Credit Score Guidelines Versus Overlays By Mortgage Lenders
This guide covers credit score guidelines versus overlays by mortgage lenders. There are two types of credit score requirements to…
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This guide covers credit score guidelines versus overlays by mortgage lenders. There are two types of credit score requirements to…
In this blog post, we’ll explore obtaining an FHA loan with a credit score under 600. Gustan Cho Associates specializes…
This blog will discuss getting approved for FHA loans in Las Vegas with bad credit and credit scores down to…
This guide covers 580 score VA financing for eligible veteran homebuyers and homeowners. The team at Gustan Cho Associates are…
When does an automated underwriting system approved file get downgraded to a VA manual underwrite downgrade on VA loans happen?…
This blog will discuss and cover FHA manual underwriting mortgage guidelines and requirements. We will explain the key points of…
In this guide, we will cover how rent-to-own homes work for homebuyers who cannot quite get traditional financing. When you…
In this blog, we will cover ARM versus fixed-rate mortgages. ARM stands for an adjustable-rate mortgage. Adjustable-Rate Mortgage is when…
Lenders base each borrower’s credit scores as well as other risk factors when determining mortgage rates. The higher the risk of a borrower, the higher the rate. It is best for each borrower to maximize their credit scores and other layered risks to get the best mortgage rates.
This guide covers excluding debts from co-signed loans to qualify for mortgage loans. Mortgage borrowers who are co-signers on debts…
The DTI Manual Underwriting Guidelines for FHA and VA loans are quite alike. Among home mortgage programs, only FHA and…
Rumors are flying about a possible housing bubble in the US. Are they based in fact, or is this wishful thinking on the part of frustrated would-be buyers?
What is the difference between a job versus a career? Is my job a career? What is the difference between…
This blog will discuss FHA mortgage guidelines on credit disputes during the mortgage process. In general, you cannot have credit…
Lenders can offer 100% with no mortgage insurance at competitive low mortgage rates on VA loans due to the government guarantee against loss or foreclosure on VA loans. VA loans have no maximum debt-to-income ratio cap on VA loans.
This guide covers how to avoid delays in mortgage loan closings. When homebuyers enter a real estate purchase contract, the…
There is no sign of any housing market crash, especially in Florida. Home prices are booming with no signs of any correction.
In this blog, we’ll address the common inquiry: Can I buy a house in South Dakota with poor credit and…
DSCR mortgage loans, debt-service coverage ratio mortgages, is a type of no-income verification mortgage loan program. There is no income…
One of the most common inquiries we receive daily pertains to the eligibility for an FHA loan with recent late…
This blog will discuss the appraisal transfer policy from one lender to another when a borrower changes mortgage lenders. As…