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    • Contact Us
    • Get Pre-Approved
    • Order Credit
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    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Call or Text: (800) 900-8569

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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 49
Mortgage Pre-Approval Issued By Mortgage Underwriters
Home Mortgages | Conditional Loan Approval | Mortgage Processing And Underwriting | Videos

How Is a Mortgage Pre-Approval Issued By Lenders

ByGustan Cho Posted onJune 26, 2023July 25, 2024

This guide covers mortgage pre-approval issued by underwriters. Over 80% of our borrowers at Gustan Cho Associates are folks who…

Continue Reading How Is a Mortgage Pre-Approval Issued By LendersContinue

Mortgage Loan After Foreclosure And Short Sale
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Loan after Foreclosure and Short Sale Guidelines

ByAlex Carlucci Posted onJune 26, 2023July 25, 2024

This guide covers qualifying and getting pre-approved for a mortgage loan after foreclosure and short sale guidelines.  Previous homeowners who…

Continue Reading Mortgage Loan after Foreclosure and Short Sale GuidelinesContinue

Home-Buying Mistakes
First Time Home Buyers | Home Mortgages | Mortgage Processing And Underwriting | Videos

Home-Buying Mistakes To Avoid By First-Time Homebuyers

ByApril Ramirez Posted onJune 26, 2023July 25, 2024

This guide covers home-buying mistakes by first-time homebuyers. Gustan Cho Associates Mortgage Group offers numerous loan options without LENDER OVERLAYS….

Continue Reading Home-Buying Mistakes To Avoid By First-Time HomebuyersContinue

VA Jumbo Home Mortgages (1)
VA Loans | High-Balance Mortgage Loans | Videos

VA Jumbo Home Mortgages Eligibility Requirements

ByMike Gracz Posted onJune 26, 2023June 12, 2024

This guide covers the eligibility guidelines for VA Jumbo Home Mortgages. Most veterans know they do not need a down…

Continue Reading VA Jumbo Home Mortgages Eligibility RequirementsContinue

Buying Beachfront Property in Florida
Home Mortgages | Home Purchase | Real Estate Topic | Videos

What To Look For Buying Beachfront Property in Florida

ByDale Elenteny Posted onJune 25, 2023December 18, 2023

This guide covers what to look for when buying beachfront property in Florida. We will discuss the risks and strategies…

Continue Reading What To Look For Buying Beachfront Property in FloridaContinue

Rate of Inflation Is Another Factor on How Lenders Price Mortgage Rates
Mortgage Rates

How Lenders Price Mortgage Rates

ByGustan Cho Posted onJune 24, 2023June 14, 2024

Many borrowers are confused about how lenders price mortgage rates. How can mortgage rates just under 3.0% just a little…

Continue Reading How Lenders Price Mortgage RatesContinue

Buying a House in Charlotte North Carolina
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Guide To Buying a House in Charlotte North Carolina

ByMargarett Jurilla Posted onJune 24, 2023December 18, 2023

This blog covers a guide to buying a house in Charlotte North Carolina. While well-established neighborhoods like Myers Park and…

Continue Reading Guide To Buying a House in Charlotte North CarolinaContinue

UPDATED Non-QM Guidelines POST Coronavirus Outbreak
NON-QM Loans | Headline News Archives | Videos

UPDATED Non-QM Guidelines POST Coronavirus Outbreak

ByGustan Cho Posted onJune 24, 2023July 25, 2024

This guide covers the updated non-QM guidelines post-coronavirus outbreak and political scare. Non-QM guidelines are not uniform agency lending guidelines…

Continue Reading UPDATED Non-QM Guidelines POST Coronavirus OutbreakContinue

Income Guidelines To Qualify For Home Loan
Income And Employment | Videos

Income Guidelines To Qualify For Home Loan Programs

ByGustan Cho Posted onJune 24, 2023March 18, 2024

This guide covers qualifying income guidelines to qualify for home loan. There are federal income guidelines to qualify for home…

Continue Reading Income Guidelines To Qualify For Home Loan ProgramsContinue

FNMA Guidelines
Conventional Loans | Mortgage After Bankruptcy and Foreclosure | Videos

FHFA FNMA Guidelines UPDATE on Conventional Loans

ByGustan Cho Posted onJune 23, 2023July 25, 2024

This guide covers the FHFA FNMA Guidelines updates on Conventional loans. There are FNMA guidelines changes for mortgage loan borrowers…

Continue Reading FHFA FNMA Guidelines UPDATE on Conventional LoansContinue

Mortgage Process Experience
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Process Experience After Chapter 13 Bankruptcy

ByMargarett Jurilla Posted onJune 23, 2023July 25, 2024

This guide covers the mortgage process experience after Chapter 13 Bankruptcy. The experience does not have to be stressful. I…

