Freddie Mac Foreclosure Guidelines: Qualifying for a New Mortgage
Freddie Mac foreclosure guidelines depend on how your new loan is underwritten. For manual underwriting, the standard foreclosure recovery period…
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Fannie Mae Guidelines On Mortgage After Foreclosure
Buying another home after foreclosure starts with knowing which waiting period applies to your situation. Before choosing a property or…
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Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Conventional Loans | FHA Loans | Videos
Do I Have to Pay Collections for FHA Loan Approval
Do I Have to Pay Collection Accounts for FHA Loan Approval? A frequently asked question by people who have had…
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Fannie Mae Guidelines on Timeshare Foreclosure and Mortgage Approval
Fannie Mae guidelines on timeshare foreclosure do not require borrowers to complete the standard foreclosure waiting period that applies to…
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Home Mortgages | Automated Underwriting System | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Conventional Loans | Credit Scores | FHA Loans | First Time Home Buyers | Home Purchase | Income And Employment | Investment Homes | Manual Underwriting | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Working With a Loan Officer: Mortgage Process Guide
Working With a Loan Officer: Mortgage Process From Pre-Approval to Closing Your journey with a loan officer begins even before…
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Mortgage After Bankruptcy and Foreclosure | Automated Underwriting System | Conventional Loans | FHA Loans | Manual Underwriting | NON-QM Loans | Qualifying & Getting Pre-approved | USDA Loans | VA Loans | Videos
Chapter 13 Trustee Mortgage Approval | FHA, VA & USDA
Securing a mortgage is still within reach, even if your Chapter 13 bankruptcy is ongoing. You do not always have…
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Conventional Loans | FHA Loans | Investment Homes | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Selling Your Home | Videos
Buying a New Primary Residence While Renting Out Your Current Home
Buying a Second Primary Home While Renting Your Current Home You can buy a new primary residence and keep your…
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Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Manual Underwriting | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit
Conventional Loan After Chapter 13 Bankruptcy: Waiting Periods and Guidelines
Timing for Conventional Loans After Chapter 13 Bankruptcy A conventional loan may be obtained after a Chapter 13 bankruptcy; however,…
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High-Balance Conforming Loans and Guidelines
High-balance conforming loans finance amounts above the national conforming baseline but within the higher FHFA limit for an eligible high-cost…
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High-Balance Mortgage Loans
High-balance mortgage loans help qualified borrowers finance more expensive homes, but FHA, VA, and conforming programs define “high balance” differently….
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Modular Homes: Mortgage Options and Borrower Qualifications
This guide covers modular homes. We will answer the question of can you get a mortgage on modular homes? Yes,…
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FHA versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinance transactions. One of the most common questions the…
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Fannie Mae and HUD Guidelines on Conforming vs FHA Loans
FHA and conventional loans work best for different borrower profiles. FHA loans are often better for borrowers with lower credit…
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Mortgage Processing And Underwriting | Conventional Loans | FHA Loans | Mortgage Lender Overlays | Videos
The Role of Mortgage Underwriter in the Home Loan Process
In this guide, we will cover the role of a mortgage underwriter during the home loan approval process. The role…
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Homes for Heroes for Firefighters: Save More on a Home
Is Homes for Heroes’ mortgage for firefighters a special mortgage? No. Homes for Heroes is a savings network, not a…
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Student Loans | Conventional Loans | FHA Loans | High Debt To Income Ratio | Mortgage Processing And Underwriting | USDA Loans | VA Loans | Videos
Income-Based Repayment Student Loan Mortgage Guidelines
Features of Student Loan Mortgage Programs and Income-Based Repayment Plans Income-Based Repayment plans can help make federal student loan payments…
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FHA Loans | Condominium Loans | Condotel and Non-Warrantable Condos | Conventional Loans | Real Estate Topic | Videos
FHA Spot Loans on Non-HUD-Approved Condos
FHA Spot Loans enables condo buyers to purchase a condo unit in a non-HUD-Approved Condo Complex with an FHA loan.
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Bad Credit Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Videos
FHA Versus Conventional Mortgage After Bankruptcy
Filing for bankruptcy doesn’t completely eliminate the possibility of purchasing a home in the future. When considering an FHA versus…
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Bad Credit Home Loans in Indiana: Options and Requirements
Bad credit doesn’t automatically disqualify you from a home loan in Indiana. Options for bad credit home loans in Indiana,…
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Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Conventional Loans | FHA Loans | Qualifying & Getting Pre-approved | Videos
Past Due versus Collection and Charge Off Accounts Mortgage Guidelines
In this guide, we will discuss and cover past due versus collection and charge off accounts when qualifying and getting…
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Home Mortgages | Conventional Loans | Credit Scores | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Credit Score Needed for Mortgage on Home Loans
Credit Score Required for Mortgage on Home Loans This guide covers the credit score needed for mortgage on home loans….
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Impact of FHA Guidelines on DTI and Student Loans
Struggling with student loan debt can often feel like attempting to run a marathon with a heavy backpack, particularly when…
