VA Cash-Out Guidelines: Save Big on Your Refinance
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VA Cash-Out Guidelines: Save Big on Your Refinance

The Department of Veterans Affairs has lowered the maximum loan to value on cash-out refinance VA loans from 100% LTV to 90% LTV. This was brought on by the VA due to the booming housing market nationwide. HUD, the parent of FHA, also lowered the cash-out loan to value on FHA loans from 85% to 80% LTV.

NON-QM Loans After Bankruptcy And Foreclosure
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NON-QM Loans After Bankruptcy And Foreclosure

Many people reestablish themselves sooner than others after bankruptcy and foreclosure. These folks can qualify for a mortgage sooner than the mandatory waiting period on government and conventional loans. Gustan Cho Associates has non-QM loans one day out of bankruptcy and foreclosure with a 30% down payment.