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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • Why Choose Us
    • Meet Our Team
    • NEXA Career OpportunitiesExpand
      • How To Brand Yourself as a Loan Officer
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
    • Loan OfficersExpand
      • Kingsley Ifezue
      • Michael Gracz
      • Ronda Butts
      • Trinh Collins
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Cash-Out Refinance
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium LoansExpand
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Career Opportunity
  • Videos
  • Blogs
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates

Home Mortgage

Home / Home Mortgage
What Are My Mortgage Options Buying a House in Nevada
Bad Credit Mortgages | FHA Loans | First Time Home Buyers | Home Mortgage | Mortgage Rates | Videos

What Are My Mortgage Options Buying a House in Nevada

ByGustan Cho Posted onMarch 18, 2023March 24, 2023

This guide will cover getting approved when buying a house in Nevada. The housing market has cooled off throughout the…

Continue Reading What Are My Mortgage Options Buying a House in NevadaContinue

Credit Score Needed For Mortgage on Home Loans
Home Mortgage | Credit Scores | FHA Loans | Videos

Credit Score Needed For Mortgage on Home Loans

ByGustan Cho Posted onFebruary 7, 2023February 27, 2023

This blog will cover the credit score needed for mortgage on home loans. We will cover the frequently asked question…

Continue Reading Credit Score Needed For Mortgage on Home LoansContinue

Can You Qualify For A Mortgage With a Recent Eviction
Home Mortgage | Verification Of Rent | Videos

Can You Qualify For A Mortgage With a Recent Eviction

ByMichelle McCue Posted onJanuary 27, 2023February 6, 2023

This blog will discuss whether you can qualify for a mortgage with a recent eviction. One of the common frequently…

Continue Reading Can You Qualify For A Mortgage With a Recent EvictionContinue

Washington DC Lenders For Traditional and Non-QM Mortgages
High-Balance Mortgage Loans | Home Mortgage | Investment Homes | NON-QM Loans | Videos

Washington DC Lenders For Traditional and Non-QM Mortgages

ByMike Gracz Posted onJanuary 23, 2023January 27, 2023

In this blog, we will cover and discuss the top-rated five-star Washington DC lenders for traditional and non-QM mortgages who…

Continue Reading Washington DC Lenders For Traditional and Non-QM MortgagesContinue

HUD DACA Mortgage Guidelines For DREAMERS on FHA Loans
FHA Loans | Home Mortgage | Home Purchase | Videos

HUD DACA Mortgage Guidelines For DREAMERS on FHA Loans

ByMike Gracz Posted onJanuary 22, 2023February 2, 2023

This article will cover HUD DACA mortgage guidelines on FHA loans for DREAMERS. Gustan Cho Associates have some good news…

Continue Reading HUD DACA Mortgage Guidelines For DREAMERS on FHA LoansContinue

Mortgage Options For Homebuyers in Idaho With Bad Credit
Bad Credit Mortgages | Home Mortgage | Home Purchase | Videos

Mortgage Options For Homebuyers in Idaho With Bad Credit

ByRonda Butts Posted onJanuary 20, 2023January 23, 2023

In this article, we will cover and discuss mortgage options for homebuyers in Idaho with bad credit and low credit…

Continue Reading Mortgage Options For Homebuyers in Idaho With Bad CreditContinue

Fannie Mae Multi-Family Mortgage on 2-To-4 Unit Homes
Home Mortgage | Muti-Family Investment | Rental Income | Videos

Fannie Mae Multi-Family Mortgage on 2-To-4 Unit Homes

ByGustan Cho Posted onJanuary 12, 2023February 9, 2023

This blog will cover Fannie Mae Multi-Family Mortgage Guidelines on 2-to-4-unit homes. Fannie Mae Multi-Family Mortgage on down payment differs…

Continue Reading Fannie Mae Multi-Family Mortgage on 2-To-4 Unit HomesContinue

How To Calculate Income For Mortgage With Multiple Jobs
Income And Employment | Gaps In Employment | Home Mortgage | Videos

How To Calculate Income For Mortgage With Multiple Jobs

ByGustan Cho Posted onJanuary 11, 2023February 24, 2023

This blog will cover and discuss how to calculate income for mortgage with multiple jobs. Homebuyers can qualify for a…

Continue Reading How To Calculate Income For Mortgage With Multiple JobsContinue

Types of Mortgage Lenders For Best Rates and Loan Options
NON-QM Loans | Home Mortgage | Qualifying & Getting Pre-approved | Videos

