Mortgage Forbearance on the Rise: What It Means & What To Do
Seeing headlines about mortgage forbearance on the rise can scare any homeowner who is already stretched thin. Maybe your insurance…
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Mortgage Approval Conditions: What They Mean Before Clear to Close
The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
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Can You Get Denied for a Mortgage With Good Credit?
A mortgage denial with good credit usually means another part of the loan file did not meet underwriting guidelines. A…
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Stop Student Loan Credit Reporting Errors Before Closing
Student loan credit reporting errors can stop a mortgage file before it gets to final approval. A late payment, incorrect…
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First-Time Home Buyers With Student Loan Debts
Many first-time home buyers with student loan debt worry that their student loan debt will prevent them from being approved…
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Bad Credit Mortgages | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | VA Loans | video | Videos
Recent Late Payment VA Guidelines on VA Home Loans
VA home loans are ideal for primary residences, offering 100% financing with no down payment required for those who qualify,…
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Freddie Mac Mortgage Guidelines on Conventional Loans
Many borrowers think a conventional loan denial means they do not qualify for a mortgage. That is not always true….
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Coronavirus Stimulus Checks: What Happened to Your Money?
Many people still search for coronavirus stimulus check information because they are not sure how much they received, whether they…
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Opening a New Credit Card Before a Mortgage: Smart or Risky?
Opening a new credit card before a mortgage can help some borrowers, but it can also create problems if the…
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Fannie Mae Collection Guidelines on Conventional Loans
This blog will cover Fannie Mae Collection Guidelines on Conventional loans. Fannie Mae and Freddie Mac are the two mortgage…
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Income And Employment | Gaps In Employment | High Debt To Income Ratio | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Self-Employed Borrowers | Verification of Employment | Videos
Verification of Employment Before Mortgage Closing
Verification of Employment: This is really important when you want to get a mortgage. Whether you are buying your home…
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VA Loans With High Debt-To-Income Ratio Mortgage Guidelines
In this guide we will cover qualifying and getting approved for VA Loans with debt-to-income ratio. Are you a veteran…
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Refinance into FHA 203k Loan from Current Mortgage
In this guide, we will discuss how to refinance an existing home mortgage into an FHA 203k loan. Homeowners who…
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How to Make a Building Accessible for Everyone
Learning how to make a building accessible starts with understanding that accessibility is more than adding a ramp near the…
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Mortgage Processing And Underwriting | Automated Underwriting System | Credit Disputes | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How Errors on Credit Reports Affect AUS FINDINGS
This guide talks about how mistakes on credit reports can mess up the mortgage loan process and slow down mortgage…
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Canceling a Real Estate Purchase Contract Transaction
Why Buyers and Sellers Need to Understand Canceling a Real Estate Purchase Contract Buying or selling a home is exciting,…
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Mortgage Processing And Underwriting | Compensating Factors | FHA Loans | Manual Underwriting | Mortgage Lender Overlays | Verification Of Rent | Videos
Revised FHA Total Scorecard Underwriting Guidelines
This guide is about the FHA Total Scorecard and how it works. The United States Department of Housing and Urban…
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Mortgage Processing And Underwriting | Automated Underwriting System | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Underwriting Credit Guidelines During Mortgage Process
This article will cover underwriting credit guidelines during the mortgage process. Mortgage borrowers should not stress during the mortgage process….
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Conventional Loan With Non-Occupant Co-Borrower
This blog will cover Fannie Mae and Freddie Mac guidelines on qualifying for a conventional loan with non-occupant co-borrower. Non-Occupant…
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Best Lenders After Mortgage Denial in Iowa Due to Overlays
In this blog, we will discuss and cover choosing the best lenders after mortgage denial in Iowa due to the…
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Steps to Buying Your First Home During a Booming Market
This guide covers the steps to buying your home during a booming housing market. Buying your home can be quite…
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FAQ on VA Loans on Eligibility and Mortgage Options
This blog will cover VA loan FAQs, eligibility requirements, and VA mortgage loan options for first-time homebuyers. There are many…
