How Does FHA Define Family Member Co-Borrowers
This guide covers how does FHA define family member. In this blog post, we’ll explore FHA’s criteria for defining a…
-
-
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Fannie Mae Chapter 13 Dismissal Guidelines
In this blog, we will cover the Fannie Mae Chapter 13 dismissal guidelines on conventional loans. One of the most…
-
NON-QM Loans | Conventional Loans | Qualifying & Getting Pre-approved | Self-Employed Borrowers | Videos
Non-QM versus Traditional Mortgage Loans
Non-QM versus Traditional Mortgage Loans: Which is Right for You? Finding your way through the complex array of mortgage choices…
-
Conforming Loan Limits versus Non-QM Loans
Conforming Loan Limits versus Non-QM Loans on Home Purchase Understanding your financing options is important to making an informed decision…
-
Conventional Loans | FHA Loans | Home Improvement/Renovations | NON-QM Loans | Refinancing | Verification of Employment | Videos
Cash-Out Refinance Mortgage Guidelines on Home Loans
A cash-out refinance mortgage allows homeowners to use the value they’ve built up in their house. It means getting a…
-
Conventional Loan After a Short Sale: Avoid Costly Delays
Many borrowers think a short sale means they cannot buy another home with a conventional loan. That is not always…
-
Home Mortgages | Conventional Loans | FHA Loans | First Time Home Buyers | Qualifying & Getting Pre-approved | Videos
How Do I Qualify for a Mortgage and Get Approved
This guide covers the frequently asked question how I qualify for a mortgage loan and get approved. Mortgage lenders do…
-
Home Mortgages | Conventional Loans | FHA Loans | Mortgage Lender Overlays | NON-QM Loans | USDA Loans | VA Loans | Videos
Mortgage Loan Programs with No Overlays and 30-Day Closing
In this guide, we will cover and discuss mortgage loan programs with no overlays and closing in 30 days. In…
-
Freddie Mac Mortgage Guidelines on Conventional Loans
Many borrowers think a conventional loan denial means they do not qualify for a mortgage. That is not always true….
-
Fannie Mae Collection Guidelines on Conventional Loans
This blog will cover Fannie Mae Collection Guidelines on Conventional loans. Fannie Mae and Freddie Mac are the two mortgage…
-
Conventional Loan With Non-Occupant Co-Borrower
This blog will cover Fannie Mae and Freddie Mac guidelines on qualifying for a conventional loan with non-occupant co-borrower. Non-Occupant…
-
What Is Lender-Paid Mortgage Insurance on Conventional Loans
Lender-paid mortgage insurance, also known as LPMI, is a conventional loan option that allows borrowers to avoid a separate monthly…
-
Second Home Loans: Easy Guide to Get Started Today
In this guide, we will cover everything you need to know about second home loans. Are you thinking of buying…
-
How to Get a Mortgage with High DTI on Home Loans
As time pass, the world of home loans is changing. Lenders are looking at various factors, and this makes it…
-
Conventional Loan Collection Accounts Guidelines
Conventional Loan Collection Accounts Guidelines: What Borrowers Need To Know If you have collection accounts on your credit report and…
-
Comparison of 97 LTV Conventional Versus FHA Loans
97 LTV conventional versus FHA loans? Start by thinking about your credit number – how it shapes each option differently….
-
Conventional Loans | FHA Loans | Home Mortgages | Manual Underwriting | Mortgage Processing And Underwriting | NON-QM Loans | Qualifying & Getting Pre-approved | Videos
TBD Property Mortgage Pre-Approvals
TBD Property Mortgage Pre-Approvals: Get Fully Underwritten Before You Find a Home Buying a home can feel confusing, especially when…
-
How Credit Scores Affect Conventional Loans
This guide covers how credit scores affect conventional loans. Two of the most popular mortgage loan programs today are FHA…
-
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Mortgage Processing And Underwriting | Videos
Fannie Mae Waiting Period After Deed-in-Lieu and Short Sale
Fannie Mae Waiting Period After Deed-in-Lieu and Short Sale Guidelines A deed-in-lieu of foreclosure is one of the toughest financial…
-
Mortgage Refinance | Conventional Loans | Headline News Archives | Real Estate Topic | Refinancing | Videos
HARP For Underwater Mortgages Lending Guidelines
HARP For Underwater Mortgages Lending Guidelines This guide covers HARP for underwater mortgages. This guide is an update of a…
-
Condominium Loans | Condotel and Non-Warrantable Condos | Conventional Loans | Home Mortgages | Home Purchase | Real Estate Topic | Videos
Investing in Oceanfront Homes in Puerto Rico
The Ultimate Guide to Buying Oceanfront Homes in Puerto Rico (2026 Update) Picture starting your day with waves breaking against…
-
Freddie Mac Asset Depletion Mortgage Lending Guidelines
Can you get a Freddie Mac mortgage if you have lots of investments or savings but little or no income? In many cases, you can convert assets into income (for mortgage qualifying purposes) by using asset depletion.
