EPM Empowered Down Payment Assistance Mortgage Program
This guide covers EPM Empowered down payment assistance mortgage programs. There are several types of down payment assistance mortgage programs…
Home Repairs Every Homeowner Should Know About
This guide covers home repairs. We will thoroughly explain fixing common problems in your home. Your home is your sanctuary,…
How Soon Can I Qualify For a Mortgage After Bankruptcy
This guide covers how soon can I qualify for a mortgage after bankruptcy. If you follow Gustan Cho Associates regularly,…
The Crisis of Florida Homeowners Insurance
This guide covers the crisis in Florida homeowners insurance. Many insurance companies are getting out of the Florida homeowners insurance…
Clearing Mortgage Conditions of Conditional Loan Approval
This guide covers clearing mortgage conditions of conditional loan approval. After borrower’s mortgage application has been processed and underwritten, the…
Is Manatee County Florida a Good Place To Buy a House
This guide covers exploring the enchanting features of Manatee County Florida. Nestled along the picturesque Gulf Coast of Florida, Manatee…
Chapter 13 Cash-Out Refinance Guidelines During Repayment
Per VA and HUD Chapter 13 cash-out refinance guidelines during repayment plan, homeowners can qualify for a cash-out refinance on…
Changing Lenders During The Mortgage Process
This guide covers changing lenders during the mortgage process. Is changing lenders during the mortgage process a good idea? You…
FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage Refinance | VA Loans
Refinancing During Chapter 13 Bankruptcy Repayment
This article will discuss and cover refinancing during Chapter Bankruptcy repayment plans on FHA and VA loans. FHA and VA…
FHA Loans | Mortgage After Bankruptcy and Foreclosure | Re-Establishing Credit | Secured Credit Cards | VA Loans | Videos
Rebuilding Credit During Chapter 13 Bankruptcy For a Mortgage
This guide covers rebuilding credit during Chapter 13 Bankruptcy repayment plan. Rebuilding credit during Chapter 13 Bankruptcy is highly recommended…
Conforming Loan Requirements and Guidelines
This guide covers conforming loan requirements and guidelines on primary, second, and investment homes. Conforming loan requirements for 2023, for…
FHA Loan With Poor Credit and Low Credit Scores
This guide covers qualifying for an FHA loan with poor credit and low credit scores. We will discuss tips for…
Conventional Versus FHA Guidelines on DTI and Student Loans
This guide compares Conventional versus FHA guidelines on DTI and student loans. Student loan debt can be a major obstacle…
Lender Overlays on Collection Accounts
This guide covers lender overlays on collection accounts and charge-off accounts. Homebuyers who have been turned down for a mortgage…
Buying a Home From a Family Member With a Gift of Equity
This guide covers buying a home from a family member with no down payment or closing costs with a gift…
Bankruptcy and Foreclosure Mortgage Guidelines
This guide covers bankruptcy and foreclosure mortgage guidelines on government and conventional loans. Government and conventional loans have mandatory bankruptcy…
Can Homeowners Be on Title But Not on Mortgage
This blog will discuss homeowners on title but not on mortgage waiting period requirements after foreclosure. In many cases, we…
Bad Credit Mortgages | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Re-Establishing Credit | Videos
How Lenders View Late Payments After Bankruptcy
This guide covers how lenders view late payments after bankruptcy. In this article, we will discuss the negative impact on…
Freddie Mac Asset Depletion Mortgage Lending Guidelines
Can you get a Freddie Mac mortgage if you have lots of investments or savings but little or no income? In many cases, you can convert assets into income (for mortgage qualifying purposes) by using asset depletion.
How To Prepare Credit For Mortgage and Get Approved
How Do I Know If I Qualify For A Mortgage? All loan programs have different lending guidelines. However, you normally need timely payments in the past twelve months and need qualified income and have the ability to repay your new mortgage.
