Best Wholesale Mortgage Lenders For Non-Prime Loans
In this blog, we will explain how Gustan Cho Associates goes above and beyond for their clients by having strong…
EPM Empowered Down Payment Assistance Mortgage Program
This guide covers EPM Empowered down payment assistance mortgage programs. There are several types of down payment assistance mortgage programs…
The Crisis of Florida Homeowners Insurance
This guide covers the crisis in Florida homeowners insurance. Many insurance companies are getting out of the Florida homeowners insurance…
What Is It Like To Be a Mortgage Loan Officer
Being a mortgage loan officer can be both rewarding and challenging. It involves working with clients looking to secure financing…
Is Manatee County Florida a Good Place To Buy a House
This guide covers exploring the enchanting features of Manatee County Florida. Nestled along the picturesque Gulf Coast of Florida, Manatee…
What is a Green Mortgage
This guide covers what is a green mortgage and how it works. Are you looking for a way to make…
Refinancing Your California Mortgage Loan
This guide covers refinancing your California mortgage loan during high rates and soaring inflation. California Homeowners Should Explore Refinancing Your…
HUD DACA Mortgage Guidelines For DREAMERS on FHA Loans
This article will cover HUD DACA mortgage guidelines on FHA loans for DREAMERS. Gustan Cho Associates have some good news…
How Multiple Credit Inquiries Affects The Mortgage Process
This guide covers how multiple credit inquiries affect the mortgage process for borrowers. The potential creditor will pull credit whenever…
Benefits of Making Bi-Weekly Mortgage Payments
This guide covers the benefits of making bi-weekly mortgage payments. The benefit of bi-weekly mortgage payments is that homeowners can…
Buying a Home From a Family Member With a Gift of Equity
This guide covers buying a home from a family member with no down payment or closing costs with a gift…
Can Homeowners Be on Title But Not on Mortgage
This blog will discuss homeowners on title but not on mortgage waiting period requirements after foreclosure. In many cases, we…
How To Prepare Credit For Mortgage and Get Approved
How Do I Know If I Qualify For A Mortgage? All loan programs have different lending guidelines. However, you normally need timely payments in the past twelve months and need qualified income and have the ability to repay your new mortgage.
How Taking Out That Next Student Loan Can Affect Mortgage
This guide covers the risk of taking out that next student loan when getting a mortgage loan approved. If you…
Understanding Mortgage Application Process To Avoid Delays
This blog is about understanding mortgage application process to avoid delays. Despite the countless mortgage lending guidelines, applying for a…
Bad Credit Mortgages | Credit Scores | FHA Loans | First Time Home Buyers | Home Mortgage | Re-Establishing Credit | Videos
Home Loans With No Credit Mortgage Guidelines
This guide covers applying for and getting approved for home loans with no credit. We have covered many blogs on…
Buying House In Community Property States For Homebuyers
This guide covers buying house in community property states. Buying house in community property states can be tricky on certain…
Fannie Mae HomeStyle Mortgage Guidelines
This guide covers Fannie Mae HomeStyle Mortgage Guidelines on conventional loans. Have you thought about adding a pool to your…
How Climate Change Affects Real Estate Prices
This guide covers frequently asked questions about how climate change affects real estate prices. John Strange, a senior loan officer…
Shopping for Homeowners Insurance When Buying a Home
All mortgage lenders require your to have homeowners insurance.
You choose your insurance company.
You are responsible for comparing premiums and selecting coverage.
Lenders have minimum coverage requirement to protect their interest in your property.
If you fail to keep your home insured while you have a mortgage, the lender can purchase forced place insurance. The premiums are very high, at least twice as high and normal coverage. And you’ll have to pay for it until you re-establish your own coverage.
