Refinancing NON-QM Loans To Traditional Mortgages
Refinancing Non-QM Loans: How to Lower Your Rate and Save More If you took out a Non-QM loan to buy…
Funds Required For First-Time Home Buyer on a Purchase
This guide covers the funds required for first-time home buyer on a home purchase. Are you a first-time home buyer?…
Understanding VA Mortgage Rates And LLPA
This Article Is About Understanding VA Mortgage Rates And Loan Level Pricing Adjustments VA loans are the best home mortgage…
FHA Loans After Unemployment Mortgage Guidelines
This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
FHA Debt-To-Income Ratio Requirements
FHA Debt-To-Income Ratio Requirements: What You Need to Know If you’re applying for an FHA loan, one of the most…
Reasons For Last-Minute Mortgage Denial From Underwriters
There is no reason why a pre-approved borrower should ever get a last-minute mortgage denial by a mortgage underwriter. The main reason why borrowers get a last-minute mortgage
Mortgage Approval For Home Purchase on Acreage
In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…
FHA Loan With Recent Late Payments in the Past 12 Months
FHA Loan with Recent Late Payments: A Guide to Qualifying Suppose you’ve had recent late payments on your credit report….
Appraisal Transfer Policy From One Lender To Another
Appraisal Transfer Policy: How to Transfer a Home Appraisal to a New Lender If you’re changing mortgage lenders and have…
How Underwriters View Overdrafts in Bank Statements
Most mortgage lenders really don’t like seeing overdrafts in bank statements. If they spot an overdraft, it can make them…
Simple Truth: What Are Hard Money Lenders and How They Help
What Are Hard Money Lenders? A Simple Guide for Real Estate Investors and Borrowers If you’ve been turned down by…
Qualifying For Mortgage With Irregular Income
Qualifying for Mortgage With Irregular Income: 2025 Guide for Homebuyers Are you worried that your irregular income might stop you…
Home Loan With Tax Lien And Judgment Mortgage Guidelines
Every Mortgage Loan Program Has Its Own Agency Guidelines When It Comes To Qualifying For A Mortgage With An Outstanding Tax Lien And/Or Judgment
Mortgage Insurance Premium On NON-QM Mortgage Loans
Mortgage Insurance Premium on Non-QM Mortgage Loans: What You Need to Know When buying a home, mortgage insurance premium often…
What’s Worse: Foreclosure or Bankruptcy?
Bankruptcy and foreclosure both damage your credit and can make it difficult or impossible to buy or refinance a home. But one is worse than the other.
Steps In The Underwriting Process By Mortgage Lenders
Steps in the Underwriting Process: What Borrowers Need to Know in 2025 If you’re buying a home or refinancing your…
AUS Approval On Conventional Loans Versus Refer/Eligible
AUS Approval On Conventional Loans Versus Refer-Eligible Per AUS: There are ways and tricks of the trade to get an approve eligible per automated underwriting system on conventional loans.
Easy Guide to Buying a Home with a Well and Septic
Buying a home with a well and septic system can feel confusing, mainly if you’ve never dealt with private utilities…
What Do Mortgage Underwriters Look For During Review
Buying a house can be exciting, but feeling a bit nervous about the mortgage process is normal. One big question…
Home Loan With No Credit Tradelines Mortgage Guidelines
Getting a Home Loan With No Credit Tradelines: Your Complete 2025 Guide Buying a home is a thrilling achievement, but…
Denied a Loan? Non-QM Mortgage Guidelines Can Help
Non-QM Mortgage Guidelines: Your Guide to Getting Approved in 2025 If you’ve been told you don’t qualify for a traditional…
Mortgage After Filing Bankruptcy With No Waiting Period
Bankruptcy can feel like a financial dead end but, it doesn’t have to be. If you’re wondering whether you can…
