Direct Versus Correspondent Lender Explained
In this article on the difference between a direct versus correspondent lender, we will explore the advantages and disadvantages of…
FHA Versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
Mortgage Rate Lock Versus Floating Rate
This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…
Most Affordable States For Home Buyers To Purchase Home In 2024
Remote job positions enable homebuyers to purchase homes in other states. This is because remote wage earners no longer have to report to a brick-and-mortar location. Many people are fleeing high-taxed cities and states to lower-taxed states with affordable housing and lower cost of living.
How Credit Scores Affect Mortgage Rates When Locking Loan
Mortgage Rates have dropped has dropped again after the sudden surge in recent weeks.
NON-QM Mortgage Rates Compared to Conforming Loans
Non-QM mortgage rates are determined by the down payment, credit scores, credit history of the borrower, and type of property. The higher the credit score and the higher the down payment, the lower the mortgage rates.
Buying Down Mortgage Rates With Discount Points
In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
Understanding VA Mortgage Rates And LLPA
This Article Is About Understanding VA Mortgage Rates And Loan Level Pricing Adjustments VA loans are the best home mortgage…
Low Credit Score Pricing Adjustments on Mortgage Loans
This guide covers low credit score pricing adjustments on mortgage loans. Credit scores are the biggest factor when it comes…
Conventional Loans | Down Payment Assistance | FHA Loans | Home Mortgage | Mortgage Rates | NON-QM Loans | Videos
Mortgage Guidelines on Home Loans
This guide covers changes in mortgage guidelines on home loans and year-end recap. 2023 was a tough year for the…
Comparison of Mortgage Rates on Purchase and Refinance
This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…
Buying an Investment Property Using a Conventional Loan
This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…
Credit Scores and Mortgage Rates versus Pricing Adjustments
This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
Correspondent Lending Versus Mortgage Brokers
This blog aims to explore the difference between correspondent lending and mortgage brokers. A common inquiry we receive regularly pertains…
Shopping For Best Mortgage Rates in California
This guide covers shopping for best mortgage rates in California on home purchase and refinance home loans. California is the…
Understanding Discount Points Buying Down Mortgage Rates
In this blog, we will discuss and cover understanding discount points and how discount points are used during the mortgage…
Qualifying For The Lowest FHA Mortgage Rates on FHA Loans
This guide covers qualifying for the lowest FHA mortgage rates on FHA loans. Qualifying for the lowest FHA mortgage rates…
What is The Difference Between ARM Versus Fixed-Rate Mortgages
In this blog, we will cover ARM versus fixed-rate mortgages. ARM stands for an adjustable-rate mortgage. Adjustable-Rate Mortgage is when…
What Factors Affect Mortgage Rates Pricing on Home Loans
Lenders base each borrower’s credit scores as well as other risk factors when determining mortgage rates. The higher the risk of a borrower, the higher the rate. It is best for each borrower to maximize their credit scores and other layered risks to get the best mortgage rates.
Is This The Year of the Housing Bubble?
Rumors are flying about a possible housing bubble in the US. Are they based in fact, or is this wishful thinking on the part of frustrated would-be buyers?
Issues With Condominium Financing And Mortgage Options
This Article Is About Issues With Condominium Financing And Mortgage Options. We can assist you in obtaining qualification for a…
