ByGustan Cho, NMLS 873293
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Mortgage Markets and Interest Rates: Complete Guide for Homebuyers and Homeowners This guide covers the mortgage markets and interest rates….
ByGustan Cho, NMLS 873293
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If you cannot afford mortgage payments, do not ignore the problem and hope it goes away. Failure to make a…
ByGustan Cho, NMLS 873293
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Home purchase with bad credit is possible, but the path depends on your credit score, recent payment history, down payment,…
ByGustan Cho, NMLS 873293
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A Freddie Mac cash-out refinance can help you pull equity from your home, but the rules are not the same…
ByGustan Cho, NMLS 873293
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Why is my FHA rate different from the rate I saw online? That is one of the most common questions…
ByGustan Cho, NMLS 873293
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Seeing headlines about mortgage forbearance on the rise can scare any homeowner who is already stretched thin. Maybe your insurance…
ByGustan Cho, NMLS 873293
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The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
ByGustan Cho, NMLS 873293
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A mortgage denial with good credit usually means another part of the loan file did not meet underwriting guidelines. A…
ByGustan Cho, NMLS 873293
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Student loan credit reporting errors can stop a mortgage file before it gets to final approval. A late payment, incorrect…
ByGustan Cho, NMLS 873293
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Many first-time home buyers with student loan debt worry that their student loan debt will prevent them from being approved…
ByGustan Cho, NMLS 873293
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VA home loans are ideal for primary residences, offering 100% financing with no down payment required for those who qualify,…
ByGustan Cho, NMLS 873293
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Many borrowers think a conventional loan denial means they do not qualify for a mortgage. That is not always true….
ByGustan Cho, NMLS 873293
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Many people still search for coronavirus stimulus check information because they are not sure how much they received, whether they…
ByGustan Cho, NMLS 873293
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Opening a new credit card before a mortgage can help some borrowers, but it can also create problems if the…
ByGustan Cho, NMLS 873293
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This blog will cover Fannie Mae Collection Guidelines on Conventional loans. Fannie Mae and Freddie Mac are the two mortgage…
ByGustan Cho, NMLS 873293
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Verification of Employment: This is really important when you want to get a mortgage. Whether you are buying your home…
ByGustan Cho, NMLS 873293
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In this guide we will cover qualifying and getting approved for VA Loans with debt-to-income ratio. Are you a veteran…
ByGustan Cho, NMLS 873293
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In this guide, we will discuss how to refinance an existing home mortgage into an FHA 203k loan. Homeowners who…
ByGustan Cho, NMLS 873293
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The Feds announce rate cuts and this is a big deal, for people who own homes and those who want…
ByGustan Cho, NMLS 873293
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Learning how to make a building accessible starts with understanding that accessibility is more than adding a ramp near the…
ByGustan Cho, NMLS 873293
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This guide talks about how mistakes on credit reports can mess up the mortgage loan process and slow down mortgage…
ByGustan Cho, NMLS 873293
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Why Buyers and Sellers Need to Understand Canceling a Real Estate Purchase Contract Buying or selling a home is exciting,…
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