Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
    • Loan OfficersExpand
      • Michael Gracz
      • Ronda Butts
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium LoansExpand
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
      • How To Brand Yourself as a Loan Officer
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates

Home Sellers

Home / Home Sellers
Lender Credit and Sellers Concessions For Closing Costs
Clear To Close | Home Purchase | Home Sellers | Videos

Lender Credit and Sellers Concessions For Closing Costs

ByGustan Cho Posted onJuly 11, 2023July 11, 2023

This blog will discuss lender credit and sellers concessions for closing costs. There are fees and costs involved in a…

Continue Reading Lender Credit and Sellers Concessions For Closing CostsContinue

Buying Home From Family Members With Gift of Equity
Home Purchase | Home Sellers | Real Estate Topic | Videos

Buying Home From Family Members With Gift of Equity

ByGustan Cho Posted onJuly 6, 2023July 6, 2023

This guide covers the mortgage guidelines for buying home from family members. Gustan Cho Associates get many calls from home…

Continue Reading Buying Home From Family Members With Gift of EquityContinue

Buying a House in States With Exceptional Campgrounds
Home Purchase | Home Sellers | Real Estate Topic | Videos

Buying a House in States With Exceptional Campgrounds

ByRonda Butts Posted onJuly 4, 2023July 4, 2023

This guide covers buying a house in states with exceptional campgrounds. Are you tired of the hustle and bustle of…

Continue Reading Buying a House in States With Exceptional CampgroundsContinue

How Climate Change Affects Real Estate Prices
First Time Home Buyers | Home Mortgage | Home Purchase | Home Sellers | Real Estate Topic | Videos

How Climate Change Affects Real Estate Prices

ByCharlotte Hopper Posted onJuly 4, 2023

This guide covers frequently asked questions about how climate change affects real estate prices. John Strange, a senior loan officer…

Continue Reading How Climate Change Affects Real Estate PricesContinue

Curb Appeal In Selling Your House Will Attract More Buyers
Home Sellers | Real Estate Topic | Selling Your Home | Videos

Curb Appeal In Selling Your House Will Attract More Buyers

ByPaulyn Balagot Posted onJuly 4, 2023July 4, 2023

This guide covers curb appeal in selling your house fast. Importance Of Curb Appeal In Selling Your House: Home sales…

Continue Reading Curb Appeal In Selling Your House Will Attract More BuyersContinue

Escrow Hold Back For Home Repairs
Mortgage Processing And Underwriting | Clear To Close | Home Purchase | Home Sellers | Real Estate Topic | Videos

Escrow Hold Back For Home Repairs

ByPaulyn Balagot Posted onJuly 4, 2023July 4, 2023

This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…

Continue Reading Escrow Hold Back For Home RepairsContinue

Real Estate Purchase Contract and Purchase Agreement
Home Purchase | Home Sellers | Real Estate Topic | Videos

Real Estate Purchase Contract and Purchase Agreement

ByDale Elenteny Posted onJune 30, 2023June 30, 2023

This blog will cover the real estate purchase contract and purchase agreement. A  real estate purchase contract and purchase agreement…

Continue Reading Real Estate Purchase Contract and Purchase AgreementContinue

Easy Tips That Work on How to Sell Your Home Fast
Home Sellers | House Flipping | Real Estate Topic | Videos

Easy Tips That Work on How to Sell Your Home Fast

ByGustan Cho Posted onJune 30, 2023June 30, 2023

This guide covers easy tips on how to sell your home fast. Despite high rates and soaring inflation, homes are…

Continue Reading Easy Tips That Work on How to Sell Your Home FastContinue

Multiple Competing Home Offers By Buyers in a Sellers Market
Home Purchase | Home Sellers | Real Estate Topic | Videos

Multiple Competing Home Offers By Buyers in a Sellers Market

ByRonda Butts Posted onJune 18, 2023June 18, 2023

This guide covers multiple competing home offers by homebuyers in a seller’s housing market. Multiple competing home offers are becoming…

Continue Reading Multiple Competing Home Offers By Buyers in a Sellers MarketContinue

Texas Housing Market Forecast For 2023 Through 2024
Home Purchase | Home Sellers | Mortgage Rates | Real Estate Topic

Texas Housing Market Forecast For 2023 Through 2024

ByRonda Butts Posted onJune 10, 2023June 10, 2023

This guide will cover the Texas housing market forecast for 2023 going into 2024. The Texas housing market is booming…

Continue Reading Texas Housing Market Forecast For 2023 Through 2024Continue

Real Estate and Mortgage Market Forecast For 2023
Home Mortgage | Home Purchase | Home Sellers | Real Estate Topic | Videos

Real Estate and Mortgage Market Forecast For 2023

ByRonda Butts Posted onJune 9, 2023June 13, 2023

In this guide on Gustan Cho Associates, we will keep our viewers updated on the recent real estate and mortgage…

Continue Reading Real Estate and Mortgage Market Forecast For 2023Continue

Selling House In Bad Market During High Rates and Inflation
Home Sellers | Real Estate Topic | Selling Your Home | Videos

Selling House In Bad Market During High Rates and Inflation

ByRonda Butts Posted onJune 5, 2023June 5, 2023

This guide on selling house in bad market was updated on June 5th, 2023. Despite high mortgage rates, high inflation,…

Continue Reading Selling House In Bad Market During High Rates and InflationContinue

How To Find The Best Realtor For First-Time Homebuyers
Videos | Home Purchase | Home Sellers | Real Estate Topic

How To Find The Best Realtor For First-Time Homebuyers

ByRonda Butts Posted onJune 4, 2023June 9, 2023

First-time homebuyers need to hire an experienced realtor who is not just accessible 24/7 but who knows the area where the subject property is located.

