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    • Why Choose Us
    • Meet Our Team
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
    • Loan OfficersExpand
      • Michael Gracz
      • Ronda Butts
  • Types Of MortgagesExpand
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      • Home Purchase Loans
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      • FHA Manual Underwriting
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      • VA Manual Underwriting
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      • Conventional Loans W-2 Income ONLY Mortgages
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      • Warrantable Condos
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      • Bank Statement Loans
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    • Jumbo Mortgage
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Buying Home With No PMI With 80-10-10 Mortgage Loans
Conventional Loans | Down Payment Assistance | First Time Home Buyers | Mortgage Insurance | Videos

Buying Home With No PMI With 80-10-10 Mortgage Loans

ByJohn Parker Posted onJuly 23, 2023September 21, 2023

This guide covers buying home with no private mortgage insurance with 80-10-10 mortgage loans. Any conventional mortgage loan with less…

Continue Reading Buying Home With No PMI With 80-10-10 Mortgage LoansContinue

Refinancing FHA To Conventional Loan Eliminating FHA MIP
Conventional Loans | FHA Loans | Mortgage Insurance | Mortgage Refinance | Videos

Refinancing FHA To Conventional Loan Eliminating FHA MIP

ByAlex Carlucci Posted onJuly 2, 2023July 2, 2023

This guide covers refinancing FHA to conventional loan eliminating FHA mortgage insurance premiums. Home sales are hot throughout the United…

Continue Reading Refinancing FHA To Conventional Loan Eliminating FHA MIPContinue

What Is Lender-Paid Mortgage Insurance on Conventional Loans
Mortgage Insurance | Conventional Loans | Videos

What Is Lender-Paid Mortgage Insurance on Conventional Loans

ByGustan Cho Posted onJune 18, 2023June 18, 2023

In this guide, we will cover what is lender-paid mortgage insurance on conventional loans. Lender-paid mortgage insurance is also referred…

Continue Reading What Is Lender-Paid Mortgage Insurance on Conventional LoansContinue

Being Prepared For Hurricanes in Florida
Home Purchase | Mortgage Insurance | Real Estate Topic | Videos

Being Prepared For Hurricanes in Florida

ByCharlotte Hopper Posted onJune 12, 2023June 16, 2023

In this guide, we will cover being prepared for hurricanes in Florida. Homeowners and renters in Florida’s biggest fear is…

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FHA Mortgage Insurance Premiums Guidelines on FHA Loans
Mortgage Insurance | FHA Loans | Videos

FHA Mortgage Insurance Premiums Guidelines on FHA Loans

ByAlex Carlucci Posted onFebruary 21, 2023March 1, 2023

Breaking news on FHA mortgage insurance premiums. There is a one-time FHA mortgage insurance premium and a lifetime annual FHA…

Continue Reading FHA Mortgage Insurance Premiums Guidelines on FHA LoansContinue

What Is Mortgage Insurance and How Does It Work?
Mortgage Insurance

What Is Mortgage Insurance and How Does It Work?

ByMike Gracz Posted onDecember 8, 2022December 28, 2022

This blog will cover and discuss the mortgage insurance lending guidelines for borrowers. Private Mortgage insurance, also known as PMI,…

Continue Reading What Is Mortgage Insurance and How Does It Work?Continue

Private Mortgage Insurance on Conventional Loans
Mortgage Insurance

Private Mortgage Insurance on Conventional Loans

BySapna Sharma Posted onDecember 7, 2022August 3, 2023

This blog will cover private mortgage insurance on conventional loans. FHA loans require a 1.75% one-time upfront mortgage insurance premium…

Continue Reading Private Mortgage Insurance on Conventional LoansContinue

Eliminating FHA Mortgage Insurance Premium By Refinancing FNMA
Mortgage Insurance | Videos

Eliminating FHA Mortgage Insurance Premium By Refinancing FNMA

ByGustan Cho Posted onAugust 23, 2021August 8, 2023

This Article Is About Eliminating FHA Mortgage Insurance Premium By Refinancing FNMA Borrowers taking out an FHA insurance mortgage loan,…

Continue Reading Eliminating FHA Mortgage Insurance Premium By Refinancing FNMAContinue

How Private Mortgage Insurance On Home Loans Work
Mortgage Insurance | Videos

How Private Mortgage Insurance On Home Loans Work

ByGustan Cho Posted onJuly 25, 2021August 8, 2023

This Article Is About How Private Mortgage Insurance On Home Loans Work: Private mortgage insurance on home loans also referred…

Continue Reading How Private Mortgage Insurance On Home Loans WorkContinue

PMI On Conventional Loans With Higher Than 80% LTV
Mortgage Insurance | Videos

PMI On Conventional Loans With Higher Than 80% LTV

ByGustan Cho Posted onFebruary 4, 2021August 18, 2023

This Article Is About PMI On Conventional Loans With Higher Than 80% LTV PMI On Conventional Loans With Higher Than…

Continue Reading PMI On Conventional Loans With Higher Than 80% LTVContinue

FHA MIP Versus Conventional PMI For Mortgage Borrowers
Mortgage Insurance | Videos

FHA MIP Versus Conventional PMI For Mortgage Borrowers

ByGustan Cho Posted onJanuary 28, 2021August 18, 2023

This Article Is About FHA MIP Versus Conventional PMI For Mortgage Borrowers Mortgage Insurance is mandatory on all FHA Loans…

Continue Reading FHA MIP Versus Conventional PMI For Mortgage BorrowersContinue

Protecting Your Home With Insurance for Home Appliances
Mortgage Insurance | Videos

