage Processing And Underwriting | Clear To Close | Home Purchase | Home Sellers | Real Estate Topic | Videos

Escrow Hold Back For Home Repairs

ByGustan Cho Posted onJuly 1, 2025July 2, 2025

This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…

Continue Reading Escrow Hold Back For Home RepairsContinue

Mortgage Approval For Home Purchase on Acreage
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Mortgage Approval For Home Purchase on Acreage

ByGustan Cho Posted onJune 27, 2025June 27, 2025

In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…

Continue Reading Mortgage Approval For Home Purchase on AcreageContinue

Closing Mortgage Under LLC
Real Estate Topic

Smart Investors are Closing Mortgage Under LLC—Here’s Why

ByDale Elenteny Posted onJune 26, 2025June 27, 2025

Closing Mortgage Under LLC: How Real Estate Investors Can Use an LLC to Get a Mortgage Are you a real…

Continue Reading Smart Investors are Closing Mortgage Under LLC—Here’s WhyContinue

Buying a Home With a Well and Septic
Home Purchase | Real Estate Topic | Videos

Easy Guide to Buying a Home with a Well and Septic

ByGustan Cho Posted onMarch 31, 2025April 1, 2025

Buying a home with a well and septic system can feel confusing, mainly if you’ve never dealt with private utilities…

Continue Reading Easy Guide to Buying a Home with a Well and SepticContinue

Oceanfront Homes in Puerto Rico
Condominium Loans | Condotel and Non-Warrantable Condos | Conventional Loans | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Investing in Oceanfront Homes in Puerto Rico

ByApril Ramirez Posted onMarch 27, 2025March 31, 2025

The Ultimate Guide to Buying Oceanfront Homes in Puerto Rico (2025 Update) Picture starting your day with waves breaking against…

Continue Reading Investing in Oceanfront Homes in Puerto RicoContinue

Property Tax Homestead Exemption
Home Purchase | Property Taxes | Real Estate Topic | Videos

Property Tax Homestead Exemption For Homeowners in Florida

ByMargarett Jurilla Posted onMarch 27, 2025March 31, 2025

Property Tax Homestead Exemption: Your 2025 Guide to Lowering Your Tax Bill and Buying a Home If you’re a homeowner…

Continue Reading Property Tax Homestead Exemption For Homeowners in FloridaContinue

Flood Insurance Mortgage Guidelines
Real Estate Topic

Flood Insurance Mortgage Guidelines for Homes in Flood Zones

ByMike Gracz Posted onMarch 26, 2025April 7, 2025

Flood Insurance Mortgage Guidelines: What Homebuyers Need to Know in 2025 Buying a home is a huge milestone, but what…

Continue Reading Flood Insurance Mortgage Guidelines for Homes in Flood ZonesContinue

Buying a House in a Coastal City
Home Mortgages | Home Purchase | Real Estate Topic

Moving and Buying a House in a Coastal City in the U.S.

ByMargarett Jurilla Posted onMarch 20, 2025March 21, 2025

Buying a House in a Coastal City: The Ultimate Guide to Coastal Living and Homeownership Have you ever dreamed of…

Continue Reading Moving and Buying a House in a Coastal City in the U.S.Continue

Hard Money :ending in Chicago
Commercial Loans | Hard Money Loans | Investment Homes | Real Estate Topic | Rental Income

Hard Money Lending in Chicago For Commercial Real Estate

ByJohn Strange Posted onMarch 1, 2025April 3, 2025

Hard Money Lending Chicago: Fast Financing for Real Estate Investors If you’re an investor looking to close quickly on a…

Continue Reading Hard Money Lending in Chicago For Commercial Real EstateContinue

Best Mortgage Lenders for Bad Credit in Hawaii
Bad Credit Mortgages | FHA Loans | High-Balance Mortgage Loans | Jumbo Loans | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Best Mortgage Lenders For Bad Credit in Hawaii

ByGustan Cho Posted onFebruary 10, 2025February 11, 2025

Best Mortgage Lenders for Bad Credit in Hawaii: Get Approved in 2025 If you have bad credit and want to…

Continue Reading Best Mortgage Lenders For Bad Credit in HawaiiContinue

Does Co-Signing Affect in Buying Home
Non-Occupant Co-Borrowers | Home Mortgages | Real Estate Topic | Videos

Does Co-Signing Affect In Buying Home In The Future

ByGustan Cho Posted onJanuary 27, 2025January 30, 2025

Does Co-Signing Affect In Buying Home? Understanding How Co-Signing a Loan Impacts Your Future Have you ever considered co-signing a…

Continue Reading Does Co-Signing Affect In Buying Home In The FutureContinue

Buying Home Near Railroad Tracks
Home Purchase | Home Mortgages | Home Sellers | Real Estate Topic | Videos

