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Appraisal

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Appraisal Process Timeline
Appraisal | Mortgage Processing And Underwriting | Real Estate Topic | Videos

Appraisal Process Timeline

ByDustin Dumestre Posted onJune 30, 2023June 30, 2023

This guide covers the home appraisal process timeline during the mortgage process. Gustan Cho Associates will update you on the…

Continue Reading Appraisal Process TimelineContinue

FHA and VA Amendatory Clause on FHA and VA Loans
Appraisal | FHA Loans | Home Purchase | VA Loans | Videos

FHA and VA Amendatory Clause on FHA and VA Loans

ByGustan Cho Posted onJune 24, 2023August 3, 2023

This guide covers FHA and VA amendatory clause. We will discuss what FHA and VA amendatory clause mean for borrowers…

Continue Reading FHA and VA Amendatory Clause on FHA and VA LoansContinue

Upfront Costs For Mortgage Loans Prior To Closing
Mortgage Processing And Underwriting | Appraisal | Home Purchase | Videos

Upfront Costs For Mortgage Loans Prior To Closing

ByDustin Dumestre Posted onJune 18, 2023June 18, 2023

This guide covers upfront costs for mortgage loans prior to closing. What would you do as a borrower if a…

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Home Appraisal Review In Mortgage Underwriting Process
Appraisal | Videos

Home Appraisal Review In Mortgage Underwriting Process

ByRonda Butts Posted onJune 15, 2023June 28, 2023

This guide covers the home appraisal review in mortgage underwriting process by lenders. A home appraisal is ordered during the…

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FHA Appraisals Versus Conventional Appraisals Guidelines
Appraisal | Conventional Loans | FHA Loans | Videos

FHA Appraisals Versus Conventional Appraisals Guidelines

ByRonda Butts Posted onJune 14, 2023June 16, 2023

This article will discuss and cover FHA appraisals versus conventional appraisals guidelines. There are several important factors between FHA appraisals…

Continue Reading FHA Appraisals Versus Conventional Appraisals GuidelinesContinue

When Two Appraisals Are Required By Mortgage Lenders
Appraisal | FHA Loans | Videos

When Two Appraisals Are Required By Mortgage Lenders

ByRonda Butts Posted onJune 10, 2023June 16, 2023

This article will cover and discuss when mortgage lenders require two appraisals. In general, only one appraisal is required—however, there…

Continue Reading When Two Appraisals Are Required By Mortgage LendersContinue

Appraisal Transfer Policy From One Lender To Another
Appraisal | First Time Home Buyers | Videos

Appraisal Transfer Policy From One Lender To Another

ByRonda Butts Posted onJune 5, 2023August 3, 2023

This blog will discuss the appraisal transfer policy from one lender to another when a borrower changes mortgage lenders. As…

Continue Reading Appraisal Transfer Policy From One Lender To AnotherContinue

HUD Multi-Family Self-Sufficiency Test on FHA Loans
Appraisal | FHA Loans | Muti-Family Investment

HUD Multi-Family Self-Sufficiency Test on FHA Loans

ByGustan Cho Posted onJanuary 23, 2023February 7, 2023

This guide will cover the HUD multi-family self-sufficiency test on FHA loans. Gustan Cho Associates, empowered by NEXA Mortgage, LLC.,…

Continue Reading HUD Multi-Family Self-Sufficiency Test on FHA LoansContinue

FHA Appraisal Guidelines and Property Checklists For 2023
Appraisal | FHA Loans

FHA Appraisal Guidelines and Property Checklists For 2023

ByAlex Carlucci Posted onNovember 20, 2022January 2, 2023

In this article, we will cover FHA appraisal guidelines and property checklists for 2023 on FHA loans. We will cover…

Continue Reading FHA Appraisal Guidelines and Property Checklists For 2023Continue

Walking Away After a Home Inspection
Appraisal

Walking Away After a Home Inspection

ByGustan Cho Posted onAugust 2, 2022October 13, 2022

In this blog, we will discuss and cover walking away after a home inspection. A home inspection on a home…

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Appraisal Issues During Home Buying and Mortgage Process
Appraisal | Videos

Appraisal Issues During Home Buying and Mortgage Process

ByAlex Carlucci Posted onApril 21, 2022April 26, 2022

In this blog, we will discuss and cover appraisal issues during the home buying and mortgage process. The word “appraisal”…

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FHA Appraisals Versus Home Inspections For Homebuyers
Appraisal | Videos

FHA Appraisals Versus Home Inspections For Homebuyers

ByGustan Cho Posted onMarch 26, 2022December 22, 2022

In this blog, we will discuss and cover FHA appraisals versus home inspectors for homebuyers. There are differences between FHA Appraisals…

