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Adding Yourself to Another Bank Account
Bad Credit Mortgages

Adding Yourself To Another Bank Account to Qualify for Mortgage

ByGustan Cho Posted onMarch 19, 2025March 20, 2025

Adding Yourself to Another Bank Account to Qualify for a Mortgage If you’ve been told that your bank statements could…

Continue Reading Adding Yourself To Another Bank Account to Qualify for MortgageContinue

Mortgage Approval Process
Regulations

How Regulation Changed the Mortgage Approval Process

ByDale Elenteny Posted onMarch 18, 2025March 19, 2025

Lenders are really strict and can nit-pick during the mortgage process due to tough mortgage regulations. Mortgage regulators can fine lenders. If lenders do not follow mortgage regulations, the mortgage loans the lender closes, and funds may not be able to get sold on the secondary market.

Continue Reading How Regulation Changed the Mortgage Approval ProcessContinue

How To Improve Credit To Qualify for VA Loans
VA Loans

How To Improve Credit To Qualify For VA Loans

ByGustan Cho Posted onMarch 18, 2025March 19, 2025

How to Improve Credit to Qualify for VA Loans (2025 Update) Buying a home with a VA loan is an…

Continue Reading How To Improve Credit To Qualify For VA LoansContinue

Understanding The VA Funding Fee
VA Loans | Videos

Understanding The VA Funding Fee and Closing Costs

ByAlex Carlucci Posted onMarch 17, 2025March 19, 2025

Understanding the VA Funding Fee: Your Ultimate Guide for 2025 Navigating a VA loan can seem complicated at first. Understanding…

Continue Reading Understanding The VA Funding Fee and Closing CostsContinue

Purpose of VA Loans
VA Loans

Purpose Of VA Loans Is To Promote Home Ownership To Veterans

ByGustan Cho Posted onMarch 7, 2025April 8, 2025

The purpose of VA Loans is to promote homeownership to members of the U.S. Military who served in the U.S….

Continue Reading Purpose Of VA Loans Is To Promote Home Ownership To VeteransContinue

Why You Should Not Get a 15-Year Fixed-Rate Mortgage
Home Mortgages | Mortgage Rates | Videos

Why You Should Not Get a 15-Year Fixed-Rate Mortgage

ByAlex Carlucci Posted onMarch 5, 2025March 5, 2025

Why You Should Not Get a 15-Year Fixed-Rate Mortgage: Think Twice Before Choosing a 15-year Fixed-Rate Mortgage. If you’re considering…

Continue Reading Why You Should Not Get a 15-Year Fixed-Rate MortgageContinue

Preparing to Qualify for Conventional Loans
Home Mortgages | Conventional Loans | Student Loans | Videos

Preparing To Qualify For Conventional Loans

ByGustan Cho Posted onMarch 4, 2025March 5, 2025

Preparing to Qualify for Conventional Loans: Your Step-by-Step Guide to Homeownership Are you ready to buy a home but unsure…

Continue Reading Preparing To Qualify For Conventional LoansContinue

Low Down Payment Mortgage
First Time Home Buyers | Home Purchase | Videos

Low-Down-Payment Mortgage For First-Time Homebuyers

ByGustan Cho Posted onMarch 4, 2025March 5, 2025

Low Down Payment Mortgage: First-Time Homebuyer’s Guide to Homeownership Can You Buy a Home With Little to No Down Payment?…

Continue Reading Low-Down-Payment Mortgage For First-Time HomebuyersContinue

Commercial Loans in Chicago
Videos | Commercial Loans | Investment Homes | SBA Loans

Commercial Loans in Chicago – No Docs, Fast Approval!

ByGustan Cho Posted onMarch 3, 2025March 4, 2025

Commercial Loans in Chicago: Get Approved Fast with Gustan Cho Associates Are you looking for commercial loans in Chicago but…

Continue Reading Commercial Loans in Chicago – No Docs, Fast Approval!Continue

Hard Money :ending in Chicago
Commercial Loans | Hard Money Loans | Investment Homes | Real Estate Topic | Rental Income

Hard Money Lending in Chicago For Commercial Real Estate

ByJohn Strange Posted onMarch 1, 2025April 3, 2025

Hard Money Lending Chicago: Fast Financing for Real Estate Investors If you’re an investor looking to close quickly on a…

Continue Reading Hard Money Lending in Chicago For Commercial Real EstateContinue

Re-Establishing Credit During Waiting Period
Bad Credit Mortgages | Bankruptcy | Re-Establishing Credit

Re-Establishing Credit During Waiting Period

ByGustan Cho Posted onFebruary 25, 2025February 27, 2025

Re-Establishing Credit During Waiting Period: How to Boost Your Credit and Get a Mortgage Life happens. Job loss, medical emergencies,…

Continue Reading Re-Establishing Credit During Waiting PeriodContinue

Conforming Loans After Bankruptcy and Foreclosure
Bankruptcy | Mortgage After Bankruptcy and Foreclosure | video

Conforming Loans After Bankruptcy and Foreclosure

ByGustan Cho Posted onFebruary 25, 2025February 27, 2025

Conforming Loans After Bankruptcy and Foreclosure: How to Get Approved If you’ve gone through bankruptcy or foreclosure, you might think…

