In this article, we will cover and discuss qualifying for a VA loan with low credit scores with Colorado VA lenders with no overlays for bad credit. The Department of Veterans Affairs administers the VA loans Colorado credit and debt to income ratio requirements and guidelines. In this article, we will cover Colorado VA lenders […]
In this blog, we will cover and discuss qualifying for VA loans after bankruptcy Kentucky with a VA Lender with no lender overlays. The state of Kentucky has one of the highest concentrations of veterans. Both active and retired members of the U.S. Armed Forces make Kentucky their home. Kentucky is also one of the […]
In this article, we will cover and discuss VA DTI and credit score guidelines versus lender overlays. Gustan Cho Associates gets a lot of calls daily from borrowers who often are confused with VA DTI And Credit Score Guidelines. They contact us after being told by other lenders that they do not qualify for VA […]
In this blog, we will cover and discuss mortgage lender overlays versus agency guidelines. We will also answer the frequently asked questions of how does mortgage lender overlays versus agency guidelines affect mortgage loan approval. Mortgage Lender Overlays are mortgage qualification requirements that a lender implements on top of the minimum mortgage guidelines by FHA, […]
In this blog, we will discuss and cover qualifying for conventional loans with no lender overlays in Illinois. Gustan Cho Associates Mortgage Group has no overlays on government and conventional loans. All of our government and conventional loan programs have no mortgage lender overlays. As long as mortgage borrowers get an approve/eligible per DU Findings […]
What Are Mortgage Lender Overlays On Government And Conventional Loans: Gustan Cho Associates is a five-star mortgage company licensed in multiple states with no lender overlays on government and conventional loans. So what are lender overlays and why is GCA Mortgage Group so special? All mortgage lenders need to abide by the minimum agency mortgage […]
In this blog, we will discuss and cover mortgage loan programs for homebuyers and homeowners. Gustan Cho Associates, Powered by NEXA Mortgage, LLC, is licensed in 48 states with relationships of over 160 wholes sales. We have wholesale lenders with no mortgage overlays on government and conventional loans. Besides FHA, VA, USDA, and Conventional loans, […]
In this blog, we will discuss and cover lender overlays versus agency guidelines on home loans. All mortgage lenders need to meet agency mortgage guidelines. Agency guidelines are those from HUD, VA, USDA, Fannie Mae, Freddie Mac. However, mortgage lenders can have their own guidelines that surpass agency lending guidelines. These additional lending requirements that […]
This Article Is About Common Lender Overlays On Government And Conventional Loans Common Lender Overlays With Most Mortgage Lenders On FHA, VA, USDA, and Conventional loans. Mortgage Lender Overlays are additional mortgage requirements that are imposed by a lender that is on top of the minimum mortgage lending guidelines by the particular mortgage loan program. Many […]
This Article Is About What Are FHA Lender Overlays Imposed By Mortgage Companies FHA Loans are residential mortgage loans that are originated by banks and mortgage companies that meet HUD lending guidelines. FHA Loans is the most common and popular mortgage loan program in the United States. The United States Department of Housing and Urban […]
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