Continue Reading FHA Appraisals Versus Home Inspections For HomebuyersContinue

FHA Appraisal Transfer To A New Mortgage Lender
Appraisal

FHA Appraisal Transfer To A New Mortgage Lender

ByAlex Carlucci Posted onFebruary 9, 2022April 8, 2022

In this blog, we will discuss and cover the FHA appraisal transfer from your old lender to a new mortgage…

Continue Reading FHA Appraisal Transfer To A New Mortgage LenderContinue

HUD Guidelines for FHA Loans: FHA Property Standards
Appraisal

HUD Guidelines for FHA Loans: FHA Property Standards

ByDale Elenteny Posted onMay 13, 2021November 4, 2022

HUD Guidelines On FHA Property Standards is the home needs to be safe, secure, and habitable. No need to be alarmed if the home is old. As long as the home is secured, safe, and habitable, it will pass FHA Home Appraisal.

Continue Reading HUD Guidelines for FHA Loans: FHA Property StandardsContinue

Appraisals Will No Longer Be Required On Homes Under $400,000
Appraisal

Appraisals Will No Longer Be Required On Homes Under $400,000

ByGustan Cho Posted onSeptember 30, 2019December 29, 2022

This ARTICLE On Appraisals Will No Longer Be Required On Homes Under $400,000 Was PUBLISHED On September 29th, 2019 Appraisals…

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5 Must Know Facts On How To Appraise Your House
Appraisal

5 Must Know Facts On How To Appraise Your House

ByGustan Cho Posted onMay 3, 2019November 4, 2022

5 Must Know Facts On How To Appraise Your House Was Written By Staff Writer at Gustan Cho Associates A…

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    Gustan Cho Associates are mortgage brokers licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible. You can rest assured any owner-occupant primary home, second home, or investment property mortgage loan program in the marketplace, you will find them offered at Gustan Cho Associates Talk to a loan officer today

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    • About Us
      • Contact Us
      • Get Pre-Approved
      • Order Credit
      • FICO Simulator
      • MLO License School
      • Why Choose Us
      • Meet Our Team
      • Preferred Realtor Partner Network
        • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
        • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
      • Loan Officers
        • Michael Gracz
        • Ronda Butts
    • Types Of Mortgages
      • Purchase
        • Home Purchase Loans
        • Investment Property Loan
      • Refinance
        • Refinance Mortgage Options
        • Chapter 13 Bankruptcy Cash-Out-Buyout
        • Rate And Term Refinance
        • FHA Streamline Refinance
        • VA Streamline Refinance
        • Refinancing NON-QM Loans Into Conventional Mortgages
        • Refinance FHA To Conventional Loans
      • FHA Home Loans
        • FHA Manual Underwriting
        • FHA Chapter 13 Bankruptcy Guidelines
        • FHA Loans For Bad Credit
        • FHA Loans For Low Credit Scores
        • FHA Collections
        • FHA Loans Charged Off Accounts
        • W-2 Income Only FHA Loans
        • FHA Loans With Tax Lien
        • FHA Loan With Judgment
      • VA Home Loans
        • VA Manual Underwriting
        • VA Chapter 13 Bankruptcy Guidelines
        • VA Loans For Bad Credit
        • VA Loans For Low Credit Scores
        • VA Loans With Charged-Off Accounts
        • W-2 Income Only VA Loans
        • VA Loans with Tax Lien
        • VA Loan with Judgment
      • USDA Loans
      • DACA Mortgage Loans
      • Conventional Loans
        • Conventional Loans W-2 Income ONLY Mortgages
        • Conventional Loans After Foreclosure
        • Conventional Loans After Bankruptcy
        • Conventional Loan With Tax Lien
        • Conventional Loan With Judgment
      • Condominium Loans
        • Warrantable Condos
        • Non-Warrantable Condos
        • Condotel Financing
      • NON-QM Loans
        • Bank Statement Loans
        • DSCR Loans
        • Asset-Depletion
        • Foreign Nationals
        • ITIN Mortgage Loans
        • No-Doc Loans
      • Jumbo Mortgage
      • FHA 203K Loans
      • Reverse Mortgages
      • Commercial Loans
    • Careers
      • Can Realtors Be MLOs At The Same Time
      • Career Opportunities
        • Training a New Mortgage Loan Officer Without Any Experience
        • MLO License School
        • How To Brand Yourself as a Loan Officer
      • Mortgage Branch Careers
      • Remote Mortgage Loan Officer Career Opportunities
      • How Do I Become A Mortgage Loan Officer
      • MLO Revenue Share Residual Income Opportunity
    • Videos
    • Blogs
    • Testimonials
    • Talk To A Loan Officer
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