Continue Reading How To Find The Best Realtor For First-Time HomebuyersContinue

Boise Idaho Housing Market Forecast For 2023
Home Purchase | Home Sellers | House Flipping | Real Estate Topic | Videos

Boise Idaho Housing Market Forecast For 2023

ByRonda Butts Posted onJune 2, 2023July 3, 2023

This guide will cover the Boise Idaho housing market forecast for 2023. Welcome to the Boise Idaho housing Market update!…

Continue Reading Boise Idaho Housing Market Forecast For 2023Continue

What Is an iBuyer and How Does It Work
First Time Home Buyers | Home Purchase | Home Sellers | Real Estate Topic | Videos

What Is an iBuyer and How Does It Work

ByRonda Butts Posted onMay 30, 2023July 3, 2023

In this guide, we will cover what the iBuyer program is? ibuying programs have become increasingly popular over the past…

Continue Reading What Is an iBuyer and How Does It WorkContinue

How To Save Money Moving on Moving Costs
First Time Home Buyers | Home Purchase | Home Sellers | Real Estate Topic | Videos

How To Save Money Moving on Moving Costs

ByRonda Butts Posted onMay 27, 2023June 2, 2023

In this blog, we will cover how to save money moving. Moving to a more affordable location can be a…

Continue Reading How To Save Money Moving on Moving CostsContinue

Buying Home Near Railroad Tracks and Resale Value
Home Purchase | Home Mortgage | Home Sellers | Videos

Buying Home Near Railroad Tracks and Resale Value

ByGustan Cho Posted onApril 12, 2023April 16, 2023

This article will discuss buying home near railroad tracks and its negative impact on the appreciation and resale value. There…

Continue Reading Buying Home Near Railroad Tracks and Resale ValueContinue

Homes For Sale By Owner Versus Homes Listed With Realtor
Videos | Home Mortgage | Home Purchase | Home Sellers | Real Estate Topic

Homes For Sale By Owner Versus Homes Listed With Realtor

ByRonda Butts Posted onApril 3, 2023April 6, 2023

There are some homeowners who feel they can sell their homes without the help of a real estate agent and save the 6% sales commission.

Continue Reading Homes For Sale By Owner Versus Homes Listed With RealtorContinue

How Does Rent To Own Homes Work?
Home Purchase | Home Sellers | Videos

How Does Rent To Own Homes Work?

ByRonda Butts Posted onMarch 8, 2023March 10, 2023

In this guide, we will cover how rent-to-own homes work for homebuyers who cannot quite get traditional financing. When you…

Continue Reading How Does Rent To Own Homes Work?Continue

More Homeowners Are Leaving Illinois Than Any Other States
Bad Credit Mortgages | Home Mortgage | Home Purchase | Home Sellers | Property Taxes | Real Estate Topic | Resources | Selling Your Home | Videos

More Homeowners Are Leaving Illinois Than Any Other States

ByAlec Finn Posted onJanuary 7, 2023January 13, 2023

In this article, we will discuss why more homeowners are leaving Illinois than any other state in the nation. Illinois…

Continue Reading More Homeowners Are Leaving Illinois Than Any Other StatesContinue

Page navigation

1 2 Next PageNext

How Much House Can I Afford

Mortgage Calculator

    Get Pre-Qualified Today By Contacting Us


    Mortgage Calculator

    Recent Articles

    • Best Wholesale Mortgage Lenders For Non-Prime Loans
      Best Wholesale Mortgage Lenders For Non-Prime Loans
    • Down Payment Assistance Mortgage
      EPM Empowered Down Payment Assistance Mortgage Program
    • Mortgage After Foreclosure California
      Getting Approved For a Mortgage After Foreclosure California
    • Mortgage Fraud
      What Is Mortgage Fraud
    • Home Repairs
      Home Repairs Every Homeowner Should Know About

    Most Popular Posts

    Categories

    Testimonials

    Accredited Member BBB With A+ Rating

    Accredited Member BBB With A+ Rating

    About Us

    Gustan Cho Associates are mortgage brokers licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible. You can rest assured any owner-occupant primary home, second home, or investment property mortgage loan program in the marketplace, you will find them offered at Gustan Cho Associates Talk to a loan officer today

