Cashback at Closing on VA Loans Mortgage Lending Guidelines
This blog will cover getting cashback at closing on VA loans. Multiple times over the past few weeks, we have…
How Property Taxes on New Construction Homes Are Calculated
This blog will discuss how mortgage underwriters calculate property taxes on new construction homes. Property taxes on new construction homes…
Traditional and Non-QM Mortgage Loan Programs
Dozens of non-QM loan programs have been launched for 2021. The dozens of alternative mortgage loan programs is fueling the booming housing market and drying up inventory of home. Thus, it is skyrocketing home prices even more.
Freddie Mac Mortgage Guidelines on Conventional Loans
In this blog, we will cover Freddie Mac Mortgage Guidelines on Conventional loans. We will also go over the recent…
How To Become A Successful Mortgage Loan Officer
This article will cover how to become a successful mortgage loan officer at Gustan Cho Associates. Starting a new career…
AUS-Approval To VA Manual Underwrite Downgrade
When does an automated underwriting system approved file get downgraded to a VA manual underwrite downgrade on VA loans happen?…
Credit Repair To Qualify For Mortgages
In this blog, we will discuss and cover credit repair to qualify for mortgages. Credit repair is often not necessary…
Mortgage Guidelines on Late Payments in the Past 12 Months
This blog will cover and discuss the mortgage guidelines on late payments in the past 12 months. Borrowers can qualify…
Washington DC Lenders For Traditional and Non-QM Mortgages
In this blog, we will cover and discuss the top-rated five-star Washington DC lenders for traditional and non-QM mortgages who…
HUD DACA Mortgage Guidelines For DREAMERS on FHA Loans
This article will cover HUD DACA mortgage guidelines on FHA loans for DREAMERS. Gustan Cho Associates have some good news…
Refinancing With Bad Credit and Low Credit Scores
In this article, we will cover homeowners refinancing with bad credit and low credit scores. With today’s historic volatile rates…
DSCR Mortgage Loans: Debt-Service Cover Ratio
DSCR mortgage loans, debt-service coverage ratio mortgages, is a type of no-income verification mortgage loan program. There is no income…
FHA and Conforming High-Balance Mortgage Loans
High-Balance Mortgage Loans are government and conventional loans with higher loan limits than the standard $726,200 conforming and the $472,030…
Types of Mortgage Lenders For Best Rates and Loan Options
Gustan Cho Associates has over 160 wholesale lending partnerships. Gustan Cho Associates has a national reputation for its no lender…
Three Simple Marketing Ideas For Mortgage Loan Officers
This article will discuss three simple marketing ideas for mortgage loan originators. Buying a house can be stressful, particularly for…
Jumbo Loans | Bank Statement Loans | FHA Loans | No-Ratio Mortgage Loans | NON-QM Loans | VA Loans | Videos
Jumbo Loans With Low Credit Scores
In this blog, we will cover and discuss qualifying for jumbo loans with low credit scores. Jumbo loans are mortgage…
FHA Loan With Low Credit Scores Mortgage Guidelines
In this article, we will cover and discuss FHA Loan With Low Credit Scores Mortgage Requirements For 2022. FHA loans…
Washington NON-QM Lenders For No-Doc and DSCR Loans
Washington NON-QM Lenders are offering multiple non-prime loans throughout the state. Homebuyers in Washington state no longer are tied with…
Mortgage Options For First-Time Homebuyers For 2023
In this blog, we will cover the different types of mortgage options for first-time homebuyers for 2023. We are navigating…
Escrow Hold Back Mortgage Guidelines For Repairs
In this article, we will cover what escrow hold back is in the mortgage loan process. We will discuss escrow…
