Can You Get Denied for a Mortgage With Good Credit?
A mortgage denial with good credit usually means another part of the loan file did not meet underwriting guidelines. A…
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Bad Credit Mortgages | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | VA Loans | video | Videos
Recent Late Payment VA Guidelines on VA Home Loans
VA home loans are ideal for primary residences, offering 100% financing with no down payment required for those who qualify,…
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NON-QM Loans | Bank Statement Loans | Mortgage Processing And Underwriting | No-Ratio Mortgage Loans | Profit and Loss Statement Only Mortgages | Self-Employed Borrowers | Videos
Non-QM Loans for Self-Employed Borrowers
Non-QM Loans for Self-Employed Borrowers: Qualification Guide This article will cover qualifying for non-QM loans for self-employed borrowers’ home purchases…
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Freddie Mac Mortgage Guidelines on Conventional Loans
Many borrowers think a conventional loan denial means they do not qualify for a mortgage. That is not always true….
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Home Mortgages | Credit Scores | Mortgage Processing And Underwriting | Mortgage Rates | Qualifying & Getting Pre-approved | Videos
Lender versus Borrower Paid Mortgage Transactions
In this guide, we will discuss lender versus borrower paid mortgage transactions. Mortgage brokers can often opt to go with…
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NON-QM Loans | Bank Statement Loans | No-Ratio Mortgage Loans | Qualifying & Getting Pre-approved | Videos
New Mortgage Programs For Homebuyers and Investors
Getting a loan to buy or renovate a house can be hard right now. High property prices and big upfront…
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Headline News Archives | Home Purchase | Income And Employment | Property Taxes | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Illinois Mass Exodus Due To Jobs, Housing, Tax Policy
This guide covers the Breaking News About Illinois Mass Exodus Due to Jobs, Housing, Tax Policy. Illinois’ long-standing high taxes…
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Fannie Mae Collection Guidelines on Conventional Loans
This blog will cover Fannie Mae Collection Guidelines on Conventional loans. Fannie Mae and Freddie Mac are the two mortgage…
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Home Mortgages | Credit Scores | FHA Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
HUD Credit Score Guidelines On FHA Home Loans
Understanding HUD Credit Score Guidelines So you want to buy your home, but you are worried about your credit score….
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FHA 203k Loan | FHA Loans | Home Improvement/Renovations | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Buying A Foreclosure with FHA 203k Renovation Loans
Buying a foreclosure can be a smart move if you want to own a property for less than its market…
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NON-QM Loans | FHA Loans | Headline News Archives | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | Real Estate Topic | Videos
FHA Back to Work versus NON-QM Mortgages-Pros and Cons
FHA Back to Work Versus Non-QM Mortgages: Pros, Cons, and Current Options After Bankruptcy, Foreclosure, or Short Sale The Federal…
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Income And Employment | Gaps In Employment | High Debt To Income Ratio | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Self-Employed Borrowers | Verification of Employment | Videos
Verification of Employment Before Mortgage Closing
Verification of Employment: This is really important when you want to get a mortgage. Whether you are buying your home…
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VA Loans With High Debt-To-Income Ratio Mortgage Guidelines
In this guide we will cover qualifying and getting approved for VA Loans with debt-to-income ratio. Are you a veteran…
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Refinance into FHA 203k Loan from Current Mortgage
In this guide, we will discuss how to refinance an existing home mortgage into an FHA 203k loan. Homeowners who…
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Commercial Loans | Hard Money Loans | Investment Homes | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Private Money Loans with Bad Credit for Real Estate Investors
Private Money Loans With Credit: Can Real Estate Investors Still Get Approved? Real estate investors with bad credit can still…
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Sarasota Housing Market: Home Prices and Trends
The Sarasota housing market is something people want to know about. The Sarasota housing market is great because it has…
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Mortgage Processing And Underwriting | Automated Underwriting System | Credit Disputes | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How Errors on Credit Reports Affect AUS FINDINGS
This guide talks about how mistakes on credit reports can mess up the mortgage loan process and slow down mortgage…
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Is Timeshare Foreclosure Considered Mortgage Foreclosure?
Gustan Cho Associates get a lot of calls from borrowers to ask is timeshare foreclosure considered mortgage foreclosure. The answer…
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Canceling a Real Estate Purchase Contract Transaction
Why Buyers and Sellers Need to Understand Canceling a Real Estate Purchase Contract Buying or selling a home is exciting,…
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Mortgage Processing And Underwriting | Compensating Factors | FHA Loans | Manual Underwriting | Mortgage Lender Overlays | Verification Of Rent | Videos
Revised FHA Total Scorecard Underwriting Guidelines
This guide is about the FHA Total Scorecard and how it works. The United States Department of Housing and Urban…
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Mortgage Processing And Underwriting | Automated Underwriting System | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Underwriting Credit Guidelines During Mortgage Process
This article will cover underwriting credit guidelines during the mortgage process. Mortgage borrowers should not stress during the mortgage process….
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Where Are the Lowest Property Tax Rates?
Even if you have a fixed-rate mortgage, your monthly mortgage payment can change over time. That’s because most lenders include property taxes and homeowners insurance in the monthly payment, and those elements can change over time. Property values increase and tax rates can too.