Types of Mortgage Lenders For Best Rates and Loan Options

ByMike Gracz Posted onJanuary 9, 2023February 24, 2023

Gustan Cho Associates has over 160 wholesale lending partnerships. Gustan Cho Associates has a national reputation for its no lender…

Continue Reading Types of Mortgage Lenders For Best Rates and Loan OptionsContinue

My Experiences With My Landlord: Owning Versus Renting
Home Purchase | Home Mortgage | Videos

My Experiences With My Landlord: Owning Versus Renting

ByAlex Carlucci Posted onJanuary 9, 2023February 24, 2023

This blog will cover and discuss my experiences with my landlord. Few things in your day-to-day life can be worse…

Continue Reading My Experiences With My Landlord: Owning Versus RentingContinue

More Homeowners Are Leaving Illinois Than Any Other States
Bad Credit Mortgages | Home Mortgage | Home Purchase | Home Sellers | Property Taxes | Real Estate Topic | Resources | Selling Your Home | Videos

More Homeowners Are Leaving Illinois Than Any Other States

ByAlec Finn Posted onJanuary 7, 2023January 13, 2023

In this article, we will discuss why more homeowners are leaving Illinois than any other state in the nation. Illinois…

Continue Reading More Homeowners Are Leaving Illinois Than Any Other StatesContinue

Qualifying Credit Score For Mortgage Used By Lenders
Home Mortgage | Credit Scores | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

Qualifying Credit Score For Mortgage Used By Lenders

ByGustan Cho Posted onDecember 13, 2022January 16, 2023

In this blog, we will cover the qualifying credit score for mortgage used by lenders. The qualifying credit score for…

Continue Reading Qualifying Credit Score For Mortgage Used By LendersContinue

How Underwriters Look at Credit Report vs Credit Scores
Home Mortgage | Credit Disputes | Credit Scores | Videos

How Underwriters Look at Credit Report vs Credit Scores

BySapnaSharma Posted onDecember 13, 2022December 27, 2022

This blog will cover how mortgage underwriters look at credit report vs credit scores. Minimum credit scores are required to…

Continue Reading How Underwriters Look at Credit Report vs Credit ScoresContinue

Loan Limits on Government and Conventional Loans For 2023
Home Mortgage | Conventional Loans | FHA Loans | Home Purchase | Videos

Loan Limits on Government and Conventional Loans For 2023

ByMike Gracz Posted onDecember 11, 2022December 23, 2022

We will update this blog on loan limits on government and conventional loans with updated content from previous years. In…

Continue Reading Loan Limits on Government and Conventional Loans For 2023Continue

Choosing The Right Lender To Get a Mortgage Loan Approval
Mortgage Lender Overlays | Bad Credit Mortgages | Home Mortgage | Videos

Choosing The Right Lender To Get a Mortgage Loan Approval

ByMichelle McCue Posted onDecember 10, 2022December 29, 2022

In this blog, we will cover choosing the right lender for a mortgage loan approval. Choosing The Right Lender with…

Continue Reading Choosing The Right Lender To Get a Mortgage Loan ApprovalContinue

ARM Versus Fixed-Rate Mortgages
Home Mortgage | Mortgage Rates | Videos

ARM Versus Fixed-Rate Mortgages

BySapnaSharma Posted onDecember 9, 2022December 20, 2022

In this blog, we will cover ARM versus fixed-rate mortgage loans. ARM stands for an adjustable-rate mortgage. Adjustable-Rate Mortgage is…

Continue Reading ARM Versus Fixed-Rate MortgagesContinue

Buying Property Flip Homes With Little To No Experience
House Flipping | Home Mortgage | Investment Homes

Buying Property Flip Homes With Little To No Experience

ByKingsley Ifezue Posted onDecember 5, 2022December 29, 2022

In this blog, we will cover buying property flip homes with little to no renovation experience. Buying property flip homes…

Continue Reading Buying Property Flip Homes With Little To No ExperienceContinue

Buying and Selling a Home at the Same Time Without Stress
Home Mortgage | Home Purchase | Selling Your Home | Videos

Buying and Selling a Home at the Same Time Without Stress

ByGustan Cho Posted onDecember 4, 2022December 26, 2022

In this blog, we will discuss and cover buying and selling a home at the same time without stress. A…

Continue Reading Buying and Selling a Home at the Same Time Without StressContinue

What Is a 3-2-1 Buydown Mortgage?
Home Mortgage | Home Purchase | Mortgage Rates | Videos

What Is a 3-2-1 Buydown Mortgage?

