Refinancing Your California Mortgage Loan
This guide covers refinancing your California mortgage loan during high rates and soaring inflation. California Homeowners Should Explore Refinancing Your…
HUD DACA Mortgage Guidelines For DREAMERS on FHA Loans
This article will cover HUD DACA mortgage guidelines on FHA loans for DREAMERS. Gustan Cho Associates have some good news…
FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage Refinance | VA Loans
Refinancing During Chapter 13 Bankruptcy Repayment
This article will discuss and cover refinancing during Chapter Bankruptcy repayment plans on FHA and VA loans. FHA and VA…
Community Property States Mortgage Guidelines
This guide covers community property states mortgage guidelines. Community Property States Mortgage Guidelines: Community property is derived from older Spanish…
FHA Loans | Mortgage After Bankruptcy and Foreclosure | Re-Establishing Credit | Secured Credit Cards | VA Loans | Videos
Rebuilding Credit During Chapter 13 Bankruptcy For a Mortgage
This guide covers rebuilding credit during Chapter 13 Bankruptcy repayment plan. Rebuilding credit during Chapter 13 Bankruptcy is highly recommended…
FHA Loan With Poor Credit and Low Credit Scores
This guide covers qualifying for an FHA loan with poor credit and low credit scores. We will discuss tips for…
Conventional Versus FHA Guidelines on DTI and Student Loans
This guide compares Conventional versus FHA guidelines on DTI and student loans. Student loan debt can be a major obstacle…
Comparison of 97 LTV Conventional Versus FHA Loans
This guide covers the pros and cons of 97 LTV conventional versus FHA loans. Down payment is the biggest negative…
Can I Have Two FHA Loans at The Same Time
This guide covers how homebuyers can qualify for two FHA loans at the same time. FHA loans are intended for…
Can I Have Two FHA Loans Due To Expanding Family Size
This guide covers the frequently asked questions about whether I can simultaneously have two FHA loans due to expanding family…
Bad Credit Mortgages | Credit Scores | FHA Loans | First Time Home Buyers | Home Mortgage | Re-Establishing Credit | Videos
Home Loans With No Credit Mortgage Guidelines
This guide covers applying for and getting approved for home loans with no credit. We have covered many blogs on…
Buying House In Community Property States For Homebuyers
This guide covers buying house in community property states. Buying house in community property states can be tricky on certain…
Home Loans After Chapter 13 Bankruptcy on FHA and VA Loans
This guide covers qualifying for home loans after Chapter 13 Bankruptcy discharge on FHA and VA loans. A frequently asked…
FHA Loans With 500 FICO Credit Score
HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required. Borrowers need a 580 credit score to qualify for an FHA loan with a 3.5% down payment.
FHA Versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
Getting Approved For Home Loan in Community Property States
If you’re married and you buy a home in a community property state, you’ll face different rules for qualifying. Most of these rules come into play if you finance your home with a government-backed home loan like the FHA, VA or USDA programs.
Debt-To-Income Ratio Overlays Versus Agency Guidelines
This guide covers debt-to-income ratio overlays versus agency mortgage guidelines. We will be discussing what debt-to-income ratio overlays by independent…
Refinancing FHA To Conventional Loan Eliminating FHA MIP
This guide covers refinancing FHA to conventional loan eliminating FHA mortgage insurance premiums. Home sales are hot throughout the United…
HUD Chapter 13 Bankruptcy Guidelines on FHA Loans
This guide covers HUD Chapter 13 Bankruptcy Guidelines on FHA loans. Gustan Cho Associates has no overlays on HUD Chapter…
FHA Guidelines on Manufactured Home Loans
This guide covers FHA guidelines on manufactured home loans. FHA Guidelines on manufactured home loans are released. HUD, the parent…
