Jumbo Loans: Find Out Requirements, Rates, and Loan Limits
Jumbo Loans: Find Out Requirements, Rates, and Loan Limits In this guide, we will cover jumbo loans. We will cover…
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Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Conventional Loans | FHA Loans | Qualifying & Getting Pre-approved | Videos
Past Due versus Collection and Charge Off Accounts Mortgage Guidelines
In this guide, we will discuss and cover past due versus collection and charge off accounts when qualifying and getting…
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NON-QM Loans | FHA Loans | High Debt To Income Ratio | Qualifying & Getting Pre-approved | Student Loans | Videos
Mortgage for College Graduates: How to Qualify After School
Buying a home after college can be confusing, especially with a new job, student loans, limited credit, and little savings….
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Home Mortgages | Conventional Loans | Credit Scores | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Credit Score Needed for Mortgage on Home Loans
Credit Score Required for Mortgage on Home Loans This guide covers the credit score needed for mortgage on home loans….
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Appraisal | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
FHA Appraisal Transfer to a New Mortgage Lender
In this guide, we will discuss and cover the FHA appraisal transfer from your old lender to a new mortgage…
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High Debt To Income Ratio | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Paying Down Credit Card Balances to Boost Credit Scores
This guide covers paying down credit card balances to boost credit scores and lower high debt-to-income ratios to qualify for…
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Automated Underwriting System Findings on Home Mortgages
In this guide we will cover and discuss the automated underwriting system approval, which is also referred to as AUS…
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Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Fannie Mae Chapter 13 Dismissal Guidelines
In this blog, we will cover the Fannie Mae Chapter 13 dismissal guidelines on conventional loans. One of the most…
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Mortgage Guidelines with Unpaid Taxes to the IRS
Mortgage Guidelines with Unpaid Taxes: Qualifying for a Home Loan Are you worried about unpaid taxes standing in the way…
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Credit Score Versus Credit History for Mortgage Approval
A qualifying credit score is important when you apply for a mortgage, but it is not the only part of…
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Saving Money on a Mortgage: Costly Mistakes to Avoid
Buying a home does not mean you have to accept the first mortgage payment or loan offer you receive. Saving…
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Can a Credit-Builder Loan Help You Qualify for a Mortgage?
Opening a new loan may seem like a smart way to build credit before buying a home. A credit-builder loan…
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Bad Credit Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Lowest Credit Score Allowed For Mortgage Approvals
Many homebuyers worry that a low credit score will automatically stop them from qualifying for a home loan. The lowest…
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Compensating Factors | FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Chapter 13 Cash-Out Refinance Guidelines During Repayment
According to VA and HUD Chapter 13 cash-out refinance guidelines, homeowners may be eligible for a cash-out refinance on an…
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Mortgage After Bankruptcy and Foreclosure | Bankruptcy | FHA Loans | Manual Underwriting | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | VA Loans | Videos
Bankruptcy Dismissal versus Discharge Mortgage Guidelines
In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
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NON-QM Loans | Conventional Loans | Qualifying & Getting Pre-approved | Self-Employed Borrowers | Videos
Non-QM versus Traditional Mortgage Loans
Non-QM versus Traditional Mortgage Loans: Which is Right for You? Finding your way through the complex array of mortgage choices…
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Mortgage Rates During the COVID-19 Pandemic
Mortgage rates during the COVID-19 pandemic changed quickly and did not affect every borrower the same way. National averages eventually…
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FHA Loans with 500 FICO Credit Score
HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required.
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Credit Scores | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Impact of Credit Score Changes During Mortgage Process
This guide covers the impact of credit score changes during mortgage process and how it impacts borrowers. Credit Score Changes…
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Conventional Loans | FHA Loans | Home Improvement/Renovations | NON-QM Loans | Refinancing | Verification of Employment | Videos
Cash-Out Refinance Mortgage Guidelines on Home Loans
A cash-out refinance mortgage allows homeowners to use the value they’ve built up in their house. It means getting a…
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15-Year versus 30-Year Fixed-Rate Mortgages Comparison
This guide covers 15-year versus 30-year fixed rate mortgages on loan programs. All residential mortgage loan programs have amortized terms. …
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Income And Employment | Gaps In Employment | Mortgage Processing And Underwriting | Verification of Employment | Videos
Changing Jobs During Mortgage Approval Process
Changing Jobs During Mortgage Approval Process: What You Need to Know Changing jobs during mortgage approval process can be a…
