ByAlex Carlucci, NMLS: 229891
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This guide guide covers how home prices are increasing despite higher mortgage rates. All indicators point to a housing bubble….
ByGustan Cho, NMLS 873293
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This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
ByGustan Cho, NMLS 873293
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This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…
ByGustan Cho, NMLS 873293
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This Article Is About How Credit Scores Affect Mortgage Rates When Locking Loan Mortgage Rates have dropped 0.25% after the…
ByGustan Cho, NMLS 873293
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Non-QM mortgage rates are determined by the down payment, credit scores, credit history of the borrower, and type of property. The higher the credit score and the higher the down payment, the lower the mortgage rates.
ByAlex Carlucci, NMLS: 229891
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This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…
ByAlex Carlucci, NMLS: 229891
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This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…
ByGustan Cho, NMLS 873293
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This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
ByMike Gracz, NMLS: 1160212
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In this blog, we will cover ARM versus fixed-rate mortgages. ARM stands for an adjustable-rate mortgage. Adjustable-Rate Mortgage is when…
ByAlex Carlucci, NMLS: 229891
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Rumors are flying about a possible housing bubble in the US. Are they based in fact, or is this wishful thinking on the part of frustrated would-be buyers?
ByGustan Cho, NMLS 873293
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In this blog, we will discuss and cover shopping for mortgage with poor credit and low credit scores. Shopping for…
ByDale Elenteny, NMLS: 904444
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Homeowners should explore how much money they can save with today’s historic low mortgage rates to refinance their home loans.
ByAlex Carlucci, NMLS: 229891
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This guide covers understanding the basics on what is a mortgage. We will cover and discuss the meaning of what…
ByGustan Cho, NMLS 873293
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Home prices are still at an all-time high, with mortgage rates north of seven percent. The current mortgage market is…
ByJohn Strange, NMLS: 230932
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This guide will cover the Texas housing market forecast for 2023 going into 2024. The Texas housing market is booming…
ByAlex Carlucci, NMLS: 229891
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When saving money buying a house, remember one key thing, low rates with FICO credit scores. This article will cover…
ByGustan Cho, NMLS 873293
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Interest Rate Buydowns are when borrowers pay DISCOUNT POINTS to buy down interest rates. Borrowers with great credit and a…
ByGustan Cho, NMLS 873293
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This guide covers the first payment after closing for mortgage loan borrowers. One of the most common questions new homebuyers…
ByAlex Carlucci, NMLS: 229891
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This guide covers how inflation affects the housing and mortgage markets. Whenever you turn on the news, you hear “inflation.”…
ByGustan Cho, NMLS 873293
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Many borrowers are confused about how lenders price mortgage rates. How can mortgage rates just under 3.0% just a little…
ByAlex Carlucci, NMLS: 229891
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In this article, we will discuss and cover the borrower review of Gustan Cho Associates. Just this past June 2,…
ByGustan Cho, NMLS 873293
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This guide will cover finding the best mortgage lenders for the best rates. Buying a home is a significant milestone,…
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