VA DTI Manual Underwriting Guidelines on VA Loans
VA DTI Manual Underwriting Guidelines: How to Qualify for a VA Loan with High DTI in 2025 For veterans or…
FHA Mortgage Guidelines on Collection Accounts
FHA Mortgage Guidelines on Collection Accounts: How to Qualify for a Home Loan in 2025 Buying a home with collection…
Income And Employment | No-Ratio Mortgage Loans | NON-QM Loans | Qualifying & Getting Pre-approved | Videos
1099-Income Versus W-2 Income Mortgage Guidelines
1099-Income Versus W-2 Income: How It Affects Your Mortgage Approval When applying for a mortgage, the type of income you…
FHA Manual Underwriting Mortgage Guidelines
FHA Manual Underwriting Mortgage Guidelines: 2025 Update If you’re applying for an FHA loan and received a “Refer/Eligible” from the…
Delegated Versus Nondelegated Mortgage Underwriting
Delegated Versus Nondelegated Mortgage Underwriting: What You Need to Know Understanding how mortgages are underwritten can feel overwhelming, especially when…
Fannie Mae Guidelines on Second Homes: What to Know
Fannie Mae Guidelines on Second Homes: What You Need to Know in 2025 Thinking about buying a second home? Here’s…
Does Co-Signing Affect In Buying Home In The Future
Does Co-Signing Affect In Buying Home? Understanding How Co-Signing a Loan Impacts Your Future Have you ever considered co-signing a…
How to Get a Mortgage With Short Employment History
A two-year employment history does not necessarily mean two consecutive years at the same job. You can have gaps in employment and/or multiple jobs in the most recent two years and still qualify for mortgage approval. In some cases, you can qualify for a mortgage with 12 months employment history.
Housing Economic Outlook and How It Impacts Homebuyers
Housing Economic Outlook and how it impacts Homebuyers (Updated January 26, 2025) Introduction Housing Economic Outlook: Market activity at the…
FHA Loan With Judgment Mortgage Guidelines
FHA Loan with Judgment: Your Guide to Homeownership in 2025 If you’re dealing with a judgment on your credit report,…
Resale Value of Buying Home Near Railroad Tracks
Buying Home Near Railroad Tracks: Bargain or Bad Investment in 2025? Buying a home near railroad tracks can stir up…
When Is Rental Verification Required By Mortgage Lenders
When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…
Gustan Cho Associates: The Lenders for Best Rates
This guide covers lenders for best rates. We have seen high interest rates and skyrocketing mortgage rates. Still to this…
Understanding FHA Cash-out Refinance Mortgage Loans
Understanding FHA Cash-out Refinance Mortgage Loans in 2025 Are you a homeowner looking to use your home’s equity to reach…
Owner-Occupant Multi-Family Mortgage Guidelines
Updated Owner-Occupant Multi-Family Mortgage Guidelines for 2025 Are you dreaming of owning a home while earning rental income to help…
Reaffirming Debts After Bankruptcy
Reaffirming Debts After Bankruptcy: A Complete Guide for Borrowers in 2025 Filing for bankruptcy can feel like a major setback,…
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Save Over $10K Using a Mortgage Calculator in New Mexico
Save Over $10K Using a Mortgage Calculator in New Mexico in 2025 Are you dreaming of owning your first home…
Freddie Mac Bankruptcy Guidelines on Conventional Loans
In this blog, we will discuss and cover Freddie Mac bankruptcy guidelines on conventional loans. Mortgage borrowers can qualify for…
Major Changes In FHA Guidelines HUD 4000.1 Handbook
This guide will delve into the major changes in FHA guidelines, specifically the HUD 4000.1 Handbook, which may have implications…
IHDA Mortgage Guidelines on Illinois Home Purchase
In this blog, we will cover and discuss IHDA mortgage guidelines on Illinois home purchases. The Illinois Housing Development Authority…
FHA Guidelines on Charge-Offs and Collections For 2025
In this guide, we will discuss the FHA guidelines on charge-offs and collections, crucial information for anyone seeking an FHA…
Buying Townhouse Versus Single-Family Homes
More and more homebuyers are gravitating towards a townhome purchase versus a single-family home during today’s booming housing market