ByMike Gracz Posted onDecember 2, 2022December 28, 2022

In this blog, we will cover what a 3-2-1 buydown mortgage is. We will also discuss the differences between a…

Continue Reading What Is a 3-2-1 Buydown Mortgage?Continue

Mortgage Loan Programs With No Overlays and 30-Day Closing
Home Mortgage | Videos

Mortgage Loan Programs With No Overlays and 30-Day Closing

ByAlex Carlucci Posted onNovember 10, 2022December 26, 2022

In this blog, we will cover and discuss mortgage loan programs with no overlays and closing in 30 days. The…

Continue Reading Mortgage Loan Programs With No Overlays and 30-Day ClosingContinue

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    Gustan Cho Associates are mortgage brokers licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible. You can rest assured any owner-occupant primary home, second home, or investment property mortgage loan program in the marketplace, you will find them offered at Gustan Cho Associates Talk to a loan officer today

    Recent Articles

    • Mortgage Processing and Underwriting
      Mortgage Processing and Underwriting Process Leading to CTCMarch 19, 2023
    • Why Do I Want To Be In The Mortgage Industry
      Why Do I Want To Be In The Mortgage Industry as a MLOMarch 19, 2023
    • Buying a House in Nevada
      What Are My Mortgage Options Buying a House in NevadaMarch 18, 2023
    • Errors on Credit Reports
      How Errors on Credit Reports Affect AUS FINDINGSMarch 18, 2023
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      Getting Approved For a Mortgage With Outstanding CollectionsMarch 18, 2023

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    • About Us
      • Contact Us
      • Get Pre-Approved
      • Order Credit
      • Why Choose Us
      • Meet Our Team
      • NEXA Career Opportunities
        • How To Brand Yourself as a Loan Officer
      • Preferred Realtor Partner Network
        • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
        • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
      • Loan Officers
        • Kingsley Ifezue
        • Michael Gracz
        • Ronda Butts
        • Trinh Collins
    • Types Of Mortgages
      • Purchase
        • Home Purchase Loans
        • Investment Property Loan
      • Refinance
        • Refinance Mortgage Options
        • Cash-Out Refinance
        • Chapter 13 Bankruptcy Cash-Out-Buyout
        • Rate And Term Refinance
        • FHA Streamline Refinance
        • VA Streamline Refinance
        • Refinancing NON-QM Loans Into Conventional Mortgages
        • Refinance FHA To Conventional Loans
      • FHA Home Loans
        • FHA Manual Underwriting
        • FHA Chapter 13 Bankruptcy Guidelines
        • FHA Loans For Bad Credit
        • FHA Loans For Low Credit Scores
        • FHA Collections
        • FHA Loans Charged Off Accounts
        • W-2 Income Only FHA Loans
        • FHA Loans With Tax Lien
        • FHA Loan With Judgment
      • VA Home Loans
        • VA Manual Underwriting
        • VA Chapter 13 Bankruptcy Guidelines
        • VA Loans For Bad Credit
        • VA Loans For Low Credit Scores
        • VA Loans With Charged-Off Accounts
        • W-2 Income Only VA Loans
        • VA Loans with Tax Lien
        • VA Loan with Judgment
      • USDA Loans
      • DACA Mortgage Loans
      • Conventional Loans
        • Conventional Loans W-2 Income ONLY Mortgages
        • Conventional Loans After Foreclosure
        • Conventional Loans After Bankruptcy
        • Conventional Loan With Tax Lien
        • Conventional Loan With Judgment
      • Condominium Loans
        • Warrantable Condos
        • Non-Warrantable Condos
        • Condotel Financing
      • NON-QM Loans
        • Bank Statement Loans
        • DSCR Loans
        • Asset-Depletion
        • Foreign Nationals
        • ITIN Mortgage Loans
        • No-Doc Loans
      • Jumbo Mortgage
      • FHA 203K Loans
      • Reverse Mortgages
      • Commercial Loans
    • Careers
      • Can Realtors Be MLOs At The Same Time
      • Career Opportunities
        • Training a New Mortgage Loan Officer Without Any Experience
      • Mortgage Branch Careers
      • Remote Mortgage Loan Officer Career Opportunities
      • How Do I Become A Mortgage Loan Officer
      • MLO Revenue Share Residual Income Career Opportunity
    • Videos
    • Blogs
    • Testimonials
    • Talk To A Loan Officer