ByGustan Cho, NMLS 873293
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One of the challenges people who want to buy a house have is having a high debt-to-income ratio. If you…
ByGustan Cho, NMLS 873293
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Paying Down Credit Cards During Mortgage Process to Lower DTI Paying off credit card debt during the mortgage process can…
ByGustan Cho, NMLS 873293
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Mortgage approval for home purchase on acreage is possible with FHA, VA, USDA, conventional, and Non-QM loan programs. There is…
ByAlex Carlucci, NMLS: 229891
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A VA credit dispute does not automatically disqualify a borrower from getting a VA loan. VA does not have a…
ByGustan Cho, NMLS 873293
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We will discuss qualifying for FHA loans in Utah with a FICO score under 620, including those with outstanding collections…
ByGustan Cho, NMLS 873293
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This guide covers HUD mortgage guidelines on having multiple FHA loans at the same time. One of the most frequently…
ByGustan Cho, NMLS 873293
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In the mortgage world, credit reports are not updated each time there is a payment by the borrower. An example…
ByMike Gracz, NMLS: 1160212
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When are two appraisals required? Two full appraisals are not standard for most mortgages. A second appraisal may be required…
ByGustan Cho, NMLS 873293
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Payment shock can contribute to mortgage denial, but a large increase in housing expenses does not automatically disqualify a borrower….
ByGustan Cho, NMLS 873293
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A mortgage QC review prior clear to close is an additional check of selected loan information before closing or funding….
ByGustan Cho, NMLS 873293
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Your mortgage lender checks your credit when you apply for a home loan. Your credit score determines your mortgage rate and also if you qualify for a loan.
ByGustan Cho, NMLS 873293
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How To Get Refer To Approve-Eligible Per AUS To Qualify For Mortgage: There are ways of trying to get a refer/eligible findings to an approve/eligible per automated underwriting system.
ByGustan Cho, NMLS 873293
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Fannie Mae guidelines on timeshare foreclosure do not require borrowers to complete the standard foreclosure waiting period that applies to…
ByGustan Cho, NMLS 873293
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Buying a home near railroad tracks is not automatically a bad investment or a deal-breaker for a mortgage. The important…
ByMike Gracz, NMLS: 1160212
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Fannie Mae Rental Income Guidelines: 2026 Rules for Investment Properties and Multi-Unit Homes Fannie Mae rental income guidelines determine when…
ByMike Gracz, NMLS: 1160212
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How do you choose the right neighborhood? Choosing the right neighborhood means looking beyond the house and deciding whether the…
ByAlex Carlucci, NMLS: 229891
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Data Show More Homebuyers Buying Homes In The Suburbs And Fleeing City Life. More city dwellers are fleeing the city and buying homes in the suburbs due to the high crime rate in the city due to the Black Lives Matter Movement and incompetent politicians.
ByGustan Cho, NMLS 873293
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Fix-and-Flip Mortgage Guidelines: Loans for Real Estate Investors A Fix-and-Flip Mortgage is short-term financing designed primarily for real estate investors…
ByAlex Carlucci, NMLS: 229891
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Can you get a conventional loan with charge-offs? The Fannie Mae-Freddie Mac charge-off guidelines do not automatically require every non-mortgage…
ByGustan Cho, NMLS 873293
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Borrowers Need To Realize How Credit Balance Impacts Credit Scores To Qualify For Mortgage: The key to getting a low mortgage rate is to maximize your credit scores prior to applying for a mortgage. It can simply be done by paying down your credit card balance to a 10% credit utilization ratio.
ByGustan Cho, NMLS 873293
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How does a credit card balance affect the debt-to-income ratio? How credit card balance affects debt-to-income ratio depends mainly on…
ByJohn Strange, NMLS: 230932
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Working With a Loan Officer: Mortgage Process From Pre-Approval to Closing Your journey with a loan officer begins even before…
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