ByGustan Cho, NMLS 873293
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In this blog, we will cover the Fannie Mae Chapter 13 dismissal guidelines on conventional loans. One of the most…
ByGustan Cho, NMLS 873293
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Mortgage Guidelines with Unpaid Taxes: Qualifying for a Home Loan Are you worried about unpaid taxes standing in the way…
ByGustan Cho, NMLS 873293
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A qualifying credit score is important when you apply for a mortgage, but it is not the only part of…
ByGustan Cho, NMLS 873293
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Buying a home does not mean you have to accept the first mortgage payment or loan offer you receive. Saving…
ByGustan Cho, NMLS 873293
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Opening a new loan may seem like a smart way to build credit before buying a home. A credit-builder loan…
ByGustan Cho, NMLS 873293
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Many homebuyers worry that a low credit score will automatically stop them from qualifying for a home loan. The lowest…
ByGustan Cho, NMLS 873293
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According to VA and HUD Chapter 13 cash-out refinance guidelines, homeowners may be eligible for a cash-out refinance on an…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
ByGustan Cho, NMLS 873293
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Non-QM versus Traditional Mortgage Loans: Which is Right for You? Finding your way through the complex array of mortgage choices…
ByGustan Cho, NMLS 873293
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Mortgage rates during the COVID-19 pandemic changed quickly and did not affect every borrower the same way. National averages eventually…
ByGustan Cho, NMLS 873293
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HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required.
ByGustan Cho, NMLS 873293
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This guide covers the impact of credit score changes during mortgage process and how it impacts borrowers. Credit Score Changes…
ByGustan Cho, NMLS 873293
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A cash-out refinance mortgage allows homeowners to use the value they’ve built up in their house. It means getting a…
ByGustan Cho, NMLS 873293
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This guide covers 15-year versus 30-year fixed rate mortgages on loan programs. All residential mortgage loan programs have amortized terms. …
ByGustan Cho, NMLS 873293
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Changing Jobs During Mortgage Approval Process: What You Need to Know Changing jobs during mortgage approval process can be a…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss what is DU automated approval on the automated underwriting system. A sound…
ByGustan Cho, NMLS 873293
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1099-Income versus W-2 Income: How It Affects Your Mortgage Approval When applying for a mortgage, the type of income you…
ByGustan Cho, NMLS 873293
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Many borrowers think a short sale means they cannot buy another home with a conventional loan. That is not always…
ByGustan Cho, NMLS 873293
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In this article, we will cover and discuss applying for mortgage with another lender when denied by the original lender….
ByGustan Cho, NMLS 873293
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This guide covers the frequently asked question how I qualify for a mortgage loan and get approved. Mortgage lenders do…
ByGustan Cho, NMLS 873293
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Best Buyer Solutions to Multiple Offers on Home Purchase This guide covers buyers solutions to multiple offers on home purchase….
ByGustan Cho, NMLS 873293
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Preparing for a Mortgage in Illinois: Step-by-Step Guide for Homebuyers Buying a home is one of the biggest financial decisions…
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