Protecting Your Home With Insurance for Home Appliances

ByGustan Cho Posted onNovember 14, 2020August 17, 2023

This Article Is About Protecting Your Home With Insurance for Home Appliances Insurance for home appliances might be a good…

Continue Reading Protecting Your Home With Insurance for Home AppliancesContinue

Homeowners Insurance Deductibles And How It Works
Mortgage Insurance | Videos

Homeowners Insurance Deductibles And How It Works

ByAlex Carlucci Posted onNovember 12, 2020August 17, 2023

This Article Is About Homeowners Insurance Deductibles And How It Works Homeowners Insurance Deductibles use to be straight forward and…

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Flood Insurance Coverage Requirements By Mortgage Lenders
Mortgage Insurance

Flood Insurance Coverage Requirements By Mortgage Lenders

ByGustan Cho Posted onNovember 12, 2020August 17, 2023

This Article Is About Flood Insurance Coverage Requirements By Mortgage Lenders Flood insurance policies cover physical damage to your property…

Continue Reading Flood Insurance Coverage Requirements By Mortgage LendersContinue

Homeowners Insurance Mortgage Guidelines For Home Buyers
Mortgage Insurance | Videos

Homeowners Insurance Mortgage Guidelines For Home Buyers

ByAlex Carlucci Posted onNovember 12, 2020August 17, 2023

This Article Is About Homeowners Insurance Mortgage Guidelines For Home Buyers Homeowners who have a mortgage on their homes will…

Continue Reading Homeowners Insurance Mortgage Guidelines For Home BuyersContinue

Understanding PMI On Purchase And Refinance Mortgages
Mortgage Insurance | Videos

Understanding PMI On Purchase And Refinance Mortgages

ByGustan Cho Posted onAugust 18, 2020August 17, 2023

This article covers Understanding PMI On Purchase And Refinance Mortgages Understanding PMI is very important for both homeowners or homeowners…

Continue Reading Understanding PMI On Purchase And Refinance MortgagesContinue

Understanding Insurance Protection For Consumers And Homeowners
Mortgage Insurance

Understanding Insurance Protection For Consumers And Homeowners

ByAlex Carlucci Posted onMarch 9, 2020October 27, 2022

This BLOG On Understanding Insurance Protection For Consumers And Homeowners Was UPDATED And PUBLISHED On March 9th, 2020 Good morning…

Continue Reading Understanding Insurance Protection For Consumers And HomeownersContinue

How To Cancel PMI On Conventional Loans For Homeowners
Mortgage Insurance | Videos

How To Cancel PMI On Conventional Loans For Homeowners

ByGustan Cho Posted onNovember 8, 2019October 27, 2022

This BLOG On How To Cancel PMI On Conventional Loans For Homeowners Was PUBLISHED On November 8th, 2019 Mortgage Insurance…

Continue Reading How To Cancel PMI On Conventional Loans For HomeownersContinue

Avoiding Paying PMI On Mortgage Loans By Homeowners
Mortgage Insurance

Avoiding Paying PMI On Mortgage Loans By Homeowners

ByGustan Cho Posted onOctober 20, 2019December 29, 2022

This ARTICLE  Is About On Avoiding Paying PMI On Mortgage Loans By Homeowners  Avoiding Paying PMI On Mortgage Loans By…

Continue Reading Avoiding Paying PMI On Mortgage Loans By HomeownersContinue

What Is PMI On Government And Conventional Loans
Mortgage Insurance

What Is PMI On Government And Conventional Loans

ByAlex Carlucci Posted onJuly 22, 2019October 27, 2022

This ARTICLE On What Is PMI On Government And Conventional Loans Was UPDATED And PUBLISHED On July 22nd, 2019 What Is…

Continue Reading What Is PMI On Government And Conventional LoansContinue

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    Gustan Cho Associates are mortgage brokers licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible. You can rest assured any owner-occupant primary home, second home, or investment property mortgage loan program in the marketplace, you will find them offered at Gustan Cho Associates Talk to a loan officer today

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    • About Us
      • Contact Us
      • Get Pre-Approved
      • Order Credit
      • FICO Simulator
      • MLO License School
      • Why Choose Us
      • Meet Our Team
      • Preferred Realtor Partner Network
        • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
        • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
      • Loan Officers
        • Michael Gracz
        • Ronda Butts
    • Types Of Mortgages
      • Purchase
        • Home Purchase Loans
        • Investment Property Loan
      • Refinance
        • Refinance Mortgage Options
        • Chapter 13 Bankruptcy Cash-Out-Buyout
        • Rate And Term Refinance
        • FHA Streamline Refinance
        • VA Streamline Refinance
        • Refinancing NON-QM Loans Into Conventional Mortgages
        • Refinance FHA To Conventional Loans
      • FHA Home Loans
        • FHA Manual Underwriting
        • FHA Chapter 13 Bankruptcy Guidelines
        • FHA Loans For Bad Credit
        • FHA Loans For Low Credit Scores
        • FHA Collections
        • FHA Loans Charged Off Accounts
        • W-2 Income Only FHA Loans
        • FHA Loans With Tax Lien
        • FHA Loan With Judgment
      • VA Home Loans
        • VA Manual Underwriting
        • VA Chapter 13 Bankruptcy Guidelines
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    • Careers
      • Can Realtors Be MLOs At The Same Time
      • Career Opportunities
        • Training a New Mortgage Loan Officer Without Any Experience
        • MLO License School
        • How To Brand Yourself as a Loan Officer
      • Mortgage Branch Careers
      • Remote Mortgage Loan Officer Career Opportunities
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      • MLO Revenue Share Residual Income Opportunity
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