FHA Mortgage Loans with No Overlays FHA Lenders
FHA Mortgage Loans with No Overlays FHA Lenders: Get Approved With Flexible FHA Guidelines Gustan Cho Associates is a mortgage…
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Automated Underwriting System | Down Payment Assistance | FHA Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
How to Buy a Home If I Do Not Have the Down Payment
One of the most common frequently asked questions by renters who want to become homeowners is how to buy a…
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Online Mortgage Shopping Changed Mortgage Lending
Online mortgage shopping changed mortgage lending by giving borrowers more control over how they compare lenders, rates, fees, and loan…
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Mortgage Processing And Underwriting | Clear To Close | Conditional Loan Approval | Credit Disputes | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Mortgage Denial After Conditional Approval
In this article, we will address the steps to take if you face mortgage denial following conditional approval. The home…
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How to Get a Mortgage with High DTI on Home Loans
As time pass, the world of home loans is changing. Lenders are looking at various factors, and this makes it…
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Conventional Loan Collection Accounts Guidelines
Conventional Loan Collection Accounts Guidelines: What Borrowers Need To Know If you have collection accounts on your credit report and…
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What Is a Mortgage Pre-Approval and How it Works
This guide covers what a mortgage pre-approval is and how it works for homebuyers. What is a mortgage pre-approval and…
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Comparison of 97 LTV Conventional Versus FHA Loans
97 LTV conventional versus FHA loans? Start by thinking about your credit number – how it shapes each option differently….
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Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
FHA Jumbo Loans While In Chapter 13 Bankruptcy
In this blog, we will cover and discuss qualifying for FHA jumbo loans while in Chapter 13 Bankruptcy repayment plan….
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Automated Underwriting System | Career Opportunities/Loan Officer Training | Home Mortgages | Manual Underwriting | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
AI in the Mortgage Industry: Will AI Help or Hurt MLOs
AI in the Mortgage Industry: How AI Is Changing the Mortgage Industry: Will AI Help or Hurt MLOs, Processors, Underwriters,…
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How Credit Scores Affect Conventional Loans
This guide covers how credit scores affect conventional loans. Two of the most popular mortgage loan programs today are FHA…
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Is 120-Day Mortgage Late Considered Foreclosure?
A 120-day mortgage late payment on your mortgage does not automatically mean foreclosure. It shows you are seriously behind, but…
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Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Mortgage Processing And Underwriting | Videos
Fannie Mae Waiting Period After Deed-in-Lieu and Short Sale
Fannie Mae Waiting Period After Deed-in-Lieu and Short Sale Guidelines A deed-in-lieu of foreclosure is one of the toughest financial…
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Why Mortgage Lenders Request Bank Statements & Red Flags
If you are buying a home or refinancing, you might wonder why mortgage lenders request bank statements throughout the loan…
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Using a 401(k) to Buy a House? Read This First
Many homebuyers have substantial value on their 401k. They can use up to 60% of the value of their 401k for their down payment and/or closing costs on their home purchase. The amount used from their 401k is not used for their debt to income ratio calculations.
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First Time Home Buyers | Down Payment Assistance | FHA Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
How Does Down Payment Assistance Work For Homebuyers
How Does Down Payment Assistance Work For Homebuyers With FHA, VA, USDA, And Conventional Loans In this guide, we will…
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Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Debt Settlement Versus Bankruptcy Mortgage Guidelines
Debt settlement versus bankruptcy is a serious decision, especially if you want to buy or refinance a home in the…
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Buying Down Mortgage Rates With Discount Points
In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
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Land Contract Home Purchase: Avoid Costly Mistakes
A land contract home purchase is a way to buy a home directly from the seller without using a traditional…
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Freddie Mac Asset Depletion Mortgage Lending Guidelines
Can you get a Freddie Mac mortgage if you have lots of investments or savings but little or no income? In many cases, you can convert assets into income (for mortgage qualifying purposes) by using asset depletion.
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How Credit Repair Works During The Mortgage Process
How Credit Repair Works During The Mortgage Process To Get Approved This guide covers how credit repair works during the…
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Conventional Loan 101 For New Loan Officers and Borrowers
This guide covers conventional loan 101 for new loan officers and borrowers. I like to congratulate those who recently took…
