Impact of FHA Guidelines on DTI and Student Loans Explained

ByAnngelli Abenes Posted onAugust 6, 2024August 7, 2024

Struggling with student loan debt can often feel like attempting to run a marathon with a heavy backpack, particularly when…

Conventional Loans | FHA Loans | Videos

Conventional Loans Versus FHA Loans: Which One is Best?

ByAnngelli Abenes Posted onJuly 22, 2024September 4, 2024

If you’re considering buying a house and need a loan, getting the lowdown on the main types of loans is…

Non-Occupant Co-Borrowers | Conventional Loans | FHA Loans | Videos

What Is Required on a Non-Occupying Co-Borrower

ByAnngelli Abenes Posted onJuly 15, 2024September 4, 2024

When it comes to getting home loans, buyers sometimes need extra support to qualify for their dream home. This is…

Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Fannie Mae Mortgage Included in Chapter 7 Bankruptcy

ByDale Elenteny Posted onJuly 3, 2024August 30, 2024

In this article, we will cover and discuss getting approved for a new home loan after having a prior mortgage…

Conventional Loans | Freddie Mac HomeOne

Freddie Mac No Credit Score Mortgage Guidelines

ByAnngelli Abenes Posted onJuly 3, 2024July 4, 2024

This Article Is About Freddie Mac No Credit Score Mortgage Guidelines Occasionally, borrowers may have to opt for conventional loans…

Bad Credit Mortgages | Conventional Loans | FHA Loans | VA Loans | Videos

Home Loan With Bad Credit In Indiana With No Overlays

ByGustan Cho Posted onJune 24, 2024August 30, 2024

This article concerns securing a home loan with bad credit in Indiana with no overlays. Indiana home values are skyrocketing…

Conventional Loans | FHA Loans | Mortgage Rates | Videos

FHA Versus Conventional Mortgage Rates

ByGustan Cho Posted onJune 21, 2024August 30, 2024

This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…

Mortgage Refinance | Conventional Loans | FHA Loans | Refinancing

HUD Cash-Out Mortgage Guidelines on FHA Loans

ByGustan Cho Posted onJune 11, 2024August 30, 2024

This blog will cover and discuss HUD Cash-Out Mortgage Guidelines on FHA loans for 2024. Home values are rising across…

Conventional Loans | High Debt To Income Ratio | Videos

Fannie Mae-Freddie Mac Exempt Debt Guidelines On Conventional Loans

ByAnngelli Abenes Posted onJune 7, 2024August 30, 2024

There are certain debts that can be exempt from debt to income ratio calculations on conventional loans.

Home Mortgage | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

Comparing FHA Versus Conforming Mortgages

ByGustan Cho Posted onJune 5, 2024August 30, 2024

This guide compares FHA versus conforming mortgages, the two most popular mortgage loan programs for homebuyers in the United States….

Bad Credit Mortgages | Conventional Loans | video

Conventional Loan After Short Sale vs Foreclosure Guidelines

ByGustan Cho Posted onJune 3, 2024August 30, 2024

This guide covers conventioal loan after short sale vs foreclosure guidelines. Since 2008, millions of Americans have witnessed their equity…

Conventional Loans | NON-QM Loans | Second Homes | Videos

Second Home Guidelines on Non-QM and Conventional Loans

ByGustan Cho Posted onMay 30, 2024August 29, 2024

This guide covers second home guidelines on non-QM and conventional loans. Second-home financing is different than investment properties. Homebuyers are…

Income And Employment | Conventional Loans | Gaps In Employment | Videos

Freddie Mac Part-Time Income Mortgage Guidelines

ByAnngelli Abenes Posted onMay 20, 2024August 28, 2024

This guide explores the updated Freddie Mac part-time income mortgage guidelines for 2024. The new year has introduced significant changes…

Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Reaffirming Home Loan After Bankruptcy Mortgage Guidelines

ByAnngelli Abenes Posted onMay 13, 2024August 28, 2024

In this article, we’ll talk about reaffirming home loan after bankruptcy, a frequently inquired topic. Milwaukee-based Attorney James Miller of…

Mortgage Guidelines on Home Loans

ByDale Elenteny Posted onMay 12, 2024August 28, 2024

This guide covers changes in mortgage guidelines on home loans and year-end recap. 2023 was a tough year for the…

Conventional Loans | FHA Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Sacramento California Home Purchase With Bad Credit

