ByGustan Cho, NMLS 873293
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This guide covers solutions for when things go wrong during the mortgage process. The mortgage process can be very stressful….
ByGustan Cho, NMLS 873293
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Liabilities in Mortgage Qualification: What Debts Count? When applying for a mortgage, understanding how underwriters evaluate liabilities in mortgage qualification…
ByTanhia Romero
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Lenders can offer 100% with no mortgage insurance at competitive low mortgage rates on VA loans due to the government guarantee against loss or foreclosure on VA loans. VA loans have no maximum debt-to-income ratio cap on VA loans.
ByGustan Cho, NMLS 873293
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Gustan Cho Associates has a mortgage with no income documentation, no tax returns, and low credit scores. Many folks who…
ByGustan Cho, NMLS 873293
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IRS 4506T Form vs Form 4506C: How Mortgage Lenders Verify Income This guide covers the IRS 4506T Form vs Form…
ByGustan Cho, NMLS 873293
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Self-employed and W-2 borrowers can qualify for many of the same mortgage programs. The main difference is how lenders verify…
ByGustan Cho, NMLS 873293
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Changing Jobs During Mortgage Approval Process: What You Need to Know Changing jobs during mortgage approval process can be a…
ByGustan Cho, NMLS 873293
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1099-Income versus W-2 Income: How It Affects Your Mortgage Approval When applying for a mortgage, the type of income you…
ByGustan Cho, NMLS 873293
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Most guidelines require lenders to average the most recent two years of income to qualify applicants. Some programs allow borrowers with newer businesses if they have experience
ByAlex Carlucci, NMLS: 229891
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This guide covers the Breaking News About Illinois Mass Exodus Due to Jobs, Housing, Tax Policy. Illinois’ long-standing high taxes…
ByGustan Cho, NMLS 873293
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Verification of Employment: This is really important when you want to get a mortgage. Whether you are buying your home…
ByDale Elenteny, NMLS: 904444
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Can you buy a primary home far from your employer if your job is remote? Yes, you can buy a…
ByGustan Cho, NMLS 873293
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Temporary unemployment mortgage guidelines help homebuyers understand how a job loss, layoff, furlough, or employment gap can affect mortgage approval….
ByMike Gracz, NMLS: 1160212
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Jumbo mortgages for self-employed borrowers are available, but qualifying can be more challenging than it is for W-2 employees. Jumbo…
ByDale Elenteny, NMLS: 904444
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Undisclosed Debt Guidelines During Mortgage Process Most undisclosed debts will be discovered by lenders during a third-party national public records…
ByGustan Cho, NMLS 873293
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Lending Guidelines on Employment Gaps for Mortgage Approval This blog addresses the eligibility criteria for obtaining a mortgage and securing…
ByGustan Cho, NMLS 873293
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Part-Time Income To Full-Time Income Mortgage Guidelines There are strict rules regarding the part-time income to full-time income mortgage guidelines….
ByGustan Cho, NMLS 873293
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If you want to rent a room in your home, there are several important things to consider before you bring…
ByGustan Cho, NMLS 873293
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Mortgage Guidelines After Unemployment For FHA, VA, USDA, And Conventional Loans Losing your job can feel like pausing your dream…
ByGustan Cho, NMLS 873293
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This guide covers calculating monthly mortgage payment on a home purchase. Many first-time homebuyers think they need a lot of…
ByGustan Cho, NMLS 873293
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This blog will cover and discuss how to calculate income for mortgage with multiple jobs. Homebuyers can qualify for a…
ByGustan Cho, NMLS 873293
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Does Co-Signing Affect In Buying Home? Understanding How Co-Signing a Loan Impacts Your Future. Have you ever considered co-signing a…
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