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ByGustan Cho, NMLS 873293
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Updated FHA Loan Requirements for 2026: What You Need to Know Big changes are coming to FHA loan requirements in…
ByGustan Cho, NMLS 873293
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In this guide, we will discuss and cover HUD guidelines on student loans vs other mortgage programs. HUD, the Department…
ByGustan Cho, NMLS 873293
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NON-QM Jumbo Loans: Flexible Mortgage Options for Bad Credit and Alternative Income Documentation NON-QM jumbo loans are alternative mortgage loan…
ByGustan Cho, NMLS 873293
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Non-QM 90 LTV Jumbo Loans: How High-Balance Borrowers Qualify With Less Than 20% Down In this blog, we will discuss…
ByGustan Cho, NMLS 873293
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Mistakes To Avoid Selling Your Home: Biggest Mistakes Sellers Should Not Make Great news for homeowners who were stuck from…
ByGustan Cho, NMLS 873293
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A cash-out refinance mortgage allows homeowners to use the value they’ve built up in their house. It means getting a…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the steps in buying and selling a home and closing on time….
ByGustan Cho, NMLS 873293
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Conventional Versus Government-Backed Mortgages: Which Loan Fits You Best? When you’re buying a home, one of the first big decisions…
ByGustan Cho, NMLS 873293
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Buying a home can feel overwhelming, especially if you are not sure what happens first, how much money you need,…
ByGustan Cho, NMLS 873293
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Buying a home with less-than-perfect credit can feel overwhelming, especially if you are thinking about hiring a credit repair company….
ByGustan Cho, NMLS 873293
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Preparing for a Mortgage in Illinois: Step-by-Step Guide for Homebuyers Buying a home is one of the biggest financial decisions…
ByGustan Cho, NMLS 873293
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This guide covers mortgage guidelines on foreclosure and bankruptcy. If a mortgage loan borrower had a prior bankruptcy, there is…
ByGustan Cho, NMLS 873293
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This guide covers short sale home purchase process by homebuyers. Due to the financial and credit collapse of 2008, foreclosures…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss qualifying for a mortgage during and after divorce on purchase and refinance…
ByGustan Cho, NMLS 873293
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This guide covers eliminating FHA mortgage insurance premium by refinancing FNMA. Borrowers taking out an FHA insurance mortgage loan, besides…
ByGustan Cho, NMLS 873293
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It has been over a dozen years since the 2008 financial crisis. Skyrocketing home prices is no doubt scaring mortgage regulators of another potential housing bubble and crisis. However, strong extensive mortgage regulations were implemented to avoid another housing crash and mortgage crisis.
ByGustan Cho, NMLS 873293
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Trump’s 50-year mortgage proposal has drawn attention because it promises lower monthly payments by stretching the loan term far beyond…
ByGustan Cho, NMLS 873293
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According to VA and HUD Chapter 13 cash-out refinance guidelines, homeowners may be eligible for a cash-out refinance on an…
ByGustan Cho, NMLS 873293
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This article will discuss HUD bankruptcy guidelines following Chapter 7 and Chapter 13 bankruptcy, particularly about FHA loans. HUD Bankruptcy…
ByGustan Cho, NMLS 873293
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This guide covers the benefits of refinance mortgage loans. There are many benefits of refinance mortgage. Although the Federal Reserve…
ByGustan Cho, NMLS 873293
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This guide covers identity theft process during mortgage application process. Identity theft process is one of the fastest growing crimes…
ByGustan Cho, NMLS 873293
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This guide covers 15 year versus 30 year fixed rate mortgages on loan programs. All residential mortgage loan programs have…
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