Disclosures and Licenses
Loan Cabin, Inc. is an Equal Housing Lender.
Gustan Cho and his team of licensed mortgage loan officers and support staff are experts in originating and funding loans with no lender overlays.
Over 75% of our borrowers represents are folks who contact us because they either got a last minute loan denial or were going through major stress with their original lender
DIRECT LICENSED STATES WITH NO OVERLAYS: California, Colorado, Florida, Georgia, Illinois, Indiana, Michigan, New Jersey, Pennsylvania. Alabama, Texas, Ohio, Kentucky, Mississipi and Tennessee. CA: CA Dept. of Real Estate – Real Estate Broker, #60DBO77454; CO: Licensed by the Colorado Division of Real Estate; FL: Florida Mortgage Lender License MLD1570; GA: Georgia Mortgage Lender License #58845; IL: Illinois Residential Mortgage License #MB.671300; IN: Indiana Mortgage License #37791; MI: Michigan License # FL0021327; NJ: Licensed by the NJ Department of Banking and Insurance; PA: Pennsylvania Mortgage Lender License #66974; AL: Alabama consumer credit license #22680; TX: Texas mortgage company license; OH: Residential mortgage lending act certificate of registration RM.804415.000; TN: Tennessee mortgage license #188786. the Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); or because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is: Federal Trade Commission, 600 Pennsylvania Avenue, NW Washington, DC 20580; 202-326-2222.