Are Credit Disputes Allowed Per VA Credit Dispute Guidelines
This guide covers the VA credit dispute guidelines on VA mortgage loans. VA loans are the best loan program in…
90 LTV Jumbo Loans With No Private Mortgage Insurance
In this blog, we will discuss and cover our traditional 90 LTV jumbo loans with no private mortgage insurance required….
How To Prepare Credit For Mortgage and Get Approved
How Do I Know If I Qualify For A Mortgage? All loan programs have different lending guidelines. However, you normally need timely payments in the past twelve months and need qualified income and have the ability to repay your new mortgage.
Non-Conforming Loans: What Are They and How Do They Work?
In this article, we will cover non-conforming loans and the types of non-QM mortgages for borrowers who do not qualify…
No Tax Returns Mortgage Only For Homebuyers
This guide covers no tax returns mortgages. We will discuss W2 income mortgages and no-doc mortgage loans for self-employed borrowers….
Qualifying For FHA Loan After Foreclosure
Qualifying for FHA loan after foreclosure is now possible for homebuyers who meet the mandatory waiting period after foreclosure. Fannie…
Is 120 Day Mortgage Late Considered Foreclosure
This guide covers the frequently asked question is a 120-day mortgage late payment considered foreclosure. One of the biggest fears…
Home Loan With Bad Credit In Indiana With No Overlays
This article concerns securing a home loan with bad credit in Indiana with no overlays. Indiana home values are skyrocketing…
Buying House In Community Property States
This guide covers buying house in community property states. Buying house in community property states can be tricky on certain…
Home Loans in South Carolina For Homebuyers With Bad Credit
In this article, we will cover and discuss home loans in South Carolina for homebuyers with bad credit and low…
Paying Down Credit Cards During Mortgage Process Due To High DTI
This guide covers paying down credit cards during mortgage process due to high debt-to-income ratios. Debt-to-income ratios are one of…
Bad Credit Mortgage Lenders in Rhode Island with 500 FICO
In this blog, we will discuss and cover bad credit mortgage lenders in Rhode Island for borrowers with bad credit…
FHA Versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
Mortgage Rate Lock Versus Floating Rate
This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…
Washington NON-QM Lenders For No-Doc and DSCR Loans
Washington NON-QM Lenders are offering multiple non-prime loans throughout the state. Homebuyers in Washington state no longer are tied with…
Jumbo Mortgages | 2024 Lender Options – LTV – Rates – Terms
Jumbo Mortgages are home mortgage loans that are higher than the conforming loan limit. The conforming loan limit for 2024…
Pre-Qualifying Borrowers With Bad Credit For Mortgage Loans
In this blog, we will be covering pre-qualifying borrowers with bad credit for mortgage loans. This article on pre-qualifying borrowers…
Most Affordable States For Home Buyers To Purchase Home In 2024
Remote job positions enable homebuyers to purchase homes in other states. This is because remote wage earners no longer have to report to a brick-and-mortar location. Many people are fleeing high-taxed cities and states to lower-taxed states with affordable housing and lower cost of living.
How Credit Scores Affect Mortgage Rates When Locking Loan
Mortgage Rates have dropped has dropped again after the sudden surge in recent weeks.
Minimum Credit Score Mortgage Guideline on Home Loans
This guide covers the minimum credit score mortgage guidelines on home loans. Income, credit, credit history, and credit scores are…
NON-QM Mortgage Rates Compared to Conforming Loans
Non-QM mortgage rates are determined by the down payment, credit scores, credit history of the borrower, and type of property. The higher the credit score and the higher the down payment, the lower the mortgage rates.
