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ByChad Bush
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This guide guide covers how home prices are increasing despite higher mortgage rates. All indicators point to a housing bubble….
ByAlex Carlucci
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In this article on the difference between a direct versus correspondent lender, we will explore the advantages and disadvantages of…
ByGustan Cho
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This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
ByGustan Cho
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This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…
ByGustan Cho
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Remote job positions enable homebuyers to purchase homes in other states. This is because remote wage earners no longer have to report to a brick-and-mortar location. Many people are fleeing high-taxed cities and states to lower-taxed states with affordable housing and lower cost of living.
ByGustan Cho
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Mortgage Rates have dropped has dropped again after the sudden surge in recent weeks.
ByGustan Cho
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Non-QM mortgage rates are determined by the down payment, credit scores, credit history of the borrower, and type of property. The higher the credit score and the higher the down payment, the lower the mortgage rates.
ByGustan Cho
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In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
ByGustan Cho
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This Article Is About Understanding VA Mortgage Rates And Loan Level Pricing Adjustments VA loans are the best home mortgage…
ByGustan Cho
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This guide covers low credit score pricing adjustments on mortgage loans. Credit scores are the biggest factor when it comes…
ByDale Elenteny
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This guide covers changes in mortgage guidelines on home loans and year-end recap. 2023 was a tough year for the…
ByAlex Carlucci
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This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…
ByAlex Carlucci
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This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…
ByGustan Cho
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This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
ByGustan Cho
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This blog aims to explore the difference between correspondent lending and mortgage brokers. A common inquiry we receive regularly pertains…
ByDale Elenteny
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This guide covers shopping for best mortgage rates in California on home purchase and refinance home loans. California is the…
ByAnngelli Abenes
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In this blog, we will discuss and cover understanding discount points and how discount points are used during the mortgage…
ByGustan Cho
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This guide covers qualifying for the lowest FHA mortgage rates on FHA loans. Qualifying for the lowest FHA mortgage rates…
BySapna Sharma
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In this blog, we will cover ARM versus fixed-rate mortgages. ARM stands for an adjustable-rate mortgage. Adjustable-Rate Mortgage is when…
ByAlex Carlucci
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Lenders base each borrower’s credit scores as well as other risk factors when determining mortgage rates. The higher the risk of a borrower, the higher the rate. It is best for each borrower to maximize their credit scores and other layered risks to get the best mortgage rates.
ByAlex Carlucci
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Rumors are flying about a possible housing bubble in the US. Are they based in fact, or is this wishful thinking on the part of frustrated would-be buyers?
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