Recent Increase in Income: How Mortgage Underwriters View It
A recent increase in income can help you qualify for a mortgage, but only if the lender can show that…
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Home Mortgages | Bank Statement Loans | Income And Employment | NON-QM Loans | Profit and Loss Statement Only Mortgages | Qualifying & Getting Pre-approved | Videos
Self-Employed Relocation Mortgage Guidelines And Challenges
Self-Employed Relocation Mortgage Guidelines: What to Expect in 2026, Requirements, and How to Get Approved This guide covers self-employed relocation…
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Mortgage During and After Divorce on Purchase and Refinance
In this blog, we will cover and discuss qualifying for a mortgage during and after divorce on purchase and refinance…
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Rate and Term Refinance Mortgage Loans vs Streamlines
Rate and Term Refinance Mortgage Loans: Which Refinance Is Better? Refinancing can lower your payment, lock in a fixed rate,…
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Self-Employed Mortgage Borrowers With No Income Tax Returns
In this guide, we will cover self-employed mortgage borrowers with no income tax returns required on a home purchase. Many…
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How Can You Get a Mortgage After Retirement?
In this blog, we will cover and discuss on ways on how can you get a mortgage after retirement. Seniors…
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How To Qualify for a Mortgage With Disability Income
Mortgage With Disability Income: How to Qualify in 2025 Buying a home when most or all of your income comes…
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Negative Income With Co-Borrowers Mortgage Guidelines
This guide covers negative income with co-borrowers mortgage guidelines. HUD, the parent of FHA, allows non-occupant co-borrowers to be added…
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VA Employment History Guidelines on VA Loans
This guide covers VA employment history guidelines on VA loans. VA loans is the best loan program in the U.S….
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Chicago Mortgage Loans For Self-Employed Individuals
Chicago Mortgage Loans for Self-Employed Individuals: 2025 Guide to Getting Approved Being self-employed in the Chicago area can be super…
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How to Handle Loss of Employment During Mortgage Process
Loss of Employment During Mortgage Process: What You Need to Know Losing your job while trying to buy a home…
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FHA Loans After Unemployment Mortgage Guidelines
This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
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Mortgage Guidelines After High School Without Experience
Mortgage Guidelines After High School: How to Qualify for a Home Loan Buying a home is a big dream for…
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Social Security Income For Mortgage Lending Guidelines
Social Security Income for Mortgage: How to Use It to Buy a Home If you’re living on Social Security income…
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Qualifying For Mortgage With Irregular Income
Qualifying for Mortgage With Irregular Income: 2025 Guide for Homebuyers Are you worried that your irregular income might stop you…
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How to Get a Mortgage With Short Employment History
A two-year employment history does not necessarily mean two consecutive years at the same job. You can have gaps in employment and/or multiple jobs in the most recent two years and still qualify for mortgage approval. In some cases, you can qualify for a mortgage with 12 months employment history.
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How Unreimbursed Business Expenses Affect Mortgage Loans
How Unreimbursed Business Expenses Affect Your Ability to Get a Mortgage in 2024 If you plan to buy a home…
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Employment Offer Letter Mortgage Programs And Guidelines
Employment Offer Letter Mortgage Programs and Guidelines for 2024 Are you a recent graduate or someone starting a new job…
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Buying House In Different State Due To Job Transfer
Buying House in Different State: A Guide to Relocation Success Are you thinking about buying a house in a different…
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How Underwriters Calculate Debt-To-Income Ratio
How Underwriters Calculate Debt-to-Income Ratio (DTI) – 2024 Guide When it comes to buying a home, there are a few…
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Boarder Income Mortgage Guidelines You Need to Know Now
Boarder Income Mortgage Guidelines for 2024: Boosting Your Income to Buy or Refinance a Home Are you wondering if the…
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Income And Employment | Home Mortgages | Mortgage Processing And Underwriting | Refinancing | Videos
Home Loan With Income Increase Mortgage Guidelines
Home Loan with Income Increase: Everything You Need to Know in 2024 Are you thinking about buying a home or…
