How Underwriters Calculate Debt-To-Income Ratio
This blog will cover how underwriters calculate debt-to-income ratio on mortgage loan programs. Every loan program has lending requirements on…
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Email Us: alex@gustancho.com
Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
This blog will cover how underwriters calculate debt-to-income ratio on mortgage loan programs. Every loan program has lending requirements on…
This blog will discuss qualifying for FHA loans after unemployment with gaps in employment mortgage guidelines. Homebuyers can now qualify…
This blog concerns qualifying for a mortgage and getting approved with employment gaps in the past two years. Many borrowers…
Borrowers cannot qualify for a mortgage with defaulted federal student loans until the student loans are out of default.
A two-year employment history does not necessarily mean two consecutive years at the same job. You can have gaps in employment and/or multiple jobs in the most recent two years and still qualify for mortgage approval. In some cases, you can qualify for a mortgage with 12 months employment history.
This blog will cover and discuss how to calculate income for mortgage with multiple jobs. Homebuyers can qualify for a…
Homebuyers who still need to do their income tax returns or have substantial unreimbursed business expenses can qualify for W2-only…
In this blog, we will cover how unreimbursed business expenses affect qualified income for a mortgage. Unreimbursed business expenses only…
Chicago mortgage loans for self-employed individuals. Many folks in the Chicago Area are business owners and self-employed. If you are…
In this blog, we will cover the HUD Part-Time Income Guidelines allowing part-time and other income to be used as…
Can I Use Overtime Income As Qualified Income To Qualify For A Mortgage? You can use overtime and part-time income as qualified income as long as those other income has been seasoned for at least two years.
In this blog, we will cover employer distance requirements on primary home mortgages. Employer Distance Requirements On Primary Home Mortgages…
In this blog, we will cover and discuss mortgage qualifying with part-time income and other income lending guidelines. One of…
In this article, we will discuss and cover exempt debts of co-signed loans for the co-signer when they need to…
In this blog, we will cover income and credit mortgage guidelines on home loans. There are three main factors in…
In this blog, we will cover and discuss the two-year work history mortgage guidelines and employment gaps to qualify for…
In this blog, we will cover and discuss changing jobs during mortgage approval process. There are cases where mortgage loan…
In this blog, we will cover and discuss FHA work history guidelines for borrowers with employment gaps and irregular jobs….
In this guide, we will cover self-employed mortgage borrowers with no income tax returns required on a home purchase. Many…
In this blog, we will cover and discuss what is maximum monthly mortgage payment you can afford versus how much…