New Jersey FHA Lenders: FHA Loan Requirements and Options
In New Jersey, you can qualify for an FHA loan with a 580 credit score or higher and a down…
-
-
Home Maintenance for First-Time Home Buyers
Buying a home is exciting, but it also means taking responsibility for repairs, safety checks, and routine upkeep that a…
-
High Debt-to-Income Ratio Home Loans in California
Yes, you may qualify for a California mortgage with a high debt-to-income ratio. Approval depends on the loan program, credit…
-
Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
DTI Manual Underwriting Guidelines on FHA and VA Loans If a computer system says “no” to your mortgage because your…
-
Mortgage Guidelines After Bankruptcy on Home Purchase
In this guide, we will cover mortgage guidelines after bankruptcy. Mortgage guidelines after bankruptcy do not categorically prevent homeownership. Eligibility…
-
Health Insurance Special Enrollment
This guide covers health insurance special enrollment. If you missed the open enrollment or went through a big life change,…
-
Student Loans | Conventional Loans | FHA Loans | High Debt To Income Ratio | Mortgage Processing And Underwriting | USDA Loans | VA Loans | Videos
Income-Based Repayment Student Loan Mortgage Guidelines
Features of Student Loan Mortgage Programs and Income-Based Repayment Plans Income-Based Repayment plans can help make federal student loan payments…
-
FHA Loans | High Debt To Income Ratio | High-Balance Mortgage Loans | Manual Underwriting | Mortgage Lender Overlays | Qualifying & Getting Pre-approved | Videos
Major Changes in FHA Guidelines HUD 4000.1 Handbook
This guide will delve into the major changes in FHA guidelines, specifically the HUD 4000.1 Handbook, which may have implications…
-
FHA Loans | Condominium Loans | Condotel and Non-Warrantable Condos | Conventional Loans | Real Estate Topic | Videos
FHA Spot Loans on Non-HUD-Approved Condos
FHA Spot Loans enables condo buyers to purchase a condo unit in a non-HUD-Approved Condo Complex with an FHA loan.
-
HUD Guidelines for Gift Funds on FHA Loans
This guide will delve into the HUD guidelines for gift funds in the context of home purchase transactions involving Federal…
-
Home Mortgages | Conditional Loan Approval | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
How Is a Mortgage Pre-Approval Issued By Lenders
This guide covers mortgage pre-approval issued by underwriters. Over 80% of our borrowers at Gustan Cho Associates are folks who…
-
Mortgage with No Income Documentation and No Tax Returns
Gustan Cho Associates has a mortgage with no income documentation, no tax returns, and low credit scores. Many folks who…
-
Home Loan Closings: Avoid Delays and Close on Time
Buying a home is one of the biggest steps you’ll take in life. But let’s be real—home loan closings can…
-
Mortgage Rates on Non-QM Loans and No-Doc Mortgages
Mortgage Rates on Non-QM Loans and No-Doc Mortgages This guide covers mortgage rates on non-QM loans and no-doc mortgages. Current…
-
How to Move Out of Your Parents’ House: Easy Steps
Learning how to move out of your parents’ house starts with deciding whether you can comfortably support yourself. You may…
-
FHA Loans | Automated Underwriting System | First Time Home Buyers | Manual Underwriting | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Using FHA Loans to Buy a Home: Powerful Tips That Work
Buying a home shouldn’t feel confusing. If you’ve had credit bumps or don’t have a big down payment, using FHA…
-
Clear To Close | Automated Underwriting System | Manual Underwriting | Mortgage Processing And Underwriting | Videos
Online Mortgage Application: Steps to Clear to Close
Online Mortgage Application: Everything from Getting Preapproved to Closing In this guide, we will cover and discuss the online mortgage…
-
Things That Determines Your Mortgage Rates
This guide covers things that determines your mortgage rates on home loans. Mortgage rates are the interest rates that you…
-
Cash to Close and Seasoned Funds for Closing
Cash to Close and Seasoned Funds for Closing: Guide to a Smooth Home Purchase When you’re ready to buy a…
-
Mortgage Processing And Underwriting | Clear To Close | Home Mortgages | Home Purchase | Property Taxes | Real Estate Topic | Videos
Real Estate Closing Process: Buyer and Seller Guide
Real Estate Closing: Step-by-Step Process for Buyers and Sellers This guide will cover the frequently asked questions about real estate…
-
Mortgage Processing And Underwriting | Automated Underwriting System | Clear To Close | Conditional Loan Approval | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
How Do Underwriters Approve Mortgage Loans?
How Do Underwriters Approve Mortgage Loans? Complete Underwriting Guide Mortgage underwriters confirm that the loan, borrower, and property fulfill the…
-
Investment Homes | No-Ratio Mortgage Loans | NON-QM Loans | Profit and Loss Statement Only Mortgages | Videos
Profit and Loss Statement Only Mortgage Loans
In this article, we will cover qualifying for the Profit and Loss Statement Only Mortgage Loans with no-income verification and…
