VA Loans with Under 620 Credit Scores Guidelines
In this article, we will discuss and explain the guidelines for VA loans with credit scores under 620. VA loans…
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FHA Loans With Low Credit Scores in Nebraska
FHA loans with low credit scores in Nebraska may help eligible borrowers purchase a primary residence. Borrowers with a credit…
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FHA versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinance transactions. One of the most common questions the…
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Condominium Loans | Condotel and Non-Warrantable Condos | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Fannie Mae-Freddie Mac Condo Guidelines
This guide focuses on the Fannie Mae-Freddie Mac Condo guidelines on conventional loans. These guidelines enable eligible borrowers to secure…
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Credit Scores Required for FHA and VA Loans
This guide covers the credit scores required for FHA and VA loans. Many borrowers are confused about the credit scores…
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Third-Party Search By Mortgage Lenders During Underwriting
Third-Party Search by Mortgage Lenders: What Underwriters Verify Before Closing This guide covers third-party search by mortgage lenders during the…
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High Debt To Income Ratio | Home Mortgages | Home Purchase | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Real Estate Topic | Regulations | Videos
DTI Calculations in Community Property States Guidelines
In community property states, debt-to-income (DTI) calculations differ when a married individual applies for a mortgage without their spouse. The…
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Buying a Condominium vs. a Single-Family Home
Buying a condominium vs. a single-family home comes down to your budget, lifestyle, maintenance preferences, and financing options. A condo…
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Owner Financing on Home Purchase for Buyers and Sellers
If you’ve been turned down for a mortgage, it doesn’t mean homeownership is out of reach. One powerful option many…
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How to Qualify for a Home Loan in Community Property States
If you’re married and you buy a home in a community property state, you’ll face different rules for qualifying. Most of these rules come into play if you finance your home with a government-backed home loan like the FHA, VA or USDA programs.
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Housing Bubble 2026: Will the U.S. Housing Market Crash?
Rumors are flying about a possible housing bubble in the US. Are they based in fact, or is this wishful thinking on the part of frustrated would-be buyers?
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Fannie Mae and HUD Guidelines on Conforming vs FHA Loans
FHA and conventional loans work best for different borrower profiles. FHA loans are often better for borrowers with lower credit…
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Career Opportunities/Loan Officer Training | Mortgage Lender Overlays | Qualifying & Getting Pre-approved | Videos
Choosing the Right Mortgage Company for Loan Officers
Choosing the Right Mortgage Company: A Loan Officer Career Guide This guide covers choosing the right mortgage company for loan…
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Career Opportunities/Loan Officer Training | Home Mortgages | Home Purchase | Real Estate Topic | Videos
Real Estate Referral Agent for Homebuyers | Gustan Cho
Real Estate Referral Agent for Homebuyers: Find the Right Buyer’s Agent This guide will cover the preferred real estate referral…
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VA Cash-Out Refinance Mortgage Loans: Unlock Equity
How does a VA cash-out refinance work? A VA cash-out refinance replaces your current mortgage with a new VA-backed loan…
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Manual Underwriting versus Automated Approval Guide
This guide covers manual underwriting versus automated approval. There are two types of Automated Underwriting Systems (AUS): Fannie Mae’s Automated…
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Automated Underwriting System | Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Videos
Mortgage with Collection Accounts and Charge-Offs
Is it possible to secure a mortgage with collection accounts? The short answer is yes. In this guide, find out…
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Mortgage Processing And Underwriting | Clear To Close | Conditional Loan Approval | Qualifying & Getting Pre-approved | Videos
When Am I Committed to Mortgage Lender for a Home Loan
In this guide, we will cover and discuss when I am committed to a mortgage lender for a home loan….
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How Property Taxes Can Determine Buying Power on Homes
How Property Taxes Can Determine Buying Power When Buying a Home When people are looking to buy a home, they…
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What Is PITI in a Mortgage? Full Monthly Payment Guide
All mortgage loan programs require a maximum front debt-income ratio and back debt to income ratio. However, conventional loans do not require a front debt to income ratio. VA loans do not have a debt to income ratio requirements. Lenders can have lender over lender overlays on debt to income ratios.
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Mortgage Processing And Underwriting | Automated Underwriting System | Qualifying & Getting Pre-approved | Videos
Factors Affect Pre-Approval Mortgage Process
This guide explores the factors affect pre-approval and stress during the mortgage process. Once individuals decide to purchase a home,…
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Breaking into the Mortgage Industry as a Loan Officer
Have you ever considered breaking into the mortgage industry as a licensed loan officer? Have you ever considered a job…
