How Do Mortgage Lenders View Charge-Offs When Applying for a Home Loan?
How do mortgage lenders view charge-offs? Unpaid charge-offs not related to a mortgage typically won’t prevent you from getting a…
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FHA Loans With Child Support Payments Mortgage Guidelines
FHA loans with child support payments are possible whether you receive child support or pay it. If you receive child…
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Extenuating Circumstances Guidelines for Mortgage Approval After Financial Hardship
Many agency guidelines list extenuating circumstances as reasons for getting qualified for a mortgage when otherwise they would not qualify. However, borrowers need to understand
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Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Qualifying & Getting Pre-approved | Re-Establishing Credit | Regulations | Videos
Statute of Limitations on Collection Accounts
In this guide, we will cover and discuss the statute of limitations on collection accounts and charge-offs. We will go…
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Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Conventional Loans | FHA Loans | Videos
Do I Have to Pay Collections for FHA Loan Approval
Do I Have to Pay Collection Accounts for FHA Loan Approval? A frequently asked question by people who have had…
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Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Scores | FHA Loans | First Time Home Buyers | High Debt To Income Ratio | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
FHA Loans with Under 620 FICO in Utah: Credit, Collections, and Approval Guidelines
We will discuss qualifying for FHA loans in Utah with a FICO score under 620, including those with outstanding collections…
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Bad Credit Mortgages | Credit Disputes | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How Credit Balance Impacts Credit Scores for Mortgage Approval
Borrowers Need To Realize How Credit Balance Impacts Credit Scores To Qualify For Mortgage: The key to getting a low mortgage rate is to maximize your credit scores prior to applying for a mortgage. It can simply be done by paying down your credit card balance to a 10% credit utilization ratio.
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Home Mortgages | Automated Underwriting System | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Conventional Loans | Credit Scores | FHA Loans | First Time Home Buyers | Home Purchase | Income And Employment | Investment Homes | Manual Underwriting | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Working With a Loan Officer: Mortgage Process Guide
Working With a Loan Officer: Mortgage Process From Pre-Approval to Closing Your journey with a loan officer begins even before…
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Bad Credit Mortgages | Automated Underwriting System | Charge Off Accounts | Collection Accounts | FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans | Videos
FHA Loans vs VA Loans: Which Mortgage Is Better for You?
In this article, we will be comparing FHA loans vs VA loans. VA loans are by far the best mortgage…
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Bad Credit Mortgages | Credit Scores | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
FHA Loan with Low Credit Scores Mortgage Guidelines
2026 Mortgage Guidelines: FHA Loans with Low Credit Scores FHA loans make it possible for people with low credit scores…
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Californians Fleeing To Low-Taxed States: Mortgage and Homebuying Guide
Californians are moving to other states mainly because of high housing costs, overall affordability pressures, job changes, family needs, and…
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FHA Loan in Montana: Requirements, Loan Limits and Bad Credit Guidelines
An FHA loan in Montana may be a suitable choice for people who have only limited savings or who have…
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FHA Loans With Low Credit Scores in Nebraska
FHA loans with low credit scores in Nebraska may help eligible borrowers purchase a primary residence. Borrowers with a credit…
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Credit Scores Required for FHA and VA Loans
This guide covers the credit scores required for FHA and VA loans. Many borrowers are confused about the credit scores…
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Automated Underwriting System | Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Videos
Mortgage with Collection Accounts and Charge-Offs
Is it possible to secure a mortgage with collection accounts? The short answer is yes. In this guide, find out…
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Videos | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Mortgage Rates | NON-QM Loans
All About Borrower Review of Gustan Cho Associates
In this guide, we will discuss and cover the borrower review of Gustan Cho Associates. Reviews and testimonials are one…
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Do All Lenders Have The Same Guidelines? Avoid Denial
Do all mortgage lenders have the same guidelines? No, mortgage lenders do not all have the same guidelines. FHA, VA,…
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VA Loans in Ohio With Bad Credit and No Lender Overlays
Eligible veterans, active-duty service members, and qualifying surviving spouses may be able to obtain VA loans in Ohio borrowers can…
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Bad Credit Mortgages | FHA and VA Streamline Refinance | FHA Loans | First Time Home Buyers | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
FHA Loans in Las Vegas with Bad Credit
This blog will discuss getting approved for FHA loans in Las Vegas with bad credit and credit scores down to…
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Bad Credit Mortgages | Credit Disputes | Credit Scores | FHA Loans | Re-Establishing Credit | Videos
Re-Establishing Credit to Qualify for FHA Loan
Re-Establishing Credit to Qualify for FHA Loan: Your Guide to Homeownership Are you dreaming of buying a home but worried…
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Bad Credit Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Videos
FHA Versus Conventional Mortgage After Bankruptcy
Filing for bankruptcy doesn’t completely eliminate the possibility of purchasing a home in the future. When considering an FHA versus…
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Bad Credit Mortgages | Mortgage Processing And Underwriting | Mortgage With Late Payments | NON-QM Loans | Videos
Buying House After Selling Home with Late Payments
In this guide, we will cover and discuss buying a house after selling home with late payments. One of the…
