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ByGustan Cho
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Every mortgage borrower is different. Your income, debts, credit rating, savings, and goals are unlike anyone else’s. The best mortgage for your neighbor might be the worst home loan for you. Here are the top mortgage programs, their pros and cons, and who they are designed to help.
ByGustan Cho
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This article delves into how underwriters analyze bank statements of borrowers. When individuals seek a mortgage loan, underwriters deem 60…
ByGustan Cho
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Kentucky’s economy is booming, especially the housing market. Many individual taxpayers and businesses are making Kentucky their home due to low state taxes and affordable housing and low property taxes. Homebuyers are finding home priced reasonably and home prices are beginning to creep up.
ByAlex Carlucci
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In this blog, we will discuss lender versus borrower-paid mortgage transactions. Mortgage brokers can often opt to go with a…
ByGustan Cho
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This guide covers how to increase credit scores before applying for mortgage. Consumer credit report and credit scores are probably the most…
ByAlex Carlucci
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This guide covers the importance of mortgage qualification and pre-approval. A pre-approval is when a home buyer or homeowner has…
ByAlex Carlucci
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In this article, we will cover and discuss new mortgage programs for homebuyers and real estate investors. We have over…
ByAlex Carlucci
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This guide covers things to avoid when repairing your credit for a mortgage approval. There are things to avoid when…
ByAlex Carlucci
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This guide covers the five C’s of mortgage underwriting leading to clear-to-close. With mortgage loans, the risk analysis is critically…
ByGustan Cho
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This guide covers how to fix bad credit to qualify for a mortgage. How to fix bad credit to qualify…
ByAlex Carlucci
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This guide covers the frequently asked question can I get denied for FHA loan with good credit on home purchase….
ByGustan Cho
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Homebuyers do not need great credit and high credit scores to qualify for a mortgage. You can have outstanding collections and charged-off accounts and qualify for a mortgage as long as you can get an approve/eligible per automated underwriting system.
ByGustan Cho
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In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
ByGustan Cho
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This guide covers how solid is your pre-approval for a home purchase mortgage. A mortgage pre-approval letter means that a…
ByAlex Carlucci
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This guide covers government and conventional loans after bankruptcy and foreclosure. There are mandatory waiting period requirements on government and…
ByMike Gracz
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This guide covers qualifying and getting approved for a home mortgage moving to new home. Moving to new home is…
ByJohn Strange
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This guide covers mortgage for second primary residence lending guidelines. Many Americans have a current primary residence and are looking…
ByGustan Cho
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This guide covers what do lenders look in bank statements during the mortgage process. Every mortgage lenders require borrowers to…
ByAlex Carlucci
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This guide covers closing mortgage on time without stress during the mortgage process. All mortgage loans should not be delayed…
ByEric Jeanette
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This guide cover FHA versus conventional mortgage after bankruptcy. There are differences in when and how you can qualify for…
ByGustan Cho
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How Do Lenders Pre-Approve Borrowers How long is a pre-approval valid can be indefinite as long as there are no…
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