Two-Year Work History Mortgage Guidelines | Employment Gaps
This blog post delves into the crucial aspects of the Two-Year Work History Mortgage Guidelines. It explores the significance of…
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Low Appraisal on Home Purchase and Solutions For Borrowers
This guide covers low appraisal on home purchase and solutions for mortgage borrowers. We will discuss solutions to low appraisal…
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Moving To Another Owner-Occupied Home Without Selling
In this blog, we will cover and discuss buying and moving to another owner-occupied home without selling their first home….
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FHA Appraisals Versus Conventional Appraisals Guidelines
This article examines and clarifies the criteria for FHA Appraisals Versus Conventional Appraisals. There are significant differences in the guidelines…
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Fannie Mae-Freddie Mac Charge-Off Guidelines On Conventional Loans
This blog post will explore the Fannie Mae-Freddie Mac charge-off guidelines applicable to conventional loans. Gustan Cho Associates has recently…
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Non-QM Down Payment Guidelines on Home Purchase
This guide covers non-QM down payment guidelines on home purchase. Non-QM down payment guidelines on home purchase for homebuyers on…
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Mortgage Waiting Period Guidelines After Bankruptcy Dismissal
In this article, we will cover and discuss when you can get a mortgage approval after bankruptcy dismissal. There are…
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Conventional Refinance Loan With No PMI
Homeowners With FHA Loans Should Consider A Conventional Refinance Loan While Mortgage Rates Are At Historic Lows And Avoid Paying FHA MIP. Mortgage rates are at historic lows and many home values have skyrocketed in the past several years. Many homeowners with FHA loans can benefit by refinancing to a conventional mortgage and avoid paying LPMI.
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Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Things To Avoid When Repairing Your Credit For a Mortgage
This guide covers things to avoid when repairing your credit for a mortgage approval. There are things to avoid when…
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VA Loan Denial Due to Overlays
This article covers getting a VA loan denial due to overlays and qualifying with a different lender. In this article,…
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Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
The Five C’s of Mortgage Underwriting Leading To CTC
This guide covers the five C’s of mortgage underwriting leading to clear-to-close. With mortgage loans, the risk analysis is critically…
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Bad Credit Mortgages | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Denied For FHA Loan With Good Credit on Home Purchase
This guide covers the frequently asked question can I get denied for FHA loan with good credit on home purchase….
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When Am I Committed To Mortgage Lender For a Home Loan
In this article, we will cover and discuss when am I committed to mortgage lender for a home loan. Mortgage…
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Can I Get Low Rates With High FICO For a Mortgage
When saving money buying a house, remember one key thing, low rates with FICO credit scores. This article will cover…
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Government and Conventional Loans After Bankruptcy
This guide covers government and conventional loans after bankruptcy and foreclosure. There are mandatory waiting period requirements on government and…
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Subprime Loans and NON-QM Mortgage Guidelines
This guide covers subprime loans and non-QM mortgages. Borrowers who have bad credit or not enough income due to self-employment…
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Homebuyers Buying Homes in The Suburbs Fleeing City Life
Data Show More Homebuyers Buying Homes In The Suburbs And Fleeing City Life. More city dwellers are fleeing the city and buying homes in the suburbs due to the high crime rate in the city due to the Black Lives Matter Movement and incompetent politicians.
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Importance of Job Stability When Buying a House
This guide covers the importance of job stability when buying a house with a mortgage. Income is the most important…
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How Lender Overlays Prevent Mortgages For Homebuyers
This guide covers how lender overlays prevent mortgages for homebuyers. The Federal Reserve Board announced that almost a third of…
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College Education Versus Work Experience Mortgage Guidelines
This guide covers qualifying for a mortgage after college education versus work experience mortgage guidelines. We will further cover why…
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Best Arizona Mortgage Lenders For Bad Credit With Low FICO
This blog covers the best Arizona mortgage lenders for bad credit with low FICO credit scores. It is an important…
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No-Ratio Mortgage Loans
In this blog, we will cover what no-ratio mortgage loans are. We will discuss how no-ratio mortgage loans work and…
