15-Year vs 30-Year FHA Loans: Which Is Better for You?
When comparing 15-year vs 30-year FHA loans, the right choice comes down to one simple question: do you want the…
-
-
Front-End Debt-to-Income Ratios Mortgage Guidelines
Complete Guide to Front-End Debt-to-Income Ratios for Mortgage Loans When you ask a bank for a mortgage, the lender looks…
-
Bad Credit Mortgages | Credit Disputes | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How Credit Balance Impacts Credit Scores For Mortgage
Borrowers Need To Realize How Credit Balance Impacts Credit Scores To Qualify For Mortgage: The key to getting a low mortgage rate is to maximize your credit scores prior to applying for a mortgage. It can simply be done by paying down your credit card balance to a 10% credit utilization ratio.
-
What Is Primary Home Status When Qualifying For A Mortgage?
Primary home status means the property you plan to live in as your main residence for most of the year….
-
FHA Title I Loans: What You Need To Know in 2026
FHA Title I Loans: The Ultimate Guide for 2026 Home Improvement Projects Are you a homeowner looking to make improvements…
-
Mortgage Lender Overlays on FHA And VA Loans vs Guidelines
This guide covers mortgage lender overlays on FHA and VA loans. Mortgage lender overlays are mortgage lending guidelines above and…
-
Why Do Lenders Have Different Requirement on Credit Scores
This guide covers why do lenders have different requirement on credit scores. There are mortgage lending guidelines on the minimum…
-
Importance of Credit Reports in the Mortgage Process
Why Credit Reports Matter in the Mortgage Application Process Your credit report plays a major role in whether you qualify…
-
Factors Influencing Credit Scores When Applying For Mortgage
Your credit score is important when it comes to getting a mortgage, figuring out interest rates, and choosing loan options….
-
FHA Facts Versus Fiction When Qualifying For FHA Loans
This guide covers FHA facts versus fiction of qualifying for FHA loans. The U.S. Department of Housing Administration (HUD) is…
-
Can Homeowners Be on Title But Not on Mortgage
Can Homeowners Be on Title But Not on Mortgage? What Borrowers Should Know The primary emphasis of this blog centers…
-
Mortgage Processing And Underwriting | Automated Underwriting System | NON-QM Loans | Qualifying & Getting Pre-approved | Videos
One Day Mortgage Loan Approval Process For Homebuyers
One Day Mortgage Loan Approval: Fast, No-Stress Approval with Gustan Cho Associates Buying a home is stressful—especially when time is…
-
Home Mortgages | High Debt To Income Ratio | Income And Employment | Mortgage Processing And Underwriting | Non-Occupant Co-Borrowers | Videos
Calculating Monthly Mortgage Payment on Home Purchase
This guide covers calculating monthly mortgage payment on a home purchase. Many first-time homebuyers think they need a lot of…
-
Real Estate and Mortgage Market Forecast Today
Real Estate and Mortgage Market Forecast: 2026 Housing Trends You Need To Know If you’re considering buying a home, selling,…
-
Owner-Occupant Multi-Family Mortgage Guidelines
Updated Owner-Occupant Multi-Family Mortgage Guidelines for 2026. Are you dreaming of owning a home while earning rental income to help cover…
-
FHA Guidelines On Medical Collections and Charge-Offs
FHA Guidelines On Medical Collections and Charge-Offs In 2026 Are medical collections standing in your dream of buying a home?…
-
Income And Employment | Conventional Loans | FHA Loans | Gaps In Employment | High Debt To Income Ratio | Home Mortgages | Non-Occupant Co-Borrowers | Verification of Employment | Videos
Qualifying For Mortgage With Multiple Jobs
This blog will cover and discuss how to calculate income for mortgage with multiple jobs. Homebuyers can qualify for a…
-
Can I Get an FHA Loan With Under 600 Credit Score
In this blog post, we’ll explore obtaining an FHA loan with a credit score under 600. Gustan Cho Associates specializes…
-
Non-Occupant Co-Borrowers | High Debt To Income Ratio | Home Mortgages | Income And Employment | Real Estate Topic | Videos
Does Co-Signing Affect In Buying Home In The Future
Does Co-Signing Affect In Buying Home? Understanding How Co-Signing a Loan Impacts Your Future. Have you ever considered co-signing a…
-
Mortgage Rate Adjustments For Higher Risk Borrowers
Mortgage rate adjustments are changes lenders make to the price of a home loan based on the risk they believe…
-
Investment Homes | Conventional Loans | Mortgage Processing And Underwriting | Real Estate Topic | Videos
Fannie Mae 5-10 Financed Properties Mortgage Guidelines
This blog post focuses on Fannie Mae 5-10 Financed Properties, which is particularly beneficial for real estate investors. The 2008…
-
Mortgage Rates on Bad Credit Loans With Low Credit Scores
Mortgage Rates on Bad Credit Loans With Low Credit Scores Securing a mortgage with bad credit or a low credit…
