ByGustan Cho, NMLS 873293
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In this guide, we will discuss and cover the FHA appraisal transfer from your old lender to a new mortgage…
ByGustan Cho, NMLS 873293
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This guide covers paying down credit card balances to boost credit scores and lower high debt-to-income ratios to qualify for…
ByGustan Cho, NMLS 873293
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In this guide we will cover and discuss the automated underwriting system approval, which is also referred to as AUS…
ByDale Elenteny, NMLS: 904444
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This guide covers how does FHA define family member. In this blog post, we’ll explore FHA’s criteria for defining a…
ByDale Elenteny, NMLS: 904444
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In this guide, we will discuss and cover bank statement loans for self-employed borrowers. Non-QM Loans and Bank Statement Loans…
ByMike Gracz, NMLS: 1160212
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This guide is about understanding mortgage application process to avoid delays. Despite the countless mortgage lending guidelines, applying for a…
ByGustan Cho, NMLS 873293
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In this blog, we will cover the Fannie Mae Chapter 13 dismissal guidelines on conventional loans. One of the most…
ByGustan Cho, NMLS 873293
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Mortgage Guidelines with Unpaid Taxes: Qualifying for a Home Loan Are you worried about unpaid taxes standing in the way…
ByGustan Cho, NMLS 873293
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Buying a home does not mean you have to accept the first mortgage payment or loan offer you receive. Saving…
ByGustan Cho, NMLS 873293
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Opening a new loan may seem like a smart way to build credit before buying a home. A credit-builder loan…
ByGustan Cho, NMLS 873293
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Many homebuyers worry that a low credit score will automatically stop them from qualifying for a home loan. The lowest…
ByGustan Cho, NMLS 873293
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According to VA and HUD Chapter 13 cash-out refinance guidelines, homeowners may be eligible for a cash-out refinance on an…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
ByDale Elenteny, NMLS: 904444
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Why is the lender asking you to pay for an appraisal or credit report before you are fully approved? It…
ByGustan Cho, NMLS 873293
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Non-QM versus Traditional Mortgage Loans: Which is Right for You? Finding your way through the complex array of mortgage choices…
ByMike Gracz, NMLS: 1160212
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Conforming Loan Limits versus Non-QM Loans on Home Purchase Understanding your financing options is important to making an informed decision…
ByJohn Strange, NMLS: 230932
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Mortgage Loan Underwriting Process: Simple, Step-by-Step Guide The mortgage loan underwriting process is the lender’s review of your income, credit,…
ByGustan Cho, NMLS 873293
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HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required.
ByGustan Cho, NMLS 873293
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This guide covers the impact of credit score changes during mortgage process and how it impacts borrowers. Credit Score Changes…
ByDale Elenteny, NMLS: 904444
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This article will cover traditional and non-QM mortgage programs for homebuyers and homeowners. The historically low mortgage rates fueling a…
ByGustan Cho, NMLS 873293
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A cash-out refinance mortgage allows homeowners to use the value they’ve built up in their house. It means getting a…
ByGustan Cho, NMLS 873293
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This guide covers 15-year versus 30-year fixed rate mortgages on loan programs. All residential mortgage loan programs have amortized terms. …
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