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ByGustan Cho
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The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
ByGustan Cho
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This guide covers how to get the best mortgage rates on a home loan. How to get the best mortgage…
ByGustan Cho
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This guide covers buying a second home and renting the exiting home. Many hard-working folks plan on retiring and moving…
ByGustan Cho
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This guide covers home buyer concerns buying their first-home. A home purchase is most people’s single largest investment in their…
ByGustan Cho
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This guide covers about the third-party search by mortgage lenders during the underwriting process. Mortgage lenders will pull three credit…
ByAlex Carlucci
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When saving money buying a house, remember one key thing, low rates with FICO credit scores. This article will cover…
ByGustan Cho
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In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
ByGustan Cho
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This guide covers how solid is your pre-approval for a home purchase mortgage. A mortgage pre-approval letter means that a…
ByGustan Cho
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Lenders can cover borrowers’ mortgage refinance costs with a lender, credit in lieu of a higher mortgage rate to the…
ByAlex Carlucci
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This guide covers government and conventional loans after bankruptcy and foreclosure. There are mandatory waiting period requirements on government and…
ByMike Gracz
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This guide covers qualifying and getting approved for a home mortgage moving to new home. Moving to new home is…
ByAlex Carlucci
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This guide covers subprime loans and non-QM mortgages. Borrowers who have bad credit or not enough income due to self-employment…
ByGustan Cho
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In this blog, we will cover and discuss the mortgage guidelines Chapter 13 versus Chapter 7 Bankruptcy. Homebuyers qualifying for…
ByAlex Carlucci
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In this blog, we will cover and discuss mortgage loan programs with no overlays and closing in 30 days. The…
ByGustan Cho
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This article is about FHA Bankruptcy waiting periods after Chapters 7 and 13. FHA Bankruptcy wqiting period requirements were release…
ByAlex Carlucci
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Data Show More Homebuyers Buying Homes In The Suburbs And Fleeing City Life. More city dwellers are fleeing the city and buying homes in the suburbs due to the high crime rate in the city due to the Black Lives Matter Movement and incompetent politicians.
ByGustan Cho
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This guide covers how credit card balance affect debt-to-income ratio for mortgage borrowers. We will discuss the negative impact how…
ByGustan Cho
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In this blog, we will cover how to write a letter of explanation to mortgage underwriters. Borrowers planning on applying…
ByJohn Strange
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In this blog, we will discuss and extensively cover everything you need to know about the loan estimate. The Loan…
ByGustan Cho
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This guide covers manual underwriting versus automated approval. There are two types of Automated Underwriting Systems (AUS): Fannie Mae’s Automated…
ByAlex Carlucci
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In this blog, we will cover and discuss getting a fully underwritten TBD mortgage approval as pre-approvals. Fully Underwritten TBD…
ByAlex Carlucci
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This guide covers buying house next to power lines. Some home buyers will run into their dream home when…
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