How To Find The Best Realtor For First-Time Homebuyers
First-time homebuyers need to hire an experienced realtor who is not just accessible 24/7 but who knows the area where the subject property is located.
Florida Housing Market For Homebuyers and Renters
There is no sign of any housing market crash, especially in Florida. Home prices are booming with no signs of any correction.
Mortgage Loan Underwriting Process For Home Buyers
. This article will cover how the mortgage loan underwriting process works. The qualification and the pre-approval process are the…
Owner-Occupant Multi-Family Mortgage Guidelines
We will discuss and cover owner-occupant multi-family mortgage guidelines on two to four units. Any property between one to four…
VA Loan Information Guidelines UPDATES For 2023
This guide will cover VA loan information guidelines updates for 2023. There are VA Loan Information UPDATES on Guidelines And…
Buying House While In Chapter 13 Bankruptcy
In this blog, we will cover and discuss buying house while in Chapter 13 Bankruptcy. Chapter 13 Bankruptcy is a…
What Is Mortgage Fraud
Mortgage fraud is when someone, directly or indirectly, participates by misstatement, false representation, or omission when applying for a mortgage…
FHA Loans After Unemployment Mortgage Guidelines
This blog will discuss qualifying for FHA loans after unemployment with gaps in employment mortgage guidelines. Homebuyers can now qualify…
Employment Gaps Lending Guidelines For Mortgage Approval
This blog concerns qualifying for a mortgage and getting approved with employment gaps in the past two years. Many borrowers…
Buying Home Near Railroad Tracks and Resale Value
This article will discuss buying home near railroad tracks and its negative impact on the appreciation and resale value. There…
VA and FHA Streamline Refinance Mortgage Guidelines
This article will cover VA and FHA streamline refinance mortgage guidelines. VA and FHA streamline refinance mortgage guidelines are almost…
FHA Versus Conforming Loans Mortgage Lending Guidelines
This guide will cover the difference between FHA versus conforming loans. We will discuss FHA versus conforming loans mortgage lending…
How Much House Can I Afford To Buy Versus Qualify
In this guide, we will cover how much house can I afford versus qualify. First-time and seasoned home buyers must…
Homes For Sale By Owner Versus Homes Listed With Realtor
There are some homeowners who feel they can sell their homes without the help of a real estate agent and save the 6% sales commission.
Mortgage Processing and Underwriting Process Leading to CTC
This guide will cover mortgage processing and underwriting, leading to the clear to close. Mortgage companies have different ways of…
Getting Approved For a Mortgage With Outstanding Collections
This guide will cover getting approved for a mortgage with outstanding collections. The team at Gustan Cho Associates often gets…
How Property Taxes on New Construction Homes Are Calculated
This blog will discuss how mortgage underwriters calculate property taxes on new construction homes. Property taxes on new construction homes…
Mortgage for First-Time Home Buyers with Bad Credit
Borrowers with prior outstanding collections, charged-off accounts, and other bad credit can qualify for a mortgage without paying them off. The key to qualifying for a mortgage is not prior bad credit but timely payments.
Traditional and Non-QM Mortgage Loan Programs
Dozens of non-QM loan programs have been launched for 2021. The dozens of alternative mortgage loan programs is fueling the booming housing market and drying up inventory of home. Thus, it is skyrocketing home prices even more.
FHA Loan With Judgment Mortgage Guidelines For 2023
This blog will discuss qualifying for an FHA loan with judgment mortgage guidelines and requirements. A Judgment is probably the…
