How Underwriters Calculate Debt-To-Income Ratio
This blog will cover how underwriters calculate debt-to-income ratio on mortgage loan programs. Every loan program has lending requirements on…
Texas Cash-Out Refinance Guidelines For 2023
This blog will discuss and cover Texas cash-out refinance guidelines on home mortgages. Gustan Cho Associates are mortgage brokers licensed…
Traditional and Non-QM Mortgage Loan Programs
Dozens of non-QM loan programs have been launched for 2021. The dozens of alternative mortgage loan programs is fueling the booming housing market and drying up inventory of home. Thus, it is skyrocketing home prices even more.
NON-QM Loans | Bank Statement Loans | Doctor and Medical Professional Mortgages | No-Ratio Mortgage Loans | Videos
Non-QM Loan Requirements and Mortgage Options
The asset-depletion mortgage loan program benefits higher net worth individuals who do not have a regular steady income. Non-QM loans are becoming increasingly popular and benefit borrowers who need alternative nontraditional mortgage loan programs.
Mortgage For Permanent and Non-Permanent Residents
In this article, we will cover getting approved for mortgage for permanent and non-permanent residents. Homebuyers do not have to…
Chicago Home Loan With Bad Credit
In this blog, we will discuss and cover qualifying and getting approved for a Chicago home loan with bad credit….
Non-Conforming Loans and Types of Non-QM Mortgages
In this article, we will cover non-conforming loans and the types of non-QM mortgages for borrowers who do not qualify…
Bank Statement Loans | Doctor and Medical Professional Mortgages | No-Ratio Mortgage Loans | NON-QM Loans | Videos
Alternative Lending Mortgage Options For Bad Credit
Thanks to alternative lending mortgage options, homebuyers who could not qualify for government and conventional loans can now qualify for…
Mortgage Guidelines on Late Payments in the Past 12 Months
This blog will cover and discuss the mortgage guidelines on late payments in the past 12 months. Borrowers can qualify…
No-Doc Mortgage Loans For Self-Employed With No Tax Returns
This blog will cover and discuss qualifying for no-doc mortgage loans for self-employed borrowers with no income tax returns required….
Washington DC Lenders For Traditional and Non-QM Mortgages
In this blog, we will cover and discuss the top-rated five-star Washington DC lenders for traditional and non-QM mortgages who…
Profit and Loss Statement Only Mortgage Loans
In this article, we will cover qualifying for the Profit and Loss Statement Only Mortgage Loans with no-income verification and…
Expatriate Mortgage Loans
Gustan Cho Associates, empowered by NEXA Mortgage, LLC. are mortgage broker licensed in 48 states including Puerto Rico, Virgin Islands,…
DSCR Mortgage Loans: Debt-Service Cover Ratio
DSCR mortgage loans, debt-service coverage ratio mortgages, is a type of no-income verification mortgage loan program. There is no income…
Types of Mortgage Lenders For Best Rates and Loan Options
Gustan Cho Associates has over 160 wholesale lending partnerships. Gustan Cho Associates has a national reputation for its no lender…
Bad Credit Mortgages | FHA Loans | NON-QM Loans | Qualifying & Getting Pre-approved | VA Loans | Videos
Can I Buy a House in South Dakota With Poor Credit
In this blog, we will cover the frequently asked question can I buy a house in South Dakota with poor…
Videos | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Mortgage Rates | NON-QM Loans
Borrower Review of Gustan Cho Associates
Apply Now In this article, we will discuss and cover about borrower review of Gustan Cho at Gustan Cho Associates….
Jumbo Loans | Bank Statement Loans | FHA Loans | No-Ratio Mortgage Loans | NON-QM Loans | VA Loans | Videos
Jumbo Loans With Low Credit Scores
In this blog, we will cover and discuss qualifying for jumbo loans with low credit scores. Jumbo loans are mortgage…
1099-Income Versus W-2 Income Mortgage Lending Guidelines
This article will cover 1099-income versus W-2 income mortgage lending guidelines. Regarding traditional government and conventional loans, more scrutiny is…
No-Ratio Mortgage Loans
In this blog, we will cover what no-ratio mortgage loans are. We will discuss how no-ratio mortgage loans work and…
