Changes In FHA Guidelines For First Time Home Buyers
This article discusses the changes in FHA guidelines that are particularly relevant to first-time home buyers. The Federal Housing Administration…
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This article discusses the changes in FHA guidelines that are particularly relevant to first-time home buyers. The Federal Housing Administration…
Gustan Cho Associates has no lender overlays on debt to income ratio on government and conventional loans. We just go off the agency caps on debt to income ratio no government and conventional loans.
In this blog, we will discuss and cover understanding discount points and how discount points are used during the mortgage…
HUD reserve requirements mandate maintaining reserves in specific scenarios, and it’s prudent for homeowners to voluntarily set aside funds for…
In this blog post, we’ll explore how to remove your ex-spouse from your mortgage following a divorce. Despite the overall…
This blog will explore Buying and Selling a Home at the Same Time Without Stress. A home represents a significant…
This blog addresses the topic of obtaining cashback when closing on VA loans. We’ve received numerous inquiries in recent…
This article addresses Changing Lenders After Locking Rates During Mortgage Process. It is allowed to switch lenders even after locking…
One common question regarding VA loans is whether securing approval with poor credit is possible. The crucial factor in qualifying…
Under the leadership of rookie first-term Democrat Mayor Lori Lightfoot, Chicago beat all other major U.S cities as being ranked the highest taxed city in the nation.
We aim to examine the FHA Work History Guidelines in this blog post and explain how they are relevant to…
HUD oversees the Federal Housing Administration (FHA) and helps homebuyers in buying a home in Tennessee with bad credit and…
This guide covers the debt-to-income ratio for conventional loan guidelines. A conventional loan is any mortgage loan not insured or…
This blog will explore the concepts of lender credit and seller concessions about closing costs. When securing a home purchase…
This guide covers owner occupancy fraud mortgage guidelines. There are three basic types of occupancy status when applying for residential…
This article focuses on the Fannie Mae-Freddie Mac Condo guidelines on conventional loans. These guidelines enable eligible borrowers to secure…
This guide covers using realtor commission for home purchase down payment. This article delves into using realtor commission for a…
This guide covers preparing credit profile to qualify for mortgage with a lender. Over 80% of borrowers who consult with…
This guide covers the differences between FICO and VantageScore Credit Scores. We will explain the differences between FICO and VantageScore…