ByGustan Cho, NMLS 873293
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Verification of Employment: This is really important when you want to get a mortgage. Whether you are buying your home…
ByGustan Cho, NMLS 873293
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In this guide we will cover qualifying and getting approved for VA Loans with debt-to-income ratio. Are you a veteran…
ByGustan Cho, NMLS 873293
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In this guide, we will discuss how to refinance an existing home mortgage into an FHA 203k loan. Homeowners who…
ByGustan Cho, NMLS 873293
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The Feds announce rate cuts and this is a big deal, for people who own homes and those who want…
ByAlex Carlucci, NMLS: 229891
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Private Money Loans With Credit: Can Real Estate Investors Still Get Approved? Real estate investors with bad credit can still…
ByAlex Carlucci, NMLS: 229891
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The Sarasota housing market is something people want to know about. The Sarasota housing market is great because it has…
ByGustan Cho, NMLS 873293
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This guide talks about how mistakes on credit reports can mess up the mortgage loan process and slow down mortgage…
ByDale Elenteny, NMLS: 904444
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Gustan Cho Associates get a lot of calls from borrowers to ask is timeshare foreclosure considered mortgage foreclosure. The answer…
ByGustan Cho, NMLS 873293
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Why Buyers and Sellers Need to Understand Canceling a Real Estate Purchase Contract Buying or selling a home is exciting,…
ByGustan Cho, NMLS 873293
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This guide is about the FHA Total Scorecard and how it works. The United States Department of Housing and Urban…
ByGustan Cho, NMLS 873293
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This article will cover underwriting credit guidelines during the mortgage process. Mortgage borrowers should not stress during the mortgage process….
ByAlex Carlucci, NMLS: 229891
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Even if you have a fixed-rate mortgage, your monthly mortgage payment can change over time. That’s because most lenders include property taxes and homeowners insurance in the monthly payment, and those elements can change over time. Property values increase and tax rates can too.
ByGustan Cho, NMLS 873293
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This blog will cover Fannie Mae and Freddie Mac guidelines on qualifying for a conventional loan with non-occupant co-borrower. Non-Occupant…
ByGustan Cho, NMLS 873293
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In this blog, we will discuss and cover choosing the best lenders after mortgage denial in Iowa due to the…
ByGustan Cho, NMLS 873293
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This guide covers the steps to buying your home during a booming housing market. Buying your home can be quite…
ByJohn Strange, NMLS: 230932
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In this article, we will cover and discuss homes for heroes’ mortgage for medical professionals. A few articles have been…
ByGustan Cho, NMLS 873293
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This blog will cover VA loan FAQs, eligibility requirements, and VA mortgage loan options for first-time homebuyers. There are many…
ByGustan Cho, NMLS 873293
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This guide covers VA late payment after bankruptcy mortgage guidelines on VA loans. VA loans were created and implemented to…
ByGustan Cho, NMLS 873293
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So you want to know if you should buy a house that needs renovation. Buying a house can be really…
ByAlex Carlucci, NMLS: 229891
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In this guide, we will cover mortgage charge offs lending guidelines and requirements on home loans. Have you experienced a…
ByGustan Cho, NMLS 873293
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This guide covers how to increase credit scores before applying for mortgage. Consumer credit report and credit scores are probably the most…
ByGustan Cho, NMLS 873293
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Lender-paid mortgage insurance, also known as LPMI, is a conventional loan option that allows borrowers to avoid a separate monthly…
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