FHA Loans After Unemployment Mortgage Guidelines
This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
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This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
This blog post will explore Fannie Mae rental income guidelines and lending requirements. We will focus on elucidating the latest…
This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…
This article delves into how underwriters analyze bank statements of borrowers. When individuals seek a mortgage loan, underwriters deem 60…
This guide will cover the Texas housing market forecast for 2023 going into 2024. The Texas housing market is booming…
This blog post will explore the Fannie Mae-Freddie Mac charge-off guidelines applicable to conventional loans. Gustan Cho Associates has recently…
In this blog, we will be covering the QC Review Prior Clear To Close During Mortgage Process by some mortgage…
According to VA and HUD Chapter 13 cash-out refinance guidelines, homeowners may be eligible for a cash-out refinance on an…
This blog will cover and discuss the FHA case number on new FHA mortgage applications. We will also discuss transfers…
In this article, we will cover and discuss the comparison between jumbo loan vs conventional loan programs and the…
This blog will cover FHA debt-to-income ratio requirements for FHA loans. Just because borrowers meet all the HUD Agency Mortgage…
Is Timeshare Foreclosure Considered Mortgage Foreclosure? A timeshare is not considered real estate and is classified as an installment loan. Foreclosure waiting period
The conventional loan waiting period after deed-in-lieu of foreclosure and short sale of four years is shorter than the 7-year…
This GUIDE covers debt-to-income ratio limit to qualify for a mortgage loan. Home loans and debt-to-income ratio limit. Every mortgage…
Homeowners With FHA Loans Should Consider A Conventional Refinance Loan While Mortgage Rates Are At Historic Lows And Avoid Paying FHA MIP. Mortgage rates are at historic lows and many home values have skyrocketed in the past several years. Many homeowners with FHA loans can benefit by refinancing to a conventional mortgage and avoid paying LPMI.
In this blog, we will discuss and cover qualifying for home loan with job offer letter. One of the frequently…
In this article, we will cover and discuss new mortgage programs for homebuyers and real estate investors. We have over…
This guide covers Fannie Mae and HUD Guidelines on conventional versus FHA loans. Fannie Mae and HUD guidelines on conventional…
Can I Use Overtime Income As Qualified Income To Qualify For A Mortgage? You can use overtime and part-time income as qualified income as long as those other income has been seasoned for at least two years.
This guide covers the five C’s of mortgage underwriting leading to clear-to-close. With mortgage loans, the risk analysis is critically…
In this article, we will address the steps to take if you face mortgage denial following conditional approval. The home…