Mortgage Rate Forecast and Outlook Seems Promising
This guide covers mortgage rate forecast and outlook seem promising with the election of a new President. Mortgage rate forecast…
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This guide covers mortgage rate forecast and outlook seem promising with the election of a new President. Mortgage rate forecast…
Non-QM Loans for Real Estate Investors: A Smart Alternative to Hard Money in 2025 If you’re a real estate investor…
This guide covers the Fannie Mae guidelines on conventional loans with a waiting period after mortgage part of bankruptcy. Many…
FICO Credit Scores: What They Are, Why They Matter, and How to Get a Mortgage Your credit rating is essential…
When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…
This guide covers primary home status when qualifying for a mortgage. When a mortgage loan borrower applies for a residential…
Refinancing Non-QM Loans: How to Lower Your Rate and Save More If you took out a Non-QM loan to buy…
This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…
This Article Is About Understanding VA Mortgage Rates And Loan Level Pricing Adjustments VA loans are the best home mortgage…
This guide covers what a clear-to-close on FHA loans means. What does a clear-to-close on FHA loans mean for borrowers?…
Understanding DTI Manual Underwriting Guidelines for FHA, VA, Non-QM, and Alternative Loans (2025 Update) Debt-to-income (DTI) manual underwriting guidelines are…
Mortgage brokers are paid a commission, referred to as Yield Spread Premium Explained, from wholesale mortgage lenders or end lenders,…
This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
Can You Qualify For Manual Underwriting With Late Payments? VA and FHA allow manual underwriting for borrowers who cannot get an approve/eligible per automated underwriting system.
FHA Debt-To-Income Ratio Requirements: What You Need to Know If you’re applying for an FHA loan, one of the most…
The Role of the Loan Officer Assistant: How They Help You Get a Mortgage Buying a home or refinancing can…
Manual Downgrade from AUS Approval: What It Means and How to Get a Mortgage in 2025 Getting a mortgage can…
Mortgage Guidelines on Late Payments: How to Qualify for a Home Loan Despite Credit Challenges Life happens. Unexpected events like…
FHA Loan with Recent Late Payments: A Guide to Qualifying Suppose you’ve had recent late payments on your credit report….
Appraisal Transfer Policy: How to Transfer a Home Appraisal to a New Lender If you’re changing mortgage lenders and have…
Social Security Income for Mortgage: How to Use It to Buy a Home If you’re living on Social Security income…
Most mortgage lenders really don’t like seeing overdrafts in bank statements. If they spot an overdraft, it can make them…