How to Get a Mortgage with High DTI on Home Loans
As time pass, the world of home loans is changing. Lenders are looking at various factors, and this makes it…
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How Climate Change Affects Real Estate Prices & Home Values
Climate change has evolved beyond an environmental concern; it now directly impacts real estate, home insurance, and mortgage affordability. Homebuyers…
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Conventional Loan Collection Accounts Guidelines
Conventional Loan Collection Accounts Guidelines: What Borrowers Need To Know If you have collection accounts on your credit report and…
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What Is a Mortgage Pre-Approval and How it Works
This guide covers what a mortgage pre-approval is and how it works for homebuyers. What is a mortgage pre-approval and…
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NON-QM Loans | FHA Loans | High Debt To Income Ratio | Qualifying & Getting Pre-approved | Student Loans | Videos
Mortgage For College Graduates Lending Guidelines
Mortgage For College Graduates Lending Guidelines: How New Graduates Can Qualify This guide delves into mortgage for college graduates lending…
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Comparison of 97 LTV Conventional Versus FHA Loans
97 LTV conventional versus FHA loans? Start by thinking about your credit number – how it shapes each option differently….
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Home Mortgages | Bankruptcy | Mortgage After Bankruptcy and Foreclosure | Mortgage Processing And Underwriting | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Mortgage with Late Payments After Bankruptcy and Foreclosure
Home loans are still available to borrowers with collections, charged-off accounts, or late payments. Lenders are generally willing to approve…
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Conventional Loans | FHA Loans | Home Mortgages | Manual Underwriting | Mortgage Processing And Underwriting | NON-QM Loans | Qualifying & Getting Pre-approved | Videos
TBD Property Mortgage Pre-Approvals
TBD Property Mortgage Pre-Approvals: Get Fully Underwritten Before You Find a Home Buying a home can feel confusing, especially when…
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Home Appraisal Review in Mortgage Process
Home Appraisal Review in Mortgage Process: What Borrowers Need To Know Before Closing Buying a home is one of the…
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Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
FHA Jumbo Loans While In Chapter 13 Bankruptcy
In this blog, we will cover and discuss qualifying for FHA jumbo loans while in Chapter 13 Bankruptcy repayment plan….
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Automated Underwriting System | Career Opportunities/Loan Officer Training | Home Mortgages | Manual Underwriting | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
AI in the Mortgage Industry: Will AI Help or Hurt MLOs
AI in the Mortgage Industry: How AI Is Changing the Mortgage Industry: Will AI Help or Hurt MLOs, Processors, Underwriters,…
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How Credit Scores Affect Conventional Loans
This guide covers how credit scores affect conventional loans. Two of the most popular mortgage loan programs today are FHA…
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FHA Credit Score Determines Mortgage Rate Pricing
In this article, we will discuss and cover how FHA credit score determines mortgage rate pricing on FHA loans. FHA…
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7 VA Loan Myths Veterans Need To Know
Many veterans believe that VA loans are difficult to obtain, take a long time to close, or require flawless credit….
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High-Balance Conforming Loans in High-Cost Areas
High-balance conforming loans are advanced loan programs ideal for the individuals buying homes in high-cost areas. The loan is for…
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Is 120-Day Mortgage Late Considered Foreclosure?
A 120-day mortgage late payment on your mortgage does not automatically mean foreclosure. It shows you are seriously behind, but…
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Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Mortgage Processing And Underwriting | Videos
Fannie Mae Waiting Period After Deed-in-Lieu and Short Sale
Fannie Mae Waiting Period After Deed-in-Lieu and Short Sale Guidelines A deed-in-lieu of foreclosure is one of the toughest financial…
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Why Mortgage Lenders Request Bank Statements & Red Flags
If you are buying a home or refinancing, you might wonder why mortgage lenders request bank statements throughout the loan…
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Using a 401(k) to Buy a House? Read This First
Many homebuyers have substantial value on their 401k. They can use up to 60% of the value of their 401k for their down payment and/or closing costs on their home purchase. The amount used from their 401k is not used for their debt to income ratio calculations.
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Conditional Loan Approval | Home Possible | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Mortgage Conditions By Underwriters On Conditional Approval
Mortgage Conditions From Underwriters During Conditional Approval In this article, we will discuss and cover the mortgage conditions by underwriters…
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Everything You Need To Know About The Loan Estimate
Everything You Need To Know About The Loan Estimate In this guide, we will discuss and extensively cover everything you…
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Mortgage Refinance | Conventional Loans | Headline News Archives | Real Estate Topic | Refinancing | Videos
HARP For Underwater Mortgages Lending Guidelines
HARP For Underwater Mortgages Lending Guidelines This guide covers HARP for underwater mortgages. This guide is an update of a…