    Recent Articles

    • Best Wholesale Mortgage Lenders For Non-Prime Loans
      Best Wholesale Mortgage Lenders For Non-Prime LoansSeptember 24, 2023
    • Down Payment Assistance Mortgage
      EPM Empowered Down Payment Assistance Mortgage ProgramSeptember 23, 2023
    • Mortgage After Foreclosure California
      Getting Approved For a Mortgage After Foreclosure CaliforniaSeptember 22, 2023
    • Mortgage Fraud
      What Is Mortgage FraudSeptember 13, 2023
    • Home Repairs
      Home Repairs Every Homeowner Should Know AboutSeptember 8, 2023

    Subsidiary Sites

    • Lending Network, LLC
    • Gustan Cho Associates Mortgage Brokers
    • Gustan Cho Associates
    • GCA Mortgage Group
    • NON-QM Mortgage Brokers
    • Mortgage Lenders For Bad Credit
    • FHA Bad Credit Lenders
    • Preferred Mortgage Rates
    • FHA Streamline Refinance Lenders
    • VA Streamline Refinance Lenders
    • Jumbo Mortgage Options
    • Best VA Mortgage Loans
    • One Solution Real Estate
    • GCA Mortgage Forum
    • Credit Fix Advisors
    • Realtor MLO Careers
    • NEXA Mortgage Careers
    • Lenders For Best Rates

    DTI Calculators

    • FHA DTI Calculator
    • VA DTI Calculator
    • Conventional DTI Calculator
    • Jumbo DTI Calculator

    Resources

    • Get Pre-Approved
    • Get Automated Underwriting System Approval
    • FICO Simulator
    • MLO License School
    • DTI Mortgage Calculator
    • Documents Required For Mortgage Process
    • How To Increase FICO Credit Scores For Mortgage Approval
    • How To Reach A Human At The Credit Bureaus
    • Rebuild Your Credit
    • Remove Credit Disputes
    • Contribute To GCA Mortgage Group
    • Declined For A Mortgage
    • GCA Approves When Others Can’t
    • Mortgage Guides and Home Loan Options
    Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
    Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 support@gustancho.com AXEN is a dba of NEXA Mortgage LLC
    DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
    Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2023 - Gustan Cho Associates. All Rights Reserved.SiteLock
    Call Now ButtonCALL NOW
    • About Us
      • Contact Us
      • Get Pre-Approved
      • Order Credit
      • FICO Simulator
      • MLO License School
      • Why Choose Us
      • Meet Our Team
      • Preferred Realtor Partner Network
        • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
        • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
      • Loan Officers
        • Michael Gracz
        • Ronda Butts
    • Types Of Mortgages
      • Purchase
        • Home Purchase Loans
        • Investment Property Loan
      • Refinance
        • Refinance Mortgage Options
        • Chapter 13 Bankruptcy Cash-Out-Buyout
        • Rate And Term Refinance
        • FHA Streamline Refinance
        • VA Streamline Refinance
        • Refinancing NON-QM Loans Into Conventional Mortgages
        • Refinance FHA To Conventional Loans
      • FHA Home Loans
        • FHA Manual Underwriting
        • FHA Chapter 13 Bankruptcy Guidelines
        • FHA Loans For Bad Credit
        • FHA Loans For Low Credit Scores
        • FHA Collections
        • FHA Loans Charged Off Accounts
        • W-2 Income Only FHA Loans
        • FHA Loans With Tax Lien
        • FHA Loan With Judgment
      • VA Home Loans
        • VA Manual Underwriting
        • VA Chapter 13 Bankruptcy Guidelines
        • VA Loans For Bad Credit
        • VA Loans For Low Credit Scores
        • VA Loans With Charged-Off Accounts
        • W-2 Income Only VA Loans
        • VA Loans with Tax Lien
        • VA Loan with Judgment
      • USDA Loans
      • DACA Mortgage Loans
      • Conventional Loans
        • Conventional Loans W-2 Income ONLY Mortgages
        • Conventional Loans After Foreclosure
        • Conventional Loans After Bankruptcy
        • Conventional Loan With Tax Lien
        • Conventional Loan With Judgment
      • Condominium Loans
        • Warrantable Condos
        • Non-Warrantable Condos
        • Condotel Financing
      • NON-QM Loans
        • Bank Statement Loans
        • DSCR Loans
        • Asset-Depletion
        • Foreign Nationals
        • ITIN Mortgage Loans
        • No-Doc Loans
      • Jumbo Mortgage
      • FHA 203K Loans
      • Reverse Mortgages
      • Commercial Loans
    • Careers
      • Can Realtors Be MLOs At The Same Time
      • Career Opportunities
        • Training a New Mortgage Loan Officer Without Any Experience
        • MLO License School
        • How To Brand Yourself as a Loan Officer
      • Mortgage Branch Careers
      • Remote Mortgage Loan Officer Career Opportunities
      • How Do I Become A Mortgage Loan Officer
      • MLO Revenue Share Residual Income Opportunity
    • Videos
    • Blogs
    • Testimonials
    • Talk To A Loan Officer
    Search