VA Loan Co-Borrower Guidelines: Who Can Apply With a Veteran?
A veteran may apply for a VA loan with a spouse, another eligible Veteran, or, in some cases, a non-Veteran…
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Bad Credit Mortgages | Credit Disputes | Credit Scores | FHA Loans | Re-Establishing Credit | Videos
Re-Establishing Credit to Qualify for FHA Loan
Re-Establishing Credit to Qualify for FHA Loan: Your Guide to Homeownership Are you dreaming of buying a home but worried…
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Income And Employment | Bank Statement Loans | Gaps In Employment | Mortgage Processing And Underwriting | Videos
Mortgage For Self-Employed Versus W-2 Borrowers: Income Rules and Loan Options
Self-employed and W-2 borrowers can qualify for many of the same mortgage programs. The main difference is how lenders verify…
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Real Estate Topic | Commercial Loans | Fix-and-Flip Mortgage Loans | Hard Money Loans | Home Purchase | Investment Homes | Qualifying & Getting Pre-approved | Videos
Chicago Real Estate Guide for Homebuyers and Investors
Chicago Real Estate Investing Guide: How To Buy, Finance, and Build Wealth This guide covers investing in Chicago real estate….
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Bad Credit Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Videos
FHA Versus Conventional Mortgage After Bankruptcy
Filing for bankruptcy doesn’t completely eliminate the possibility of purchasing a home in the future. When considering an FHA versus…
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Non-QM and Bank Statement Portfolio Loans
In this guide, we will discuss and cover non-QM and bank statement portfolio loans for owner-occupant, second homes, and investment…
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Bad Credit Mortgages | Mortgage Processing And Underwriting | Mortgage With Late Payments | NON-QM Loans | Videos
Buying House After Selling Home with Late Payments
In this guide, we will cover and discuss buying a house after selling home with late payments. One of the…
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Bad Credit Home Loans in Indiana: Options and Requirements
Bad credit doesn’t automatically disqualify you from a home loan in Indiana. Options for bad credit home loans in Indiana,…
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Credit Disputes | Credit Scores | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
FICO and VantageScore: Which Should You Use for a Mortgage?
This guide covers the differences between FICO and VantageScore Credit Scores. We will explain the differences between FICO and VantageScore…
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Home Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Mortgage Rates | Regulations | Resources | Videos
Correspondent Lending versus Mortgage Brokers
This blog aims to explore the difference between correspondent lending and mortgage brokers. A common inquiry we receive regularly pertains…
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FHA 203k Rehab Loan After Bankruptcy Mortgage Guidelines
Understanding FHA 203k Rehab Loans After Bankruptcy Securing a home loan after experiencing bankruptcy can be challenging. Still, the FHA…
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Jumbo Loans: Find Out Requirements, Rates, and Loan Limits
Jumbo Loans: Find Out Requirements, Rates, and Loan Limits In this guide, we will cover jumbo loans. We will cover…
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Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Conventional Loans | FHA Loans | Qualifying & Getting Pre-approved | Videos
Past Due versus Collection and Charge Off Accounts Mortgage Guidelines
In this guide, we will discuss and cover past due versus collection and charge off accounts when qualifying and getting…
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NON-QM Loans | FHA Loans | High Debt To Income Ratio | Qualifying & Getting Pre-approved | Student Loans | Videos
Mortgage for College Graduates: How to Qualify After School
Buying a home after college can be confusing, especially with a new job, student loans, limited credit, and little savings….
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How to Obtain a Mortgage Broker License in Multiple States
This guide covers how to obtain a mortgage broker license in multiple states. Individuals who want to become mortgage loan…
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Home Mortgages | Conventional Loans | Credit Scores | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Credit Score Needed for Mortgage on Home Loans
Credit Score Required for Mortgage on Home Loans This guide covers the credit score needed for mortgage on home loans….
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VA Mortgage Loans in Arizona Eligibility Requirements
We will be covering qualifying and getting approved for VA mortgage loans in Arizona. Arizona is one of the most…
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Impact of FHA Guidelines on DTI and Student Loans
Struggling with student loan debt can often feel like attempting to run a marathon with a heavy backpack, particularly when…
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Appraisal | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
FHA Appraisal Transfer to a New Mortgage Lender
In this guide, we will discuss and cover the FHA appraisal transfer from your old lender to a new mortgage…
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High Debt To Income Ratio | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Paying Down Credit Card Balances to Boost Credit Scores
This guide covers paying down credit card balances to boost credit scores and lower high debt-to-income ratios to qualify for…
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Automated Underwriting System Findings on Home Mortgages
In this guide we will cover and discuss the automated underwriting system approval, which is also referred to as AUS…
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How Does FHA Define Family Member Co-Borrowers
This guide covers how does FHA define family member. In this blog post, we’ll explore FHA’s criteria for defining a…