ByAlex Carlucci Posted onMay 4, 2024August 23, 2024

This guide covers Sacramento California home purchase with bad credit and credit scores down to 500 FICO. Sacramento is the…

Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

Fannie Mae vs HUD Guidelines Mortgage in Bankruptcy

ByGustan Cho Posted onMay 2, 2024August 23, 2024

If you have a mortgage included in a bankruptcy, the waiting period guidelines are more favorable on conventional versus FHA loans

FHA and Conforming High-Balance Mortgage Loans

ByAnngelli Abenes Posted onApril 29, 2024August 23, 2024

Traversing the landscape of mortgage loans can be an intricate voyage, presenting many options tailored to meet diverse financial requirements….

Mortgage Insurance | Conventional Loans | Videos

What Is PMI on Conventional Loans

ByAlex Carlucci Posted onApril 29, 2024August 23, 2024

This guide covers what is PMI on conventional loans. What Is PMI? One of the most common questions I often…

Conventional Loans | Freddie Mac HomeOne | video | Videos

Freddie Mac HomeOne Mortgage Loan Program

ByAlex Carlucci Posted onApril 24, 2024April 24, 2024

In this blog, we will cover the Freddie Mac HomeOne Mortgage Loan Program. Fannie Mae and Freddie Mac are the…

Mortgage After Bankruptcy and Foreclosure | Conventional Loans | video

Fannie Mae Bankruptcy Guidelines on Conventional Loans

ByRonda Butts Posted onApril 17, 2024April 22, 2024

As per the Fannie Mae Bankruptcy Guidelines for conventional loans, borrowers must follow a mandatory waiting period after filing for…

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     Good  
     Based on 65 reviews 
    
 
 
   
 
 
        
   Sapna Sharma 
 2024-07-04
 
 
 Trustindex verifies that the original source of the review is Google. I am working with Gustan Cho Associates and all the staff and Gus are so cooperatives. Gus is a motivational person and he always motivate or praise about my work. Really so happy working with Gustan Cho Associates Family.
  
 
       
   James Strebel 
 2024-04-06
 
 
 Trustindex verifies that the original source of the review is Google. Very professional
  
 
       
   Bill Burg 
 2024-04-06
 
 
 Trustindex verifies that the original source of the review is Google. Man it’s been great working with Gus and his amazing team. Their professionalism and attention to detail is second to none. I’ve never met anyone with more knowledge and skill at finding ways to help people into a home than him.
  
 
       
   Rhonda Smith 
 2024-02-23
 
 
 Trustindex verifies that the original source of the review is Google. Amazing place
  
 
       
   brent norkus 
 2024-02-23
 
 
 Trustindex verifies that the original source of the review is Google. Working with Gustan and his team has been an absolute pleasure. From start to finish, they have every client's best interest in mind to ensure they get the correct loan that fits their needs. Efficiency and accuracy are two words that describe my experience with Gus. Gus and his team over at Nexa are dominating the GAME! 5 stars is an understatement, and I would give ten stars if possible!
  
 
       
   TCrumpCollinsParsonMcGinnis Frazier 
 2024-02-22
 
 
 Trustindex verifies that the original source of the review is Google. John and Angie are absolutely amazing!  We had another lender and our loan fell through at the last minute.  I called John and told him our issues and in 5 minutes he told me he could get it done. After 30 years of praying, moving and bankruptcy issues, these two got it done. It’s was fast and they answered all our questions. There are not enough words that could express how overwhelmed we are and how awesome they are. Do yourself a favor and call John, I promise you will thank me later.  Please check out Gustan Cho’s videos. They are telling the truth and will walk thru fire with you.
Thank you John and Angie!

The Frazier’s.
  
 
       
   Charlie G 
 2024-02-16
 
 
 Trustindex verifies that the original source of the review is Google. Gus is a great person, and a great loan officer with lots of experience and knowledge of many types of loans.  Gus even takes calls after business hours unlike a lot of other companies.   Gus has given me the best options available for a mortgage; he is honest and has integrity.   I got to give Gus 5 stars due to he goes the extra mile to help you.  Thanks Gus!!!
  
 
       
   David Heckman 
 2024-02-15
 
 
 Trustindex verifies that the original source of the review is Google. John Strange and Angie Torres made this whole process seamless from start to finish.  John would answer a text or call anytime and made sure to keep me updated the whole time.  I would tell you that you are in good hands with these two!