Will Mortgage Rates Rise Or Will There Be A Correction In 2025?
Will mortgage rates rise or will there be a correction in 2025? With interest rates and home prices at the…
Why You Should Not Get a 15-Year Fixed-Rate Mortgage
Why You Should Not Get a 15-Year Fixed-Rate Mortgage: Think Twice Before Choosing a 15-year Fixed-Rate Mortgage. If you’re considering…
Mortgage Rates on Bad Credit Loans With Low Credit Scores
Securing a mortgage with bad credit or a low credit score may be difficult, but it is still achievable. While…
Credit Score Changes During Underwriting Process
Your mortgage lender checks your credit when you apply for a home loan. Your credit score determines your mortgage rate and also if you qualify for a loan.
How High Interest Rates Affect Housing Market
This guide covers how skyrocketing interest rates affect housing prices going into 2025. When it comes to the current housing…
Low Credit Score Pricing Adjustments on Mortgage Loans
2024 Guide to Low Credit Score Pricing Adjustments: Understanding Your Options to Save on Your Mortgage Ready to buy or…
Understanding Discount Points Buying Down Mortgage Rates
Understanding Discount Points: Your Key to Big Savings on Your Mortgage When exploring your mortgage options, “discount points” often pop…
Issues With Condominium Financing And Mortgage Options
Issues With Condominium Financing And Mortgage Options in 2024 Financing a condominium can be a smart choice for many buyers….
Changing Lenders After Locking Rates During Mortgage Process
Changing Lenders After Locking Rates: What You Need to Know in 2024 Locking in a mortgage rate is a critical…
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Home Prices Are Increasing Despite Higher Mortgage Rates
This guide guide covers how home prices are increasing despite higher mortgage rates. All indicators point to a housing bubble….
Direct Versus Correspondent Lender Explained
In this article on the difference between a direct versus correspondent lender, we will explore the advantages and disadvantages of…
FHA Versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
Mortgage Rate Lock Versus Floating Rate
This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…
Most Affordable States For Home Buyers To Purchase Home In 2024
Remote job positions enable homebuyers to purchase homes in other states. This is because remote wage earners no longer have to report to a brick-and-mortar location. Many people are fleeing high-taxed cities and states to lower-taxed states with affordable housing and lower cost of living.
How Credit Scores Affect Mortgage Rates When Locking Loan
Mortgage Rates have dropped has dropped again after the sudden surge in recent weeks.
NON-QM Mortgage Rates Compared to Conforming Loans
Non-QM mortgage rates are determined by the down payment, credit scores, credit history of the borrower, and type of property. The higher the credit score and the higher the down payment, the lower the mortgage rates.
Buying Down Mortgage Rates With Discount Points
In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
Understanding VA Mortgage Rates And LLPA
This Article Is About Understanding VA Mortgage Rates And Loan Level Pricing Adjustments VA loans are the best home mortgage…
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Mortgage Guidelines on Home Loans
This guide covers changes in mortgage guidelines on home loans and year-end recap. 2023 was a tough year for the…
Comparison of Mortgage Rates on Purchase and Refinance
This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…
Buying an Investment Property Using a Conventional Loan
This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…
Credit Scores and Mortgage Rates versus Pricing Adjustments
This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