Continue Reading Conforming Loans After Bankruptcy and ForeclosureContinue

Fannie Mae Down Payment Guidelines
Home Purchase

Fannie Mae Down Payment Guidelines On Conventional Loans

ByGustan Cho Posted onFebruary 25, 2025February 27, 2025

Understanding Fannie Mae Down Payment Guidelines in 2025 Beginning the journey to owning a home can feel both exciting and…

Continue Reading Fannie Mae Down Payment Guidelines On Conventional LoansContinue

Mortgage Process After the Conditional Approval
Clear To Close | Conditional Loan Approval | Mortgage Processing And Underwriting | Videos

Mortgage Process After The Conditional Approval

ByGustan Cho Posted onFebruary 24, 2025February 25, 2025

The Mortgage Process After the Conditional Approval: What Happens Next? The mortgage process after the conditional approval is one of…

Continue Reading Mortgage Process After The Conditional ApprovalContinue

Mortgage Rates On Bad Credit Loans
Bad Credit Mortgages | Credit Scores | Mortgage Rates | Videos

Mortgage Rates on Bad Credit Loans With Low Credit Scores

ByGustan Cho Posted onFebruary 24, 2025March 11, 2025

Securing a mortgage with bad credit or a low credit score may be difficult, but it is still achievable. While…

Continue Reading Mortgage Rates on Bad Credit Loans With Low Credit ScoresContinue

Pennsylvania HEMP Mortgage Guidelines
Bad Credit Mortgages

Pennsylvania HEMP Mortgage Guidelines

ByMike Gracz Posted onFebruary 20, 2025February 21, 2025

This guide covers Pennsylvania HEMP mortgage guidelines for farmers. Pennsylvania Hemp Mortgage Guidelines for HEMP Farmers. In the past, many…

Continue Reading Pennsylvania HEMP Mortgage GuidelinesContinue

Conventional Loan With Bad Credit And Low Credit Scores
Conventional Loans

Conventional Loan With Bad Credit And Low Credit Scores

ByGustan Cho Posted onFebruary 19, 2025February 19, 2025

This guide covers qualifying for conventional loan with bad credit and low credit scores. Conventional loans are called conforming loans…

Continue Reading Conventional Loan With Bad Credit And Low Credit ScoresContinue

FHA Condo Mortgage Guidelines
Condominium Loans | FHA Loans | Videos

FHA Condo Mortgage Guidelines: What You Must Know

ByAnngelli Abenes Posted onFebruary 19, 2025February 20, 2025

For many homebuyers, buying a condo can be an excellent option due to its combination of affordability, convenience, and a…

Continue Reading FHA Condo Mortgage Guidelines: What You Must KnowContinue

Freddie Mac Cash-Out Refinance
Mortgage Refinance

Fannie Mae and Freddie Mac Cash-Out Refinance Guidelines

ByGustan Cho Posted onFebruary 19, 2025February 19, 2025

This guide covers Fannie Mae and Freddie Mac cash-out refinance guidelines and the limited amount of cash to be taken…

Continue Reading Fannie Mae and Freddie Mac Cash-Out Refinance GuidelinesContinue

Conventional Loan Collection Accounts Guidelines
Collection Accounts | Conventional Loans | Videos

Conventional Loan Collection Accounts Guidelines

ByGustan Cho Posted onFebruary 18, 2025April 7, 2025

Conventional Loan Collection Accounts Guidelines: 2025 Updates If you have collection accounts on your credit report and want to buy…

Continue Reading Conventional Loan Collection Accounts GuidelinesContinue

Fannie Mae Guidelines On Timeshare Foreclosure
Timeshare | Bankruptcy | Conventional Loans | Videos

Fannie Mae Guidelines On Timeshare Foreclosure

ByGustan Cho Posted onFebruary 18, 2025April 8, 2025

Fannie Mae Guidelines on Timeshare Foreclosure: What Borrowers Need to Know in 2025 Can you get a mortgage after a…

Continue Reading Fannie Mae Guidelines On Timeshare ForeclosureContinue

Mortgage Charge Offs Lending Guidelines
Bad Credit Mortgages | Charge Off Accounts | Credit Disputes | Videos

Mortgage Charge Offs Lending Guidelines And Requirements

ByAlex Carlucci Posted onFebruary 18, 2025February 19, 2025

Mortgage Charge Offs Lending Guidelines: Your Guide to Homeownership in 2025 Have you experienced a mortgage charge off and need…

Continue Reading Mortgage Charge Offs Lending Guidelines And RequirementsContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Manual Downgrade From AUS Approval
    Manual Downgrade From AUS Approval on FHA LoansJune 27, 2025
  • Mortgage Guidelines After High School
    Mortgage Guidelines After High School Without ExperienceJune 27, 2025
  • Mortgage Guidelines on Late Payments
    Learn Mortgage Guidelines on Late Payments TodayJune 27, 2025
  • Last-Minute Mortgage Denial
    Reasons For Last-Minute Mortgage Denial From UnderwritersJune 27, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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