Continue Reading Mortgage Process Experience After Chapter 13 BankruptcyContinue

Buying a Home in Florida
Home Improvement/Renovations | Real Estate Topic

Complete Maintenance Checklist For Florida Homes

ByMargarett Jurilla Posted onJune 20, 2023February 27, 2025

This guide covers the complete maintenance checklist for Florida homes.  Maintenance checklist for Florida homes is not an option but…

Continue Reading Complete Maintenance Checklist For Florida HomesContinue

Benefits of Open Houses
Home Purchase | Home Sellers | Real Estate Topic | Selling Your Home | Videos

Benefits of Open Houses For Homebuyers and Sellers

ByMargarett Jurilla Posted onJune 20, 2023February 19, 2024

This guide covers the benefits of open houses for homebuyers and sellers. There are many reasons why a homeowner decides…

Continue Reading Benefits of Open Houses For Homebuyers and SellersContinue

Buying a House in Georgia
Bad Credit Mortgages

Buying a House in Georgia For First-Time Homebuyers

ByMargarett Jurilla Posted onJune 18, 2023December 18, 2023

This guide covers buying a house in Georgia for first-time homebuyers and buyers from other states. We will cover finance…

Continue Reading Buying a House in Georgia For First-Time HomebuyersContinue

Buying a Home in Hawaii With Bad Credit
Bad Credit Mortgages

Buying a Home In Hawaii With Bad Credit

ByMargarett Jurilla Posted onJune 18, 2023July 25, 2024

  This blog will discuss buying a home in Hawaii with bad credit. Hawaii is one of the most beautiful…

Continue Reading Buying a Home In Hawaii With Bad CreditContinue

Top Reasons To Buying A Home In Tennessee For Home Buyers
Real Estate Topic | Videos

Top Reasons To Buying a Home In Tennessee For Homebuyers

ByMargarett Jurilla Posted onJune 18, 2023July 25, 2024

What New Residents Say About Tennessee After Moving There Gustan Cho Associates Mortgage Group is a national lender licensed in…

Continue Reading Top Reasons To Buying a Home In Tennessee For HomebuyersContinue

Buying a Home in Chicago
Home Purchase | First Time Home Buyers | Real Estate Topic | Videos

Buying a Home in Chicago: How to Buy and Finance a House

ByMargarett Jurilla Posted onJune 18, 2023July 25, 2024

In this article, I provide a step-by-step guide for first-time buyers and answer common questions concerning a home purchase in the Chicago area.

Continue Reading Buying a Home in Chicago: How to Buy and Finance a HouseContinue

Why Rent When You Can Own a Home
FHA Loans | First Time Home Buyers | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Why Rent When You Can Own a Home With DPA

ByGustan Cho Posted onJune 18, 2023May 24, 2024

This guide covers why rent when you can own a home. We will discuss the advantages of owning versus renting…

Continue Reading Why Rent When You Can Own a Home With DPAContinue

What is Lender-Paid Mortgage Insurance
Mortgage Insurance | Conventional Loans | Videos

What Is Lender-Paid Mortgage Insurance on Conventional Loans

ByGustan Cho Posted onJune 18, 2023October 8, 2024

In this guide, we will cover what is lender-paid mortgage insurance on conventional loans. Lender-paid mortgage insurance is also referred…

Continue Reading What Is Lender-Paid Mortgage Insurance on Conventional LoansContinue

Why Americans Relocate To Louisiana To Buy a House
First Time Home Buyers | Home Purchase | Real Estate Topic

Why Americans Relocate To Louisiana To Buy a House

ByMargarett Jurilla Posted onJune 16, 2023December 18, 2023

This blog is about why Americans relocate to Louisiana to buy a house. We will discuss the benefits of buying…

Continue Reading Why Americans Relocate To Louisiana To Buy a HouseContinue

Buying a Home in Florida
Home Purchase | Home Mortgages | Real Estate Topic | Second Homes | Videos

Buying a Home in Florida For First-Time Homebuyers

ByDale Elenteny Posted onJune 15, 2023July 25, 2024

This article will discuss buying a home in Florida and knowing the area. According to the Independent Journal and the…

Continue Reading Buying a Home in Florida For First-Time HomebuyersContinue

Buying Spec Home
Home Purchase | Home Mortgages | Videos

Buying Spec Home From Builders Versus Building a New Home

ByApril Ramirez Posted onJune 15, 2023January 20, 2025

Buying Spec Home: What You Need to Know in 2024 If you’re considering buying a spec home, you’re not alone….

Continue Reading Buying Spec Home From Builders Versus Building a New HomeContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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