Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
ByGustan Cho
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Can you get a Freddie Mac mortgage if you have lots of investments or savings but little or no income? In many cases, you can convert assets into income (for mortgage qualifying purposes) by using asset depletion.
ByAlex Carlucci
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This guide covers Fannie Mae HomeReady mortgage guidelines on conventional loans. There are two home loan programs: government loans, which…
ByGustan Cho
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This guide covers the debt-to-income ratio for conventional loan guidelines. A conventional loan is any mortgage loan not insured or…
ByMike Gracz
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This guide covers Freddie Mac part-time income mortgage guidelines. 2023 has already come with some big changes for the mortgage…
ByMike Gracz
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Freddie Mac’s CHOICERenovation mortgage might be the best home improvement loan for larger renovation projects. You can use a Freddie Mac CHOICERenovation home to purchase or refinance a home.
ByAlex Carlucci
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This article covers HomeReady versus Home Possible mortgage guidelines. Many homebuyers contact us at Gustan Cho Associates and want to…
ByGustan Cho
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This guide covers preparing to qualify for conventional loans versus other mortgage loan programs. Preparing to qualify for conventional loans…
ByGustan Cho
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This guide covers qualifying and getting approved for conforming loans with bad credit and low credit scores. Can you qualify…
ByJohn Parker
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This guide covers buying home with no private mortgage insurance with 80-10-10 mortgage loans. Any conventional mortgage loan with less…
ByAlex Carlucci
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This guide covers the Fannie Mae guidelines on conventional loans with a waiting period after mortgage part of bankruptcy. Many…
ByJohn Parker
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This guide covers community property states mortgage guidelines. Community Property States Mortgage Guidelines: Community property is derived from older Spanish…
ByGustan Cho
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This guide covers conforming loan requirements and guidelines on primary, second, and investment homes. Conforming loan requirements for 2023, for…
ByGustan Cho
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This guide compares Conventional versus FHA guidelines on DTI and student loans. Student loan debt can be a major obstacle…
ByGustan Cho
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This guide covers the pros and cons of 97 LTV conventional versus FHA loans. Down payment is the biggest negative…
ByGustan Cho
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This guide covers Freddie Mac mortgage guidelines on conventional loans. We will also go over the recent Freddie Mac updates…
ByGustan Cho
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This guide covers updated Fannie Mae guidelines on conforming loans for 2023. Fannie Mae has made some recent changes to…
ByGustan Cho
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This guide covers Fannie Mae HomeStyle Mortgage Guidelines on conventional loans. Have you thought about adding a pool to your…
ByGustan Cho
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This article is on Freddie Mac Home Possible Mortgage Guidelines. Freddie Mac Home Possible Mortgage UPDATED on July 6th, 2023,…
ByGustan Cho
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This guide covers Fannie Mae Mortgage Guidelines on Conforming Loans. We will discuss Updated Fannie Mae Mortgage Guidelines on Conventional…
ByGustan Cho
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This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
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