Importance of Credit Reports in the Mortgage Process
Why Credit Reports Matter in the Mortgage Application Process Your credit report plays a major role in whether you qualify…
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Factors Influencing Credit Scores When Applying For Mortgage
Your credit score is important when it comes to getting a mortgage, figuring out interest rates, and choosing loan options….
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FHA Facts Versus Fiction When Qualifying For FHA Loans
This guide covers FHA facts versus fiction of qualifying for FHA loans. The U.S. Department of Housing Administration (HUD) is…
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Can Homeowners Be on Title But Not on Mortgage
Can Homeowners Be on Title But Not on Mortgage? What Borrowers Should Know The primary emphasis of this blog centers…
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Mortgage Processing And Underwriting | Automated Underwriting System | NON-QM Loans | Qualifying & Getting Pre-approved | Videos
One Day Mortgage Loan Approval Process For Homebuyers
One Day Mortgage Loan Approval: Fast, No-Stress Approval with Gustan Cho Associates Buying a home is stressful—especially when time is…
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Home Mortgages | High Debt To Income Ratio | Income And Employment | Mortgage Processing And Underwriting | Non-Occupant Co-Borrowers | Videos
Calculating Monthly Mortgage Payment on Home Purchase
This guide covers calculating monthly mortgage payment on a home purchase. Many first-time homebuyers think they need a lot of…
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Real Estate and Mortgage Market Forecast Today
Real Estate and Mortgage Market Forecast: 2026 Housing Trends You Need To Know If you’re considering buying a home, selling,…
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Owner-Occupant Multi-Family Mortgage Guidelines
Updated Owner-Occupant Multi-Family Mortgage Guidelines for 2026. Are you dreaming of owning a home while earning rental income to help cover…
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FHA Guidelines On Medical Collections and Charge-Offs
FHA Guidelines On Medical Collections and Charge-Offs In 2026 Are medical collections standing in your dream of buying a home?…
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Income And Employment | Conventional Loans | FHA Loans | Gaps In Employment | High Debt To Income Ratio | Home Mortgages | Non-Occupant Co-Borrowers | Verification of Employment | Videos
Qualifying For Mortgage With Multiple Jobs
This blog will cover and discuss how to calculate income for mortgage with multiple jobs. Homebuyers can qualify for a…
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Can I Get an FHA Loan With Under 600 Credit Score
In this blog post, we’ll explore obtaining an FHA loan with a credit score under 600. Gustan Cho Associates specializes…
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Non-Occupant Co-Borrowers | High Debt To Income Ratio | Home Mortgages | Income And Employment | Real Estate Topic | Videos
Does Co-Signing Affect In Buying Home In The Future
Does Co-Signing Affect In Buying Home? Understanding How Co-Signing a Loan Impacts Your Future. Have you ever considered co-signing a…
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Mortgage Rate Adjustments For Higher Risk Borrowers
Mortgage rate adjustments are changes lenders make to the price of a home loan based on the risk they believe…
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Investment Homes | Conventional Loans | Mortgage Processing And Underwriting | Real Estate Topic | Videos
Fannie Mae 5-10 Financed Properties Mortgage Guidelines
This blog post focuses on Fannie Mae 5-10 Financed Properties, which is particularly beneficial for real estate investors. The 2008…
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Mortgage Rates on Bad Credit Loans With Low Credit Scores
Mortgage Rates on Bad Credit Loans With Low Credit Scores Securing a mortgage with bad credit or a low credit…
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How to Convert a Primary Residence to a Rental Property
Many homeowners choose to convert a primary residence to a rental property when they want to move but do not…
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Government Mortgages For Owner-Occupant Homebuyers
Government mortgages for owner-occupant homebuyers are designed to make buying a primary residence more affordable and more realistic. Backed by…
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Second Home versus Investment Home Financing
Second Home Versus Investment Home Financing: What Homebuyers Need to Know If you are buying another property after your primary…
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Common Mortgage Overlays on FHA, VA, Conventional Loans
Common Mortgage Overlays on FHA, VA, USDA, and Conventional Loans Explained This guide covers common mortgage overlays on government and…
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Home Mortgages | Credit Disputes | Credit Scores | FHA Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Understanding FHA Guidelines On Credit Scores Versus DTI
Borrowers who have credit scores under 620 FICO need a lower debt to income ratio to get an approve/eligible per automated underwriting system.
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VA AUS Approval With Low Credit Scores and High DTI
VA AUS Approval With Low Credit Scores and High DTI: How VA Loans Can Still Work In this article, we…
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Mortgage Processing And Underwriting | Clear To Close | Home Purchase | Home Sellers | Real Estate Topic | Videos
Escrow Hold Back For Home Repairs
This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…
