Using Non-QM Versus Jumbo Mortgages
In this blog, we will cover and discuss using non-QM versus jumbo mortgages to purchase high-end homes. Using non-QM versus…
Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
In this blog, we will cover and discuss using non-QM versus jumbo mortgages to purchase high-end homes. Using non-QM versus…
This guide covers subprime mortgages and alternative financing for homebuyers and homeowners. Subprime mortgages are mortgage loans available to homebuyers…
The asset-depletion mortgage loan program benefits higher net worth individuals who do not have a regular steady income. Non-QM loans are becoming increasingly popular and benefit borrowers who need alternative nontraditional mortgage loan programs.
This article will cover 1099-income versus W-2 income mortgage lending guidelines. Regarding traditional government and conventional loans, more scrutiny is…
This guide outlines the advantages of Non-QM loans and Non-Traditional Mortgages. Gustan Cho Associates serves as your reliable ally for…
In this article, we will cover and discuss new mortgage programs for homebuyers and real estate investors. We have over…
In this article, we will cover qualifying for the Profit and Loss Statement Only Mortgage Loans with no-income verification and…
Borrowers can qualify for a self-employed mortgage with a single year’s tax return.
Most guidelines require lenders to average the most recent two years of income to qualify applicants.
Some programs allow borrowers with newer businesses if they have experience in their field and their income is at least what it was as a salaried employee.
Underwriters use an adjusted taxable income to qualify self-employed borrowers, not the gross income.
This guide covers subprime loans and non-QM mortgages. Borrowers who have bad credit or not enough income due to self-employment…
In this blog, we will cover what no-ratio mortgage loans are. We will discuss how no-ratio mortgage loans work and…
This blog will cover how underwriters calculate debt-to-income ratio on mortgage loan programs. Every loan program has lending requirements on…
Thanks to alternative lending mortgage options, homebuyers who could not qualify for government and conventional loans can now qualify for…