Resale Value of Buying Home Near Railroad Tracks

ByGustan Cho Posted onJanuary 24, 2025January 27, 2025

Buying Home Near Railroad Tracks: Bargain or Bad Investment in 2025? Buying a home near railroad tracks can stir up…

Continue Reading Resale Value of Buying Home Near Railroad TracksContinue

Buying a House in Small-Town America
Home Purchase | Real Estate Topic

Discovering and Buying a House in Small-Town America

ByMargarett Jurilla Posted onJanuary 17, 2025January 19, 2025

Buying a House in Small-Town America: Your 2025 Guide to Affordable Charm Have you ever felt overwhelmed by the constant…

Continue Reading Discovering and Buying a House in Small-Town AmericaContinue

Role of the Property Manager
Real Estate Topic

What is the Role of The Property Manager

ByAlex Carlucci Posted onJanuary 16, 2025January 17, 2025

This guide covers the role of the property manager and their responsibilities to landlords. The role of the property manager…

Continue Reading What is the Role of The Property ManagerContinue

Buying Townhouse Versus Single-Family Homes
Condominium Loans | Home Purchase | Real Estate Topic | Town House | Videos

Buying Townhouse Versus Single-Family Homes

ByAlex Carlucci Posted onJanuary 15, 2025January 20, 2025

More and more homebuyers are gravitating towards a townhome purchase versus a single-family home during today’s booming housing market

Continue Reading Buying Townhouse Versus Single-Family HomesContinue

Sarasota Housing Market
Real Estate Topic | Home Purchase

Sarasota Housing Market: Home Prices and Trends

ByAlex Carlucci Posted onJanuary 15, 2025January 16, 2025

This guide covers the Sarasota housing market. Purchasing a Property in Sarasota and Picking Your Real Estate Agent The Sarasota…

Continue Reading Sarasota Housing Market: Home Prices and TrendsContinue

Buying a House in Salt Lake City Utah
First Time Home Buyers | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Guide To Buying a House in Salt Lake City Utah

ByMargarett Jurilla Posted onJanuary 14, 2025January 14, 2025

Buying a House in Salt Lake City Utah: A 2025 Guide Getting a home in Salt Lake City, Utah, can…

Continue Reading Guide To Buying a House in Salt Lake City UtahContinue

Buying a House Near the Great Lakes Area
Home Purchase | Real Estate Topic | Videos

Guide To Buying a House Near The Great Lakes Area

ByMargarett Jurilla Posted onJanuary 3, 2025January 14, 2025

This guide covers buying a house near the Great Lakes area. You can enjoy coming from city life to buying…

Continue Reading Guide To Buying a House Near The Great Lakes AreaContinue

Buying a Foreclosed Home
Mortgage After Bankruptcy and Foreclosure | Real Estate Topic | Videos

Buying a Foreclosed Home as First-Time Homebuyers

ByGustan Cho Posted onDecember 5, 2024December 9, 2024

Buying a Foreclosed Home: A First-Time Homebuyer’s Guide for 2024 If you’re considering buying a foreclosed home as a first-time…

Continue Reading Buying a Foreclosed Home as First-Time HomebuyersContinue

Manatee County Florida
Home Mortgages | Home Purchase | Real Estate Topic

Is Manatee County Florida a Good Place To Buy a House

ByGustan Cho Posted onNovember 26, 2024May 14, 2025

Manatee County Florida: Is It a Good Place to Buy a House in 2024? Are you thinking about buying a…

Continue Reading Is Manatee County Florida a Good Place To Buy a HouseContinue

Buying House in Different State
Home Purchase | Income And Employment | Real Estate Topic | Videos

Buying House In Different State Due To Job Transfer

ByMargarett Jurilla Posted onNovember 25, 2024May 14, 2025

Buying House in Different State: A 2024 Guide to Relocation Success Are you thinking about buying a house in a…

Continue Reading Buying House In Different State Due To Job TransferContinue

California Facing Housing Shortage
Home Mortgages | Home Purchase | Real Estate Topic | Videos

California Facing Housing Shortage In 2024 Going Into 2025

ByApril Ramirez Posted onNovember 21, 2024May 15, 2025

California Facing Housing Shortage: What It Means for Homebuyers and Homeowners in 2024 California has long been a dream destination…

Continue Reading California Facing Housing Shortage In 2024 Going Into 2025Continue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Importance of Credit Reports
    Importance of Credit Reports in the Mortgage ProcessJuly 4, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansJuly 3, 2025
  • Conforming Versus FHA Mortgage
    Conforming Versus FHA Mortgage Guidelines and BenefitsJuly 3, 2025
  • Short Sale Versus Foreclosure
    Short Sale Versus Foreclosure Mortgage GuidelinesJuly